Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Renting & Real Estate
Finance Discussion Forum

 Is it natural for a tenant to hate thier landlord?
I owned a condo for a few years, a 3 bedroom and rented out the other 2 to about 8 people, most of whom were also in college as i was. The condo was furnished, and had very nice interior decorating ...


 A tenant/friend has left my house trashed... what can I do?
I opened my home up to a friend that needed a place to stay for 6 months. This raised my rent not to mention was a hassle for my family and I. Last Sunday she moved out unexpectedly and left us with ...


 If you quit your job whilst Pregnant are you untitled to all benefits? Housing Etc...?
I recently found out im pregnant and now my bf is telling me to quit my job today to get full housing benefits tomorrow???

We've been through the housing office and viewed a place ...


 Is now a good time to buy a house and take on a mortgage?
Georgia, USA
first time buyer
single family unit

Please explain and also if you have tips for getting a good mortgage.
Thanks you in advance!...


 If my husband and I divorce and the mortgage and house is in both our names how can I get the mortgage interes?
My husband and my divorce went through about a month ago and the mortgage and house is in both of our names. How can I get the mortgage interest off the house. And me and him are not on speaking ...


 What happens when you split up with spouse?
Ok here's the deal. My wife has informed me she no longer wishes to be married to me. I am planning on moving out in January. When i do she isn't going to be able to afford the mortgage ...


 A friend of mine has been has been given only 5 day verbal notive to vacate her apt. and she has a lease...is?
this legal???...


 Can i claim land that i have looked after but belongs to someone else?
i have heard that if there is a neglected piece of land that no one tends to and you have used it for a number of years then it is yours? How can I claim i?...


 Anyone with advice.?
been in my council house for few years now, through difficult times we got in arrears. now other day got eviction letter for the 14 august and bailiffs are moving us out what shall i do i have 3 ...


 How does one determine a fair purchase price offer for a home?
The asking price is $139,900. Closing costs have been estimated at $7000. Is it unreasonable to offer a purchase price of $124,900, while asking the seller to pay half of the closing costs? The ...


 New owner wants me to leave and pay him?
Situation: I have a new landlord (according to my old landlord) but I have gotten zero notices on this so I have no idea where to send my rent money. I just received an eviction notice. On the ...


 Do first time buyers have to put a deposit down on the house that they want to buy??
this is to english people who know about house buying or who are estate ...


 How do I avoid from someone placing a lien on my property?
Is there a way to protect your property and avoid HOA or creditors from placing lien on your property?
Additional Details
What if you incorporate or place your property in a trust. Is ...


 Please could anyone help.i,ll moved in too a new house at at the back of my houseis a road and next door put a
white line over they house and mine can there do that and how can i find ...


 Buying/Selling Home.....what do you think?
We currently have our 3 bed/1 bath full basement home for sale in Wonder Lake, IL. It has a fenced, large, wooded yard. It's been on the market for about 1 month and is very competitively priced....


 If the landlord put the rent up and i cant pay the extra what can i do?
the landlord has put rent up to 68 pound a month i cant pay on income ...


 Where do I stand legally with a tennant who won't pay rent?
I bought a house for an investment in the UK in April. I had planned to rent this to cover the mortgage and as luck would have it, the occupier wanted to stay on and rent the house. It was her ...


 Tenant Mentioned his Dishwasher is not Working Properly/Broken. who should fix it?
As a result there was a leakage and now he can not use his dishwasher any more (well until it is fixed). He will try to fix it and showed me the damage. My question is should I pay him to fix that?? T...


 You have an eviction notice for non-payment of rent. if you pay your rent, will the eviction me cancelled?
...


 What would you do?
I bought some land with my settlement money but I had my sister put it in her name. Now I'm married and we want to build a house on it. Only one thing left to do to get a loan. Change it over to ...



straightforward_60
Me and my soon to be wife credit isn't good mines a 536 and hers is like 550-560 can we get a mortgage?
can we still get a mortgage if so who can we contact names numbers anything will help thanks.
                     
 




lovelyrj7
Well first things first, get both you and your fiances credit report from all three reporting agents. Equifax, Experion and Transunion. From the information you are providing the scores don't look the best, but there is still hope. Do you have some credit cards that you could pay down that would cause your score to get higher? What type of income do you have? What type of down payment are you looking at putting down? There are several factors to consider when obtaining a home loan. There are websites like lendingtree.com that offer loans to buyers with subprime credit. Its possible to get a loan, but first things first, get you and your fiances credit report and find out whether you can wait a few months and pay down some debt and raise your scores. The difference between 560 and 610 is huge. I would hate to see you folks get stuck in a high interest loan when you could just wait a few months.Best of luck to you both.


too l
Rating
If you are getting married, try credit repair..... A high FICO score would make life easier. If you can't wait try, for an FHA loan....


landersonjr1958
Sure there is somebody that will give you a mortgage when your credit score is 250. But you will be taking it you know where. Pay your bills on time and get that score up. You will pay less.


yourmtgbanker
Those scores are going to be hard to find a good loan program. FHA will not work for you . They used to have a minimum score of 580 but within recent months this has tightened. You could probably get a subprime loan but you would have to put down at least 20% and your rate would be substantially higher. I would suggest waiting and working on your credit to improve your score to avoid a high monthly payment.


Reem
Absolutely but you'll have to be prepared for a higher interest rate. I'm a mortgage consultant with Citibank and we give mortgages to individuals with a credit score as low as 530. We'll take into consideration the amount of down payment you're putting down as well as income and assets. Additional questions or concerns, please feel free to email me at kareemaR25@netzero.com


jack99skellington
You should be able to get a mortgage, but you will pay significantly higher interest rates with scores like that. You should concentrate on fixing your credit first (First, get copies of all your credit reports from the three main agencies. Go through them, and dispute all of the innacurate data (you do this by writing a letter to them, telling them it's inaccurate). They will attempt to contact the creditor who may or may not respond - usually this results in the removal of the bad data.

Don't pay for a credit fixer - all they will do is exactly what I told you above.

For loans, you can go to eloan.com -- they are usually very competetive. Good luck!


~*~ strryeyedgrrl ~*~
You could probably get an adjustable rate mortgage, but I really wouldn't suggest it. Just work at fixing your credit for a few years, then look into a better mortgage.


shun t
there are a lot of lenders who will give you a mortgage. but they will only be taking advangtage of you both. just wait a while and work on bringing up your credit scores.


samikay2683
Rating
I just bought a house on my own and mine was around 550. It depends on how much money you make and how long you've been at your job too!


curious gal
Rating
Make sure you don't have debts and be ready to explain why you have such low credit scores. And also, be ready to pay a high APR. Good luck!


MONIKA
Rating
I work for World Financial Group. We work with clients on mortgages, financial planning (investments), insurance needs, and debt repair. Please let me know that best time to reach you with a contact phone number. We will do what is in the best interest of you and get you the best rate possible. I look forward to speaking with you.

Monika


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Tuesday, May 29, 2012 - Terms of use - Privacy Policy