 My boyfriend was recently kicked out..? |
| and the owner of the house wants to keep his computer until he pays half of this months rent which is usually paid at the end of month according to their agreement. She just kicked him out yesterday ... |
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 Why does it matter what your credit score and history is when looking into renting an apartment? |
| I have a good rental history and have never had any problems with my previous landord. I am looking to move to another city due to my job and every decent apartment community does credit checks and I ... |
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 What type of improvements will help me sell my one bedroom one bathroom condo? I live in an urban location.? |
| I live on Capitol Hill in Wash, DC and need to sell my 1br/1ba condo in the next several months. I've seen a ton of sites that describe upgrades that can help you sell your home more quickly, ... |
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 How long does a contract last after you sign it on a rented house? |
| i signed a contract for a 1 year lease on a rented apartment 2 years ago, when i moved out of the house the landlord refused to give me back my deposit citing a section of the contract to do with an ... |
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 Mortgage question? |
If you had to pick what would be the best negative amoritization mortgage? For the short term home owner, 3 years max!!
Additional Details
I live in the Seattle area, I have full ... |
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 My renter is not evacutaing my property . gave one month notice , now not paying rent? |
| Please I need your help and advice.. We have rented one side of our duplex. Now I want my son to move to that side and rent our bigger portion out. Our tenant has given us trouble in the past by ... |
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 How do you get 0% mortgage loan? |
I am planning to purchase a house for $519 000.
Down payment - 25 000 to 50 000 dollars
Is it possible to get 0% mortgage rate? How do you make this kind of deal with the ... |
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 Do you think this is too much money? |
| a furnished suite with own private entrance for rent in a modern home. it's a large oversized bedroom with a sitting room and private bathroom with a shower. it features in floor heat, cable tv, ... |
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 My landlord refuses to accept my rent payment- she wants to evict us and has decided this is the way to do it- |
| we are in the middle of a lawsuit against her because her property we are renting is full of mold and she refuses to provide us with reasonable accomodations or fix the problem. Now that we have ... |
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 How much rent should one pay a boyfriend who owns his house and makes 3 times as much as her? |
| My sisters boyfriend just bought a house. She has not had any decision making abilities and no say so in any of the shopping, buying, decorating, etc. of the purchase of the house and everything in ... |
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 What will mortgage rates do in a slowing economy? |
| I am right on the cusp of where it would make sense to refinance my mortgage. I already have a fixed 30 year at about 6 percent. If rates continue their decline it might make some sense to refi ... |
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 Things to know before moving into first apartment? |
| I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own.... |
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 We have been looking for a house but I havea few questions? |
| We finally found a house we really like it has been for sale for a year but they are having an open house this weekend. Will this bring in a lot of other offers? Also I was just looking and seen ... |
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 How does a person with bad credit and no down payment get to buy a home? |
| I have low credit and my boyfriend has good credit. How do we go about getting a loan? We have never owned a home and do not have money for a down payment, or at least not the amount of what they ... |
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 How can i keep my apartment not my boyfriend.? |
| we live together in an apartment and share the rent and whatnot but i can pay rent myself and don't want the boyfriend anymore. I don't want to fight over the house but all his stuffs there ... |
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Me | Mortgage advice? |
My job is fairly low paid (16k), I am in the process of looking for another one as is my partner. I have a reasonable deposit (20k). The thing I want to know is what companies are likely to take me on mortgage wise, also how easy/ difficult is it to get a mortgage. realistically I want to know what I'm up against and how to increase my changes (rather than the obvious of earn ££££££).
I am a complete novice when it comes to this. |
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♥Lexi♥
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My mortgae was for £127,000.00 in February. Im on £13K a year for 1 job and £3000 for my second, totalling £16K. My boyfriend is on £18k.
We had a £6000 deposit so we had a mortgage for £121,000.00.
This was very easy to get as we both have no bad credit history whatsoever.
If you have finace for a car this is in your favour as it proves you can pay money back. I have a car on finace so this helped! But if you have any other debts like Credit Cards the may be reluctant to let you borrow any more than £100,000.00.
Hope this helps! |
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Very Sexy Vixen
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Try and clear any debt, if you have alot!! Make sure you have your last 6 months payslips, bank statements to hand. It is easyer if you have credit.......... like a credit card adn/or a loan and an overdraft!! Doesn't mean you have to use them all, just if you have credit you will be better. If you don't apply for a credit card with your bank and an overdraft!!! you then go of to a bank of a mortgage adviser (which is what i am) i would reccoment a mortgage adviser as they will be able to look at all the products on the market at the moment and choose the best one for you. where the bank will only be able to offer you their products/mortgages! Good Luck xx |
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OriginalBubble
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If you are looking on your own, you can borrow 3 x your annual salary. So with your deposit you can buy a house for £68k.
If your partner is going to buy with you, then add your salarys together and times by 4 to get the amount you can borrow.
There is nothing you can do to get more money, except have more of a deposit, or get a better paying job. |
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Steve W
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For every £1 you borrow you have to pay £2.66 back... Try to get a mortgage that gives you the freedom to pay more.. say at some stage you have a spare £2000, Pay it of your mortgage.. if you do this each year/every other year you save loads in intrest and mortgage will be paid off earlier |
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Rudebox77
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I agree with original bubble. |
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Luckys Charm
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If your credit score is at least 620 and thats your middle score you may be eligible for a stated income loan. With a stated income loan you dont have to show proof income. Well you show proof but state your your salary. |
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ladybug
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it's easy to get a low income mortgage these days,there are different federal government programs in each state that will help you... |
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matt g
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phone me on 07908 724 173. I'm a independant mortgage advisor and will be able to help you. |
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candyfloss
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seeing as you are putting a substantial deposit they would not see you as a liability,you can go to an estate agents ask them to work out the price of house you could get on your wages so at least you will get an idea the price bracket you fit into.As long as your credit is OK you wont have trouble getting one with anyone and there are loads of different repayment methods.Happy house hunting. |
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Mr G
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There are companies all around that will be able to offer you self ceritifcation mortgages which you can get without a proof of earnings to get the amount that you need. The only thing that they ask is that you can afford to make the repayments. Not sure what your boyfriend is earning but if it's about the same as you it is going to be quite hard to find somewhere that you can afford the repayments on even with your large deposit. Depending on where you live ofcourse!
PS any sort of credit history helps with getting mortgages but is not essential. Don't go getting into debt and making repayments even harder. |
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