 Landlord is selling our house but we don't want to move! What can we do? |
| My husband and I just found out that when our lease is up at the end of August our landlord is selling our house. It's not even on the market yet though. We love the house and we really don'... |
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| I live in Ventura County. my landlord just informed my roommates and i through text message that she was evicting us b/c she cannot rent out her extra bedroom, which i guess is costing her an extra 60... |
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 Do landlords have a right to tell you how to pay your rent? |
| I'm wondering, in the UK for a house of multiple occupancy with an assured short hold tenancy agreement does the landlord have the right to dictate how the tenants pay rent? I.e. can he ... |
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 How long does a home refiance take? |
| how long does a refiance on a home usually ... |
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 Refinacing a new home purchase? |
| I recently purchase a a 2 unit building. My low credit score resulted in high interest rates. Score then was 623. My score is 664 now. Can i refinance to lower my payment. And does it cost anything ... |
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 Can a landlord demand I give a 60 day notice before I move out? |
| I ask this because every other place I've lived has only demanded 30 day notice. Obiviously, the extra $650 would be a big help in my move, but I also don't want to get hit with a law suit ... |
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| It is in the divorce decree that she owes me money, but she said she needs this quit- deed signed first, In the decree it said she would refinance the house to pay me instead she got remarried in 3 ... |
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| we have 2 kids together but we have a lot of issues that could potentially cause to split ( well, his issues). what should i do???... |
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 How much roughly would i have to put down as a deposit for a house of flat? |
| I know it would depend on a number of things but just want a rough idea. Would be looking for a place in south east london.... As i am a student could rent out to a friend or too (I'm only first ... |
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| We are buying a forclosed home that we just found out is owned by indymac. Any ideas on what will happen? |
| We are totally scared now. We are doing an FHA loan, so I am thinking that it doesn't really matter who the seller is, only the financing. Help!... |
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 Is there any morgage company out there that will finance a 30,000.00 home for someone that has bad credit? |
| My husband and I have bad credit and having a hard time finding a morgage company that will finance us, Is there any morgage company out there that will finance a 30,000.00 home for a first time home ... |
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 Do you feel sorry for people who buy a house they couldn't afford? |
1) The bank gave them the loan
2) It was a variable rate, so after 3 yrs or so they KNEW it would go up.
3) Shouldn't a person have enough common sense to know it was too much to ... |
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 What happens if you dont pay Rent-A-Center? |
| I HEARD IF YOU DONT PAY RENT-A-CENTER, AFTER 90 DAYS THEY WRITE IT OFF???? IS THAT TRUE?... |
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tdromero1971 | Mortgage Company.....? |
Im looking for a good mortgage company to refinance my home....owe 95k and looking to get a loan for 100k with a low payment, better interest (now at 6.125%)....
what company you all preferr?
Lenting Tree?
Countywide Homes?
etc.............
Additional Details
By the way, Im located in Parker, Colorado (Denver) |
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anthony10
 |
right now its really hard to get that rate at a 30yr term. if it was a 15yr term maybe. i myself is a mortgage banker, ur typically lender. now im in new york. im not sure what state ur in, but i would advise u to get smoeone that is trust worthy to u and ur family and not just gonna try to bang you over the head with poitns and fees. u have good rate during this type of market |
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Ian D
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Keep in mind that your current LTV is at 95%. This makes it a difficult loan period. Unless you have a sky high FICO, you're gonna pay more on rate. In addition, you're closing costs will average about 5,000 making your loan amount 100,000, thus kicking your LTV up to 100%. No lender doing conforming loans through Fannie Mae will do a refi at 100% LTV. Only sub-prime lenders do 100% LTV's. The way around the 100% LTV is to pay a higher rate, allowing the lender to absorb most of the closing costs in the rate. At 95% or 100% LTV, many conditions exist that make the loan tough to do. Be prepared for this.
Be wary of any lender that says they can get this loan done cheap with no issues. They will tell you anything to start the loan process and charge you an appraisal and process fee.
If it turns out they can get it done, they will bump you up in cost and rate just before closing, taking the chance you won't back out of the deal. |
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stephen l
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The better rate will be tough to get now that rates are rising unless you can buy it down. Still, I recommend First National Banc Corp. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a First National loan officer will contact you within 24 hours. Good luck. |
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marxistharpist
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Alright, I can tell you right now that par rates are about 6.375, depending on a couple things, but since your loan is lower than 125000, the rate would most likely go to 6.5%. There are alot of factors that go into calculating a loan, eg. Whether or not you are self employed, is the property a single family? What's the LTV? What is your DTI? Is it an investment property? Any mortgage lates? Now I can help you explore any option you want, because I deal with every major bank in the country and alot of the smaller ones too. So if you want, email me at scornwell@newworldfederal.com |
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achievablemortgages
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If you've got 6.125 on a 30 yr now and are only pulling 5k out, it's not worth it. You're not getting a lower rate than that today, unless you pay points to get it, and you'll need to pay closing costs. Even if you get the same rate, which is doubtful, your payment will be much higher once your costs are added into the loan. Stay where you are. |
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Nick
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Try this, Its good
http://mortgagerefinancingatlowrate.blogspot.com/ |
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bowling301301
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It depends what state you are located. I do mortgages and can give you a good faith estimate. |
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