 Can you have more than one mortgage ? |
| That's for 2 properties . A lot of info and assumptions please. I know ... |
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 If my landlord/flatmate leaves shared accom area untidy should I withhold rent payment till he corrects this? |
| I left school at 17 but cant get job in Lancs. So moved to Berks where work prospects far better. But found accom costs mostly £700+ per week which cant afford on my Job Seekers. But when desperate ... |
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 Recently house prices have started to fall. Why? |
| is it to do with Demand & Supply- interest rates,income etc..... |
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 Can my landlord make get a p.o. box for my mail? |
| Because, we all share the same mail box out front and she said she doesn't want to be responsible for any of my mail that may be missing or undelivered and she doesn't want anyone else ... |
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 Is it worth having a 2nd house 2 rent out with an interest only mortgage which is close to the rental value? |
Additional Details
I'm not planning to "pay off" the mortgage, but purely to sit on the property for 3-5 years before selling at a hopefuly profit. I can safely get £500... |
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 How in the hell of it can first-time-buyers afford a house today? |
say you're living at home with your parents and want to move out.
Or you're getting married and want to buy a house.
If you haven't got one to sell, how do you do it?<... |
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 Is it really possible to buy a home with zero down? |
| Will i have to pay a couple thousand more than what the property is worth... I really want to buy a home but down payments in Orange County are insane.. I want a 3 bedroom 2 bath so i can rent the ... |
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 Where to get the best home loan? |
Additional Details
what sites that can give me the 100%approve home loan that i can get by the end of this week .......i have a score aboout 617... |
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 What do you do when your landlord doesnt return your security deposit? |
| We relocated from CA to GA in February. When I called my landlord in march, he mentioned that he had to replace the carpet in the whole apartment which cost him $1500 (our deposit was 1150). I have ... |
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 I've inherited my grandmothers house.Can I keep it or does it have to be sold? |
| Originally we put the house on the market but had 2 sales fall through due to structural damage.I've asked the executor of the will if he can just give me the house instead of selling it so that ... |
|
 Can my landlord raise my rent? |
| I rent a condo but the owner hired a management company to handle everything so I deal with them directly and not her. Per the lease, I must give her 60 days notice if I am not going to renew my ... |
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| Question for tenants or landlords! What are my rights? |
| The lease on our apartment just began yesterday, and it was our first time into the apartment since we quickly had the one and only look at it a month ago. At the time of looking at it, the apartment ... |
|
 Will the real estate market pick up? |
| I needs to sell a piece of property. Do you prices will pick up after the new year?... |
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 I was recently laid off from my job. Can my landlord evict me? |
| I'm a subtenant in San Francisco to a master tenant. I have a signed rental agreement, so I *DO* have written proof. I told the master tenant (who lives in the house with me) that I would be ... |
|
 In New Jersey, should a landlord provide it's tenants with a refrigerator? |
| When i first went to look at this place the place was so clean and nice that i didn't pay any attention to whether or not there was a refrigerator there. I put the deposit down but after a ... |
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 Want To Take Legal Action Against Attorney? |
| My husband and I hired an attorney to have a title search done on our property prior to getting our mortgage. Upon the attorney's research she found that the title was good, however 2 years ... |
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 Is flipping houses a smart way to make money? |
| also what are the basics that you need to know to excell in flipping houses ... |
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 Is my ex landlord responsible for replacing the carpets at his expense? |
| I am getting ready to move out of my current rental. The carpets are falling apart. Everytime i vaccum more of it rips apart. Can they charge me to replace the carpet? i have lived in the house ... |
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amber | Make a list of the 10 most important things you would look for when choosing a house to live in.? |
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Lupita
|
1. Market Value (your Realtor can give you a CMA for no cost)- if it is comparable in value per square foot to others like it, then it is priced right and you can feel like you got a fair deal...it if has a low market value and you are willing to put work into it, then you can save some money and build equity quickly...if it is priced high compared to others, is it justifiable and do you just love it and are you willing to pay for it (like buying car with bells and whistles)...another part of value is how much will it really cost me to live here (not just your mortgage, but utilities, taxes, insurance and homeowners' association fees)
2. location- is it where you want to be now and long term...also, what is planned around it and what kind of trends have been seen in the area as far as lifestyle, property value, crime, traffic, etc.
3.condition- you know what you want...move in ready, something that needs a little updating (paint, carpet, countertops...not big issues), or a true fixer upper...which one suits your needs and does the house fit the description
4. floor plan- will it REALLY work for your family...don't get sucked in by snazzy fixtures and staging decorations that you can do to any house....you know what will and won't work for your family and a floor plan is a difficult thing to change
5. schools- if you have children, this should be a primary concern...a great school system is an indication that the community is willing to pay higher taxes to foster a quality education for the children...even if you don't have children in school...the entire community is a reflection of what goes on in schools
6. neighbors and the neighborhood- what matters to you may not matter to others, so use your 10 day opt out window in your contract to do some snooping...drive by at different times of the day during the week and on weekends to see what goes on and does that jive with you...look at your neighbors' houses and take it as a sign that the way they look right now is how they probably always look...can you live with that or will it be a source of frustration for you...check watchdog.org to see if there are registered child molesters and what their specific crime was...the list goes on as to what to ask...TALK TO THE NEIGHBORS...they will give you valuable insight without you having to ask too many questions about other neighbors, etc.
7. why are you moving...does this house resolve the problem that you currently have with your existing home...if not, ask why you want it
8. do you really like it...make a list of pros and cons and look at them carefully...again, what is important and do you really like the house
9. age of home...if it is older, have the major systems been updated (I guess this falls under condition of the house, but even if the original plumbing on a 100 year old house is working fine right now, it won't continue to do so but a bit longer)...look at long term issues that may arise, plumbing, electrical, foundation, structure...
10. did you walk out of it saying..."I think this is the one!" If so, go back a few times to be sure you still get that same fuzzy feeling. |
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John H
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1 - good and safe neighbourhood (most important)
2 - what the actual neighbours are like
3 - if theres any countryside within walking distance
4 - size of the garden
5 - extra bedroom
6 - how much work needs doing to it
7 - how large the bedrooms and living room are
8 - how large the bathroom is
9 - how large the kitchen is
10 - south facing back garden (again very important for barbeques etc etc!!!) |
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raysor
 |
Quietish Road
Tidy and clean neighbours/road
Close to amenities.
Well built and maintained
Aspect (which rooms get the sun etc.)
Garage or off-road parking
Preferrably detached.
Cavity walls
Good central heating system
Room for expansion/enlargement.
Affluent area.
Semi-rural environment. |
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Landlord
 |
Good schools
Low street traffic
Neighborhood looks nice
Floor plan
Large Kitchen
Enough bathrooms
great laundry room (I spend a lot of time doing laundry)
decent views from all windows
large lot
high quality flooring
The rest of it can be changed easy enough |
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Barbara L
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1. Good neighborhood (check out the tax rates and school system)
2. Solid constructions. ( check out the builder and the town hall for permits, septic, water, etc)
3. Enough bedrooms to have one spare.
4. Decent size eat in kitchen with good appliances.
5. First floor laundry room
6. Plumbing and furnace - energy efficient? current cost of utilities?
7. Check the roof, have a good home inspection and bug inspection.
8. Check electrical to make sure it is safe. Should have breakers, grounding, etc.
9. Make sure no violent events happened in the house. Deaths must be revealed by real estate agent
10. Have a title search. Where I live Indians have reclaimed other people's land. |
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nettie
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1. The local infrastructure such as transport and schools doctors and other amenities;
2. Pirvacy and neighbourhood watch;
3. Sound structure, double glazed windows & doors loft insulation;
4. Work needed to be done on the house and costings;
5. Garden with decent fences and trees if possible;
6. Number of downstair rooms which ideally would include a study and at least 3 bedrooms;
7. Off road parking, preferably a garage with good safety aspect to road;
8. Reasonable kitchen and bathroom;
9. Central heating and open fire places;
10. Architecture.
I don't want much do I? |
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Ian F
 |
The real estate number one rule is location. Number 2 is location and number 3 is location.
With the top 3 criteria being the same, they must be trying to tell us something, right?
A house will likely be the largest purchase you will ever make. Wouldn't it be better to get something that will increase in value and not depreciate?
Check out the area yo are going to buy in - what is planned in the area for the next 5-10 years? Any new roads or freeways? Any industrial buildings? What about new schools or malls? Most of this can be got from the planning department at the local town offices.
It stands to reason that some development can increase value and some can decrease value. Having a Freeway built a stones throw from your backyard can make your home noisy, dirty and really hard to sell.
So, the location thing is all about value. If you are buying a house, you want it to increase in value. Otherwise, you are better off renting - at least with a rental agreement, you are only stuck there 6 months. With a mortgage that is higher than your house is valued, you could be stuck there for 30 years!! |
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Honest Rob
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1) Solid foundation.
2) A look that it was well maintained each time something needed to be fixed.
3) Be sure there is no sloppy paint jobs ANYWHERE... it screams amateurs fixed everything else too.
4) Neighborhood... most important, but you're not even going to go inside if you don't like the neighborhood, so this really isn't an item. Add Price to this as well.
5) Location of nearby stores.
6) If kids, the school system.
7) Cracks in the cement... how many and where they are located.
8) Flood area?
9) Internet and TV cable connection. Let's admit it, when we get a house we spend most of the time inside and that's what we do... internet and cable. Many times overlooked.
10) Nothing else to consider. |
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Wolf Child
|
Past owners
health hazards such as mold
price, of course
current condition
paint colors
interior layout, if it is functional or not
materials used and insulation
yard, condition and what's in it
location of windows
foundation problems |
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ilovebobsaget2
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1. Air conditioner
2. Heater
3. Good plumbing
4. Built well, good craftsmanship
5. Decent sized yard
6. Safe and quiet neighborhood
7. Good insulation
8. Relatively new water heater
9. No spider or bug infestation
10. Good sized kitchen |
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Danny
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1. Enough rooms for your family. Growing space if you are planning to have more children.
2. Storage space. Some older homes have no closets.
3. Plumbing - Make sure every thing drains well.
4. Sewer - City or Septic
5. Neighborhood - growing or in decline.
6. Utilities - Availability, price, deposits.
7. Yard - sufficient for your home outdoor needs (gardening, grilling, etc.)
8. Distance to work - (For time & gas consideration).
9. Distance to living needs - (Grocery stores, gas stations, recreation, etc.).
10. Appearance - Meets your approval. |
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godged
|
In no particular order:
#1 - Structurally solid
#2 - Location
#3 - Floor Plan
#4 - Outbuildings (DH needs a shop, or ability to build one)
#5 - Kitchen layout
#6 - Size of bedrooms
#7 - Cost of utilities
#8 - Distance to work, shopping, recreation, etc.
#9 - Safety of the neighborhood
#10 - Value for the $$ |
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tongo86
|
Well my first thoughts would be:
Room upstairs for children and adequate room for expansion.
The neighbourhood- how suitable it was for people living there.
Convenience- is it close enough to work, shops, school, motorway etc
How private it was.
would furniture already have fit in
garden space
Cost
If it would need updating- cost for that
Would also look into how often it's been on the market- if a lot then would wonder why!
How recently boilers and electrics had been installed to know if it needed updating!
Good luck in choosing your home! :) |
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ssspphttt!
|
1 extra bedroom
Big kitchen
lots of closet space
good lighting
2 bathrooms
wood floors
window above the kichen sink
large yard
good guts plumbing electric etc. |
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Katie P
 |
1. location
2. number of bedrooms
3. size of garden / outside space
4. number of bathrooms
5. current state, ease of redecorating
6. number of / type of neighbours
7. type of area - busy / young vs old / nearest shops etc
8. double glazing, insulation etc
9. parking areas
10. original features, character etc. |
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kalen s
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pool
near shops
big garden
4 bedrooms at least
3 bathrooms at least
big kitchen
electric garage
big sitting room for 46 inch tv
good location
far away e.g. spain australia etc |
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