 House advertises and selling.... What does ÂŁ800 pcm mean?? |
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and what about 'to let'.....is it the same as to rent?... |
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 I have been in my home for under 12 months. How much can I get for it in a quick sell? |
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I'll give more info. I am over 4 months late on my mortgage payments. There is no way for me to keep the house because I'm out of a job. I want to sell ... |
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 Can the landlord keep my deposit without explanation.? |
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8 weeks have passed and he has not paid me back although I looked after the house perfect.... |
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 My landlord still hasn't fixed the problems in my apartment and I am in a year lease, what do i do? |
| I have mold under my sink, the sink is so water logged it is going thru the floor, My window the whole frame is going to fall to the ground and no screens in any windows and I have small children. W... |
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 What law says the landlord can keep all security deposit for minnor wear and tare on the appartment? |
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They paid 750$ and the landlord is keeping it all. He had to paint, that he should do after every tenents leaves any ways. He had to shampoo carpets, which is fine. ... |
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 If you own your home, a Friend comes over and stays off and on there, how can you evict them? |
| I own a home and my husbands friend stays there but he pays no rent. He has been there for 5 months now. I want him to leave. This is in Sac County Ca. We want him to move out, how can we get him out?... |
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 Can my landlord charge a $50.00 late fee PLUS $5.00 a day for every day rent is late? |
| landlord charged me $50.00 late fee PLUS five dollars a day for every day rent is late. Our lease is month to month, she changed the lease terms, we never signed the new terms, used to be $50.00 ... |
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 Please help me decide!!?? |
| I know that the smarter choice for us is to buy a house, but my brother offered to rent his house to us, and we were not going to go for it because we were wanting a payment cheaper than what we are ... |
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 How can my husband start flipping homes with no credit or money??? |
MY HUSBAND WANTS TO START FLIPPING HOMES . HE HAS THE KNOWLEDGE AND KNOW ALL ABOUT THE CONSTRUCTION WORLD . THE ONLY THING HE LACKS AT THIS MOMENT IS CREDIT AND MONEY TO START
PLEASE AN... |
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 Is it rude/cheeky to knock on current tenants door and ask about the property? |
| We have found a cottage in an adorable village and the tenants are still present, the agency states that we cannot view the cottage until they move out and that there has already been lots of ... |
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 Breaking a appartment lease, please help.? |
| My problem is my family is thinking of buying an appartment building, and are offering me an way bigger appartment then what I have now and its affordable. I would be able to move in this spring But ... |
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 Why are houses in the UK so bad? |
Why are the majority of houses in the UK so rubbish?
They need to knock down all these 19th century houses and build modern houses. Something that should have been done a long time ago, ... |
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 What's an appropriate fee to charge for renting out a bedroom? |
| A childhood friend of mine needs a place to stay while she goes to school. She'll only be staying there about 3-4 nights a week. My townhouse has 3 bedrooms, 2.5 baths, gym in basement, wireless ... |
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 What is the fastest way I can get my roomate out of my home, legally. Please help. Atlanta,GA? |
| I am the home owner and he will not leave my house. I need to do something fast, please help.... |
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 How to make my tenants pay on time? I placed 2 eviction lawsuits, but tenants pay in the last moment.? |
| How to make my tenants pay on time? I placed 2 eviction lawsuits, but tenants pay in the last minute and after that I had to terminate the case. In this way I can’t evict them and all I remain with ... |
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 Plumbing broke and house almost caught fire. why won't our landlord fix this? |
| We have had numerous problems with our rented home for the year we've been there. Our lease states that our landlord is responsible for all major repairs, and we've kept all of our bills ... |
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 What kind of loan could I qualify for? |
| Together my husband and I make $240,000/year. He's got excellent credit, I have above-average credit. What kind of loan do you think we could get approved for? What would that make our montly ... |
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 Can a landlord under foreclosure evict non-paying tenants? |
If an owner of a condo is currently under foreclosure and his tenants find out and decide to stop paying him can he legally evict the renters?
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Ok, it is not me not ... |
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iheart.burritos | Lender says home inspection is already done!!???? HELP!!? |
My husband and I are currently trying to buy a home. he is in the military and has bad credit. Dealing with the only lending agent he could get a decent loan from has been total hell.
Our seller agreed in our contract to pay for the home inspection and we were supposed to be able to choose our inspector.
We've talked to our real estate agent who was supposed to be scheduling the home inspection and we emphasized that we needed to be there for it. We've been waiting for him to call us and tell us when it would be, but he hasn't. Today my husband called him and APPARENTLY ITS ALREADY BEEN DONE!!!!!! By the LENDER!!!!!!!!!!
We had no intentions of letting the lender have anything to do with the home inspection and we DEFINITELY wanted to be there when it was done!
I am absolutely heartbroken and I feel like something foul is going on. We don't have money to pay for the results of any shady actions later on down the line. This house is rather old and was built in the 60's! HELP! |
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godged
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Many lenders have specific inspectors that they use. And they won't use anybody else. That might explain that piece of this.
However, the agent should have advised that this was what may happen.
Most home inspectors take great pictures of areas of concern in the inspection. Get a copy of the inspection and take a look.
It sounds like you are at the mercy of this lender. But the inspection is to protect the interest of the lender too.
Ask your agent if you have any recourse at this time. |
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Diane A
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Listen to your gut - walk away! |
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TeKi
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My first question to you is, Do you have the inspection report? I would first get that and then do some research on the inspection company. Find out things about the company. If it has been done by a reputable company then you are probably okay.
If it is by someone who doesn't own a company and is just doing this "on the side" then you definitely do not want to accept this. First of all I would let your real estate agent know that you are NOT happy with this outcome. Withdraw your offer. I know that sounds scary but what is more scarier?? Buying a home with serious problems or waiting a little longer to find one that is for sure in good condition.
My next question is this..
If you husband is in the military is he using his VA Loan option? If he goes this route it shouldn't matter if he has bad credit. The VA is VERY specific on the things that need to be done. The have their own companies that do the inspections. Check into this if you haven't already.
I am sorry that you are running into problems. But, you guys need to stand up for yourself. Bad credit or not there is no reason for you to let them do this to you.
Good luck to you. I hope it all works out!! :) |
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Wango138
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Walk. |
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JD
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Perhaps ask the lender for the report - I'm pretty certain they have to have some kind of documentation for it.
Do you have a lawyer? I always thought that when you are purchasing a home you are supposed to have some kind of lawyer involved. I would definetely bring this to their attention.
Furthermore, if I were in your position I would be requesting that the real estate agent make arrangements for another inspection to be done because you were not aware of the first one and it's imparative that you be there for it.
It sounds really shady, do as much as you can to protect yourself. |
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turtle
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A real estate agent should have known you wanted to there and should have been there also. Bad agent! Get a copy of the inspection report. I would have strong words for the lending agent and the real estate agent!! I would tell them you were supposed to be there but weren't called so as far as you're concerned it never happened. Demand another inspection at the Lender's cost or you'll walk away from the deal!! I would be very demanding and see what happens. This is a huge investment and you don't want to buy a money pit!! It's an older home so there will be problems down the road no matter what the inspection report says, you just don't know with older homes, so be sure to have money to do repairs, ie, roof, furnace, water heater, wiring. You absolutely should have been there during the inspection. Was it a full inspection or a partial inspection? What was agreed upon? Call the inspector with any questions you have. Tell the inspector you were to be there but were never called. Hopefully, he'll be able to alleviate any worries you have about the house. Sometimes they have information that is not in the report, but it's best to be there because they usually will mention something at the time, if there is anything to mention. Good luck!! |
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katie c
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Since you are buying the house you have the right to do YOUR OWN INSPECTION!!! Drum up the money from somewhere and get that inspection done from somebody YOU hired. Not who the Seller hired. That is totally ridiculous. Something sounds really wrong here, and I would suggest not moving forward. Better to re-start your search before getting in and getting taken advantage of, whioch sounds like what is happening.
Good Luck!! |
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shazzman
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Typically, good home inspections are very thorough and therefore time consuming. Depeding on the size of the home, a good inspection can take 3-5 hours.
We recently bought a home and of course, had it inspected. I met the guy on site, left to allow him to go about his work and came back to review and inspect his findings a few hours later.
Personally, I didn't find it necessary to be there while the guy worked. However, if you specifically articulated your desire to be there, they should have ensured that your wishes be followed.
I'd find out about the reliability of the inspector that did the work. If they have a credible history, you're probably good. If not, surely I'd walk. |
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Curious
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In my dealings, the bank has appraisors that determine the apparent worth of the property. An appraisal and an inspection are 2 different things.
An inspector will issue a report with what was checked, and what they found.
If the institution did indeed have this done, there is no reason they wouldn't share this with you.
I would simply ask for a copy. If they balk, or can't produce they are lying. Don't be steered because you are under pressure from bad credit and DO NOT get an ARM (adjustable rate mortgage). There are thousands of home in forclosure right now because as the interest rate of their institution crept up, folks found out they couldn't afford the home they had lived in for 2 years.
You don't necessarily have to be there when the inspection is completed unless it is for your piece of mind. If their report shows no problems, but it turns out there are problems, it's their problem. |
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northville
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I would ask to see the report. If they say there is nothing wrong - they are messing with you. Refuse to pay for the deal and get another one- asking for reimbursement or that it be done in your presence. We had one done on a house and we were from out of town, and could not be there. After moving in, I noticed many things missed- I called and complained and asked for my money back and got it. I told them because they had missed so many things, that it is going to cost me thousands. They missed walls that leaked in the shower, a melted cupboard door, a fire that had been on the counter under the cabinet...a leaky basement wall.
If your realtor wants their commission, they will pay for another one. If not, get another realtor- I can give you a referral. |
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DennistheMenace
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get a copy, take it to another insp. ask if from the paper it looks like it was really done. then see if you can locate the person who did it, and get there opinion, or sence that its on the up an up |
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merrybodner
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The Lender probably did an inspection for the value of the house, not for how well it was put together. Talk to your realtor and insist on your own inspection. I will admit I have never heard of the seller paying for this, though. You should be there during the inspection. |
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progunr
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I would refuse to pay for the inspection since your request to be present, and to choose your own inspector were not honored.
I would hire my own inspector, and make sure he knows you need to be present at the time of the inspection. |
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Blunt Honesty
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www.rodneyanderson.com
They do loans in 46 states. Talk to them if you feel you are getting the shaft. |
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