 When renting an apartment. what are the major cost? |
| other than the rent, food, utilities. what other thing would i have to spend money on to live on my own?... |
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 When buying a home, what is an acceptable offer to make in comparison to the asking price? |
| Say, the seller is asking $150,000 for their home. Would it be alright to offer $140,000, lower or higher?... |
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 Buying a New House!!! Important Questions to ask?!? |
the house was built in 1920.
it has 4 bedrooms
***
Last year New Roof was put on, New Siding, New Windows and Furnace..New Cabinets and New Bathroom Fixtures.
New Carpet in L... |
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 Renters Question: I've been in this apartment going on three years...? |
| The first year I signed a one year lease. At renewals, since then, the management leaves a statement on my door how much rent will be increased. I pay the increase but have never signed another lease.... |
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 What would a million dollars for a house buy in your area? |
| in mine it would buy a four bedroom two story home with three and a half baths built 15 yrs ago on an acre or so. hbu?... |
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 Terrible landlord. I am moving and want out of my lease. Afraid of eviction? |
| I live in Georgia. I am pretty well versed on eviction in Georgia. I am moving to Alabama. My lease is not up till next July and I am not willing to wait. I live in a badly run complex and my ... |
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 How did people have homes before banks invented mortgages for the sake of profit? |
| With a mortgage you don't even own the house until 30 years later after you make all the principal and interest payments which means you end up paying double the original purchase price. There ... |
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 Questions to ask when purchasing a home.? |
My spouse creature and I are going to be buying a home for the first time soon. I need to know what questions I should ask about each home I view.
If there are specific issues with ... |
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 Interest Only Mortgage? |
Can someone break it down for me?? If I get a home that is 250K and I only pay the interest, will I build equity in the home?? Hope I dont sound stupid asking this!!
Thanks
Additional D... |
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 Landlords: How do you screen tenants to avoid deadbeats? |
| I verify references, employment, former landlords, and still have problems with paying the rent and skipping out on the rent. I have taken to filing evictions just so there is a public record to ... |
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| We bought our home last winter and we recently received notice that they may start drilling for gas around our property and may eventuall move to our property. I know that we don't own the ... |
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 Need help to stop foreclosure on my home. need to sell quickly? |
| am a couple months behind on my payments and want to sell now. am not looking to make a profit just need to get what i owe.... |
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 Which is harder to clean up termites or mold? |
| I have two houses I am considering buying. One has "a bad termite report" (whatever that means) the other has a lot of mold on one outer wall of the bedroom. Which would be worse?... |
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 I live in a duplex and my landlord is selling the property and did not even tell us. is that legal? |
Additional Details
we are not on a contract anymore and now on a month to month base. what can happen?... |
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 How to look for a place to rent in another state? |
| I will be moving and would like to move to another state, I am thinking about Missouri. But would like to find a place to live before moving there. Is there anything on the internet that would help ... |
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 Can I buy a house without upfront closing costs? |
| I have a good credit score, (784) but not much in savings. However, I think the time is coming soon for me to buy a house. I just want to start preparing now and I am tired of paying rent.... |
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kim in guildford | Me and my boyfriend want to get a morgage loan to buy a hose but think we cant afford paying loan back.? |
how much do u think it would be for the cheapest two bedroom house in surrey coz then i have to divide it by twenty five as thats how many years it takes to pay it back |
 |
 
HarryBore
|
it had better be one damn good HOSE, if you need a mortgage |
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Postee
 |
You should go talk to a mortgage broker or bank. And yes, remember the interest! On a 200,000 house, you'll pay about 224,000 more in interest alone - for a total of 424,000 over 25 years. |
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Liberte4
|
I hope these can help you and your boyfriend also open your view...
www.liberte4.com/eFinance3.htm
www.liberte4.com/eFinance4.htm
www.liberte4.com/eFinance5.htm
Good Luck |
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OriginalBubble
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A lot!! I would say at least £200,000. You also have to add on the interest you would pay every month |
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Frank M
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Study the housing market well before you buy. look at rightmove.co.uk |
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Graham I
 |
I should think you could get a hose for around £10 - try B&Q. ;-)
Assuming you have to borrow more or less the whole amount of £200,000, which I think would be a reasonable minimum budget for a 2 bed house in Surrey, then your mortgage repayments would be around £1200 per month. |
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SLF
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you can get a 2-bed in the Redhill area for about £175k if you look around. Also try Merstham and the grottier parts of Croydon.
Monthly repayments depend on how much deposit you put down and thus how big the loan is. My mortgage is £95k and I pay £670 a month. As to whether you can afford to pay the loan, your potential lender will be able to tell you, taking into account your other commitments and your income, whether you can afford it or not. They won't lend unless they consider the repayments to be affordable. If you're already paying a similar amount in rent, a mortgage should be affordable between you. I would contact an independent broker first off to find out what you can borrow. |
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MSMORTGAGE
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Supposing the property cost £180.000 and you had a 100% mortgage as first time buyers (depending on your circumstances) at a rate of 5.09% (interest only) your monthly repayments would be £763.50. Its whether you can afford this repayment per month. Good Luck - SLF -Just an observation - if you are paying £650 per month for 95K you are paying extremely high interest - have this checked sweet. |
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mr g
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are you going to pump gas ! |
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Anointed to Minister
 |
Seek advice as your understanding in the mortgage game seems very limited |
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voodoobluesman
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It depends on your deposit as to how much you will be able to raise. It may be worth considering going interest-only for a couple of years until you can afford to up your payments to a repayment mortgage.
Other than that, have a look at housing associations offering shared equity housing in your area, like sovereign or Knightstone Housing. that way, it may be easier to get on the ladder. |
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bostonianinmo
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You need a mortgage to buy a hosepipe? Damn, didn't know that those suckers were that dear! |
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VanillaIce
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hoses are cheap at sears...
anyways, why would u buy something u cannot afford to pay back? its as simple as that. buy something cheaper. are you 16? |
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tiggleman27
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if you dont think you an afford it then dont try it untilyour sure.better safe than sorry |
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