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 How hard is it to buy your first house?

Additional Details
What are the things to consider before buying?...


 I'm trying to find out about the property lines around my home?
...


 Do you think my landlord is being greedy?
I am very upset that my landlord is taking my kindness for weakness. I currently live in a 2 bedroom condo. I am a good tennant that pays my rent on time. My lease ends on October 31, 2008. I am also ...


 If i am selling a house without a real estate agent, what do i need?
Is it enought to just get a good residential real estate lawyer?...


 Does my wife has the right to the property that I inherited from my parents?
I inherited a property from my parents. It's not pay off yet. Im the one who's continuing the mortgage payment. It's under my name (in loan document, and other paper works). Is there�...


 I am a single mum being forced to leave my home!!?
I have been living in the same home for 3 years. I fist rented the property from a friend and signed a lease. A year ago her mother took over the lease and no lease was signed. In october my ...


 Scared about moving out on our own.... Does my husband make enough for us to get our own place soon?
My husband and I have been living with his family for about 1 year now and we have a 6 month old son. He works and I stay home with our son. We've been having alot of problems living there and I ...


 How much do houses cost where you live?

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And where do you live?...


 Who's responsible for the mass number of recent and upcoming home foreclosures?
A significant number of people that don't qualify for traditional home loans accept subprime loans to get into a home of their own, often without understanding that their mortgage will jump ...


 Real state scam????A friend of mine who's realstate agent is offering me to buy a home with my credit and th
and he will pay me 10,000 US dollars, just until they fix the house, supposedly they will pay the mortgage until they sell the home , i wanna know if anyone has heard of anything similiar, or is it ...


 Tenant is doing childcare out of house, shouldn't she have gotten permission?
I just found out that my tenant is doing childcare out of the house I'm renting to her. There's an electrical problem, and I'm having an electrician come fix it, but she says to me ...


 I have lowered my price on my house again?
My house has been on market for almost 90 days. Market is bad. I lowered the price 10,000 2 weeks ago and last week lowered it anohter 20,000 to get it sold. Only 8 agents has shown the house. My ...


 Why don't estate agents put the asking price up on their "For Sale" board's?

Additional Details
If it's OK for old Bob down the road to stick up a bit of paper in his old Ford Fiesta saying:

FOR SALE
New MOT
6 Months Tax
Good ...


 Not sure how to subtract 6% from 202,900.00?
...


 What is the best type of mortgage if I only plan to stay in the house for 4 years?
My job is transfering me to a temporary postion that will only last 3 to 4 years max. What type of mortgage should I get to get the lowest monthly payment since I know I will be selling in 3 or 4 ...


 Can i break my rental lease because there was no home inspection before i moved in?
...


 Can I request reimbursement from the landlord, for not having the working phone line?
I got charged $55 by AT&T for having the technician fix the phone line with no dial tone. So, I am wondering if I can ask my landlord to reimburse that amount since they are supposed to have at ...


 Any legal recourse if lender over-appraised home and now i can't sell it for what i owe them?
I borrowed $400,000 in 2006 when my condo was "appraised" for $560,000. The loan balance is currently $405,000, plus I have two more years before a $14,000 preppayment penalty is waived. M...


 Does anyone know how/where i can advertise for roommates in san francisco?
im going to be attending college in san francisco and my parents are thinking of getting a condo that me and some roommates can share. but i have no idea how to advertise for roommates. can anyone ...


 A friend backed out of a deal and has created a huge problem, what do I do?
I've been thinking about this and haven't decided what to do. I'm interested in some opinions. A friend rents out rooms in his home and I heard about an opening. I asked if he was ...



COCHYN
Landlords please answer only?
If you are a landlord,would you rent it to dhss people..I realoze that these people need somewhere to live .So dont think that im critisising people less fortunate..What i want to know is how do i stand with a bond eg.And refrences.I would be very gratefull for honest repleis only .Thank s for your time and patience.
                     
 




Ed
Rating
Usually the local authority will pay the deposit/bond, typically one month's rent and no more. I would not rent to DSS again.


Bardic
I'm a LL and I do know what DHSS is; I don't know what Or or Ca is.

I used to rent to "dhss people" as you put it, and found most of them to be decent, worthy and reliable people, though there were bad apples, just as there are in any sector.

I required two months rent as a deposit against damages, against regular inspections by arrangement, and never had any problem. Perhaps it was the regular visits, perhaps not. I'd guess those landlords who didn't show any interest in their properties and tenants got what they deserved.

My "inspection" visits were as much social as anything, a cup of tea and a chat about any problems the tenants had with the property tended to forestall emergency calls when something serious had gone wrong.

Oh, and I always follow references up. Thoroughly.


elaine_classen
Actually, DHS assisted renters are better than most other renters, because I get most of the rent from HUD, and if there is deliberate damage, I can get some assistance to get the repairs done.

For regular people, I run a credit check, and if you have been paying your rent and utilities, I will rent to you. If you are one who has a bad credit record, I will get as much in advance as I can. I will beef up the security deposit, and charge you the first and last month's rent before you move in. that way, of you don't pay, I have time to prepare to evict you while your rent is still paid. I like letters of reference; and I always check with the landlord who wrote them.


WishICouldTellU
Rating
A person is either good tenant or bad tenant does not matter where the rent money come from. There are good poor tenant and bad rich tenant and vice versa.


ben c
alot of people dont want to rent to dss as there is a stigma that they wont take good care of the property and any issues with the dss causes delays on rent payments that get drawn out. if landlords rely on regular money to pay mortgage or livelyhood its more stable to rent to stable workers.


ticketoride04
HI I'm a LL ,but don't know what this dhss is. I'm in Cal & Or and maybe its know as something else...can you help with expanding your Q?

EMOW, NOT SURE WHAT AN BOND EG & REFERENCES ARE, BUT AS A LL I GUESS I WOULD REALLY NEED TO KNOW WHAT YOU ARE ATTEMPTING TO ACCOMPLISH.
EXPAND A LITTLE MORE AND I'LL ELABORATE AGAIN.
MAYBE I CAN GET YOU AN ANSWER TO YOUR QUESTION.
THANKS


acermill
Rating
As a landlord, I would rent to you. My criteria do not include the source of your money, but rather include whether you will pay the rent and be a quality tenant.

As far as rental values, I do not give 'deals' to the 'less fortunate', any more than a car dealer will sell you a car for less because you are 'less fortunate'.


angelbaby_102
Rating
I also am a LL and have been in Or and Ca. And I also do not know what dhss is. Please help us out and tell us what exactly you want to know.


beverley.newman1@btinternet.com
Rating
I was a landlord and had good and not so good tenants but luckily no one really bad.I have had 2 private tenants and 1 dss tenant and the latter was the only one I had a problem with!It took 2 months to start getting any rent.I got no deposit,and she was always on the phone with one thing or another.It turned out she was a bit of a nutter and when she broke her contract and left,even though she owed me money I was glad to see the back of her!Although I will say she left the house clean and tidy.


lunah_c
I know you said LL only but seems every one is chipping in.

Hubby and I have rented for 11 years together. I rented alone for 2 before that.

My rent was always on time with the exception of one month when my company decided to swap from weekly to monthly payments and so I was late paying rent.

My Landladies were fine thankfully.

I looked after the flat but never did much than run in and out of it every morning and evening.

As for the last 11 years. Again not much of a problem. Our rent was fine for a couple of years until hubby unexpectantly lost his job. We ended up not being able to pay rent for a couple of months. Fortunately the landlord was very understanding and let us pay it back at a later date.

Since then we have been DHSS (long story). Our rent has always been on time. Councils tend to be the problem with housing benefit being paid late but we know that once a year they review it so we always have a bit put aside just in case but providing the forms go back in time this is not normally needed.

Plus as we are at home more than workers, and have a young family (which most DHSS have) we tend to stay put longer and look after the property since it is our childrens' homes and also we spend alot of time staring at the walls.

What i am trying to say is that the only occasions our rent was not paid was when it was work related. So it is just as unreliable if not more than benefits.

Personally if I was a LL, It would be my first choice. However I would stay clear of long term unemployed teenagers and early 20s as that is usually not a good sign!


David H
Rating
DHSS is what you may call Social in America.

It all depends on the property, benefits will only cover a certain amount of the rent and maybe not all of it. That said if the tenant is responsible and doesn't trash the place then I wouldn't have a problem renting a property to them.


shih tzu lady
I have an elderley lady renting a house of mine who is DSS. I do, however, know a member of her family, so I didn't have any qualms about letting to her. She honours her rent and is no problem at all, but I did go without rent for a couple of months while the DSS set up the paperwork and payments - got it backdated, but nevertheless you have to find the mortgage payment whilst its going through. Other than this property, I dont let to any DSS because I prefer to let to someone who is in work and I know many private landlords are of the same opinion.


Gerald
Better see an attorney--you cannot write a sentence or spell simple words


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