 If your landloard moves and gives you no forwarding address to mail your rent checks what can you do? |
| My landlord moved from the address which he has us mail our rent checks to. He calls a week after I mailed the checks and lets me know he has moved and is wondering where his checks are. He informs ... |
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 Is it legal for a landlord to average the cost of utilities? |
| I just moved into my own condo, and I've been comparing my costs for utilities (gas & water) to what I was paying at my apartment. They were charging me DOUBLE what I'm paying here, ... |
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 Bank trouble!!! Please look at this, do I lose honest money(tenthousanddollars)... the bank rejects the loan |
| I am trying to buy a house. I gave ten thousand dollars honest money. Then I got the approved letter from the bank. Then ONE WEEK before the closing date, the bank rejected the loan. If the seller ... |
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 What type of mortgage would be best for us? |
| We are going to refinance our mortgage due to a variable rate issue in August. However, we are un-sure wether to go with a fixed rate or a 5 year ARM at a little over a .5 % less. We do not plan on ... |
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 I want this old house, but I don't know the owner? |
| There's this really old, small house on the side of the street on the edge of a small wood next to bigger, nicer houses. I've lived here (Raleigh, NC) for 6 or so years and I have never ... |
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 Buying a house...What should I offer? |
| I am wanting to put a bid in on a house. The house has been listed for about 2.5 months and the owners were originally asking 79,000. The just lowered to 74,000 about two weeks. I was thinking of ... |
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 If house prices are so low right now and still dropping why does my rent still keep going up? |
| I live in Michigan where house values are at an all time low. You can buy a house that 6 years ago was 200,000 for about 140,000 now. I don't have the time for a house and have been living in ... |
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 How do I ask my land lord if she will sell me the home I am renting.? |
| When I first started to rent, she didnt want to rent, but wanted to sell and get the house out of the way and have the money. Now, that she sees I am a good renter, she isnt sure if she wants to sell,... |
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 Legal question what liability does my landlord have? |
| We've got a problem with a leaky roof which is badly in need of replacement with all the rain we're having at the minute even the kitchen window is starting to leak, the roof is leaking in ... |
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 Can a 16 and a 18 year old rent a house in indiana? |
| we are a young family and we want are own space.... |
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| My landlord sent me fake eviction papers to evict me before the sale of this property. Should I go to the DA? |
Additional Details
(1)Court summoms paperwork sent to me lacks any details on what to do like "You must respond in writting in 5 days" ect. (2)I checked and the case number is ... |
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 Do you claim your 1 year of rent on your taxes? |
if so, about how much more did you get back?
Additional Details
for all the people saying you can't claim your rent on your taxes, yes you can where i am.. and thats indiana.. i was ... |
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 How long does it take before agents begin to show my house? |
| My house was only listed about a week ago, but I haven't gotten any calls about showing the house yet. (Yes, I know I'm anxious!). My realtor told me that most likely, nothing would ... |
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 Looking into purchasing a home my husbands gross a month is 4062.00.? |
With the credit crunch the lenders are having now, is it possible to get a home loan if our credit scores are between 515 and 625
Additional Details
We live in AZ and there's alot ... |
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 Tips for buying an investment property? |
Hello. I would like to buy an investment property. Either a cheap unit or cheap holiday house. Does anyone have any advice or words of wisdom?
Preferably answers from Australian people due to ... |
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Spankyy | Mortgage co-signers question? |
Hi,
I am ready to buy a home, but I am pretty sure I would need 2 co-signers on the mortgage. Does anyone know if this is possible? Or is it limited to only one co-signer? My credit score is not so great, so I need all the help I can get.
Thanks! |
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cloothe
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I can't imagine why you would need two co-signers, unless the first one does not have the resources to support the loan on his own. But if a lender agrees to co-signing in the first place, it will be happy to have as many co-signers as it can get. Remember, *each* of the co-signers is responsible for the ENTIRE loan amount, not just half or some other portion. So if you default, the lender would have the option to go after both co-signers or just after one of them.
Good luck!! |
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Amanda H
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What's the purpose of 2 cosigners? You only need ONE strong credit score.
But FYI, most still require the second person to be in the 580+ range to be on the loan at all-- and you'll still get a higher rate becuase of it.
And also, whomever makes more is automatically the 'primary' score-- so your cosigner would have to make more money than you. |
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snoogans
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its possible, even if you have a poor score, you can still buy a home, you just need more down, don't go to bank, go to brokerS, get more then 1 quote . |
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Odessa R
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One is all that is needed and they must have great credit !! |
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Scott
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All lenders are not alike. Some may let you have a co-signer and some maynot. Some may rather have the other party you refer to as a co-signer be a co-borrower on the loan. Better do some checking into this before you go house hunting to see what your options are... And while your there you could be Prequalified to see what you can spend money wise per month and total before you go home shopping...
Happy House hunting! |
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freestuf4me
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I've never heard of co-signers on a mortgage. It's not a like a car - the payments and the term is way too long. And you can't just expect someone to make a 2nd house payment unless they are independently wealthy. Basically I think you can either afford the payments or not, but either way you're on your own. |
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bibus73
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I think that the individual lenders may have different policy. I know one case of a church which had every parishioner (400 total families) guaranteed mortgage payment, to some extent like limited to 1000,00 dollars so it is done. If you though find cosigner with good credit rating one may suffice. Good luck. |
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Scotsman
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2 co-signers is fine, but be warned a co-signer is not what people think its for. Co-signers are mostly for showing additional money needed to put down on the home (for mortgages - car loans and such are treated differently). Mortgage loans are approved based on more than just credit. If credit is all your using the co-signers for then you may not get approved. |
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cheech11681
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I don't know if it varies from state to state. But I know in PA you can only have one. |
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