 Can i get out of a contract to sell by taking it off the market, if so how long before i can put it back on? |
| i had dealt with a realtor on 2 sells and one buy of a home, we just inherited a home and wanted to sell it, we contacted our old realtor, she had her husband give us the contract, my husband was in ... |
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 How do I deal with difficult renters? |
They moved in 3 days ago and already have a list of problems.
I have addressed some of their concerns like; I changed the locks and put new smoke detectors in.
They are complaining that ... |
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 Can i buy a home with horrible credit and 50 percent down? |
| I live ina very affordable area, i have 50k to put down on a 100k home, could i do this with horrible credit?... |
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 Buying a house for sale by owner? |
| What types of things do I need to look out for when buying from an owner and how much should they know? Fees involved or anything like that ussually?... |
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 Is it possible to still get a mortgage even though i am on a debt management plan? |
| I have been on this plan for about two years and have about 5 years to go, and i would really like to buy my own home instead of renting like i am doing. I have not defaulted on these payments so far ... |
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| If i let my home go into foreclosure can i buy another home ? |
| can i buy a home while im in a home thats going into foreclosure but still modifying my existing home and get a good deal on my new home that i can afford with bad credit and get a good rate?... |
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 My wife decided to sell our house, but I think it is a bad idea. She is going ahead.? |
| We are joint owners. I was the one who paid for it, and sole earner. I don't want this to go on the market and I told the broker my wife contacted that we would not sell. I have just heard ... |
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 Selling mortgage after 2 years? |
If I had a $150,000 30 year mortgage for 2 years then I were to sell it how much money would I have?
& how much would a montly payment be for this mortgage?
Additional Details... |
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 Does this add value to my house? |
I have an 800 sq ft shop on my property. We are currently rennovating it into a 2bd/1ba house, but we have no permit. Will this add value even though there is no permit?
Additional Details<... |
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 If I previously made a 30 day notice to leave my apartment, can they give me a vacate to leave in three days?! |
| I gave a 30 notice the 16th of Jan. stating that I would be leaving my apartment. I was told by the manager that it had to be a 30 day notice. I signed and dated this letter in front of her. I came ... |
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 How much of a notice do you need to give a landlord? |
| My cousin is movinig from an apartment where she has had nothing but bad luck with the landlord (no fault of her own, this person is just difficult!). She now wants to move back to Ohio (she is ... |
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 Our tenant has left the state and abandoned his lease? |
| But he has two male friends staying in the house who said they were supposed to pay the rent since our tenant left. We do not know these guys and they do not have a lease with us...AND as of today, ... |
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 Put a bid in on a house, was accepted verbally,then told later that seller went with better bid.Any recourse? |
| My father-in-law bid on a house last week. On Monday, he was told by his buyer agent over the phone that his bid was accepted. Then on Wedensday, his agent called him again and told him that the ... |
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 Can you buy a house even though you collect Social Security Disability? |
| I was wondering if you collect partial Social Security Disability and work the minimum, would you still be able to purchase a home or is it something that comes up on the credit report?... |
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 I have my realestate license in CA what kind of job can I work? |
| i was a Loan Agent for 5+yrs, but w/this market business is SLOW! and selling homes know is also very slow.......anything else??... |
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 Is a landlord required to provide a written 30 day notice if the lease is an oral month-to-month agreement? |
| Im on a month-to-month lease right now and I know I must give proper written notice when I decide to move out. The lease is an oral agreement.... |
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 Is it possible to sell your home for less than what you owe? |
| Say your home is worth 300,000 but you can only sell it for 270,000. Is it possible to buy another home for 290,000 and put the 30,000 owed on the first loan on the second?... |
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mark d | Looking for a hme loan.? |
trying to get a 200k loan my credit score is 615, with 10% down they offered me a 9% interest rate, if i double the down payment to 20% will i get a better rate? what should i expect? |
 |
 
bull_rooster_aardvark
 |
I'd advise going online (Eloan is a good place) and trying some different scenarios. With some of these online loan places you can try all the different what-if scenarios (after you fill in all applicable info). You can see how changing the loan term and down payment affect the rate, and other stuff.
Also, to answer your question, yes putting 20% down will probably give you a better rate. Also by putting down 20% or more you avoid mortgage insurance so this is really a good idea if you can swing it. |
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julez
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Not that it will really answer your question, but we are looking for a home loan too. We found that so far in our search, Countrywide has the best rates. Shop around and see who can offer you the best rate, that 1% can make a huge difference. |
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Peanut Butter
 |
The interest rate can make a big difference in a monthly mortgage payment. I would try to find a better rate if you can.
However, if you can afford to put 20% down, I would do it.
However, in your case, I would try to go for a smaller mortgage. Don't get into a loan that you can't afford and please STAY AWAY from interest only and 80/20 loans. These have gotten people into trouble and the foreclosure rates have skyrocketed now as a result. |
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Vanka
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Well i bought a home for 155k with 30k down. The interest rate is like 6.0 and i pay 700$ loan. so u might be close to around $1000 per month if u down 20%. Use country wide. |
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david p
 |
ill give you a loan on one of my homes @ 7. 5% over 50 years the only trouble is if you live in usa my homes are in australiathe other problem is they are all over the $400000.00 dollars |
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Casey C
 |
Credit score is only 1 piece of the puzzle. There are 23 other factors that determine your rate. There are products on the market that could get you 6.5-7.5% and don't even require a credit score.
I would definitely stay away from internet sites like eloan or lending tree as they will send your information to anyone willing to pay for it. You'll have multiple inquiries and because these sites don't care who pays for this information you could have a criminal on the other side of the application.
Utilize the service of a mortgage banker at your local bank or ask a friend or family member if they know of a good broker. I work for Chase as a direct loan officer. You can see my site at caseycasperson.com. I'd be more than happy to talk to you and see if you would qualify for the program that I have in mind for you. You may not even have to come up with that additional 10%.
Let the professionals work for you, get a couple of good quotes and I'll teach you how to shop for the best deal.
casey.x.casperson@chase.com |
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statusquo333
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You should be able to qualify somewhere in the low 8's to high 7's on www.restrtcutureyourmortgage.com |
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SirSnoozeAlot
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There is a mortgage crisis going out with a decline in the housing markets and home builders andan increase in people defaulting on prime and sub prime loans. You need to be careful and show around for decent lenders and comparative shop for a suitable rate. |
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