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 Can someone tell me where i stand with my landlord going to court to get me evicted?
on mytenancy agreement it states who my landlord is but does not provide me with his address or phone number. my tenancy agreement ended on 7th january but i have not found anywhere else to stay as ...


 Going to view a house tomorrow bit of advice?
We have been renting a flat since last May. It was fine through the summer, but since winter has come we have found it to be very draughty and cold. We are wanting to get a mortgage on a house ...


 Does my landlady have the right to sell the house when we are only 3mnths into a 6mnth tenency?
i have 2 small children and we have just moved into a rented house 3mnths ago, the landlady said she was not looking to sell in the near future and we signed a 6mnth tenency agreement.
a few ...


 The house i'm renting is in foreclosure if I stop paying rent can I appeal a eviction if he files one.florida?
I feel as a renter if the owner is not trying to resolve the debt owed he knowingly is breaking the rental agreement between us not allowing my family and self to stay for the duration of ...


 Less than 30 day notice - tenant?
I live in MA. Tenant agreement states 30 day written notice (min). I received an e-mail on the 5th instead of the 1st of Jan '09. Are they responsible for Jan & Feb?
Additional D...


 Do They Have The Right to Raise my Rent?
I'm from CA and have been living in a Townhouse since last July. During my first year, the complex that I stay in has changed ownership. Yesterday, I got a letter from the manager saying that ...


 I would like to start buying houses to rehab & sell or rent.?
What is the best way to get started doing this with less than perfect credit?...


 Rent A Center a viable option?
I have sub par credit (still a work in progress) but really need new bedroom furniture. I know RAC doesn't exactly give you a great deal, but what is a guy to do if he doesn't have several ...


 I have lost my house deeds where can i get them from so i can sell my house?
iv had my house 37 years now i want to sell but cant find my title deeds can i get some ...


 I have a prospective tenant who is claiming benefits, is this a potential problem for me?
I´m a UK landlord looking for a tenant, one interested chap says he is claiming benefits but can provide good references. Is this a bad situation and I should avoid him? or is he just the same as ...


 We are in the process of looking for a house to buy. We have found?
2 homes we really like. My question is, what would you do. The 1st home is in one of teh best areas in town but really ugly and the 2nd home is in a moderatly good area but very pretty. How do you ...


 Is it discrimination ....?
Is this discrimination???? I know someone who recently became a landlord, but refuses to rent to friends or relatives even though they have excellent credit and previous rental references. (never ...


 Is this house payment a good one?
We are under a contract for a house we just bought... well almost, our settlement date is the 26th of September. We are getting all the inspections done. We bought the house for $78,000 with $4,000 ...


 UK landlord question??
Our landlord has "served notice". He wants us evicted.

The letting agent came round to do a three month house inspetion. She said there was no problem with condition of house. L...


 What is negotiable after a sale price has been agreed upon?
Both parties have agreed to the inital sale price. A home inspection has occurred. The buyer is now asking for an additional reduction in the price....


 How much do you pay for rent?
what type of establishment is it (apt, condo, house, etc) & in what town? Do you think it's a deal or a rip off? Just curious! I live in a 1-bedroom apt in milwaukee-area wisconsin & ...


 If you were renting a room would you give the deposit back to the person after renting?
it for a month or when the person leaves the rented ...


 What would you do if you were a landlord and you found out one of your tenants was...?
...sticking her rent checks between her buttocks before handing them in to you?

Is this a form of sexual harassment?...


 Can my new landlord cancel our signed lease agreement? They sold the home before our move-in date.?
...


 Apartment rentals: Expensiveness of Housings?
I don't like the fact that all the apartments and houses cost very much for minimum wage people. Can you ask a house builder to build a hut or shack so that you can actually afford it? As long ...



sunnaybunny
Mortgages & Bad Credit?
My fiance and I are not married yet, but are thinking of buying a house. We both have pretty bad credit. When I google "bad credit mortgages in Pittsburgh PA" a hundred links come up and I don't know where to start.

1. Who do i trust?
2. Do all mortgage companys have bad credit customers?
3. What advice can you give me?
                     
 




Carolinahomerates.com
Rating
it's not just who you trust....MORE IMPORTANTLY...FHA mortgages are for folks with low credit scores.
They have their rates capped...so they cant go over 7.375...even if you had a 400 credit score.

Most lenders deal with low credit scores....but that has been stopping nowadays.


dramboldt
Rating
Look for a housing coalition or Credit Counseling Service.. They are a great place to start. Also, look at HUD's web site to look for an authorized housing counselor. They are all not for profit and usually are staffed with people that are passionate about helping people.

They can help you avoid pitfalls if you decide to get a loan before you repair your credit. Good Luck!!


Don
Rating
The reason there are so many is that they can charge you a higher interest rate and higher closing costs than someone with good credit. You would be well served to spend the next two years concentrating on getting your credit in good shape. If you are determined to get a house now be prepared to pay a lot more (in interest and closing costs) than normal. Also be very sure you know what kind of mortgage you are getting. The best is a 30 year fixed. You can always refinance at a lower interest in a few years when your credit is better in order to lower the payment.


Phil
Rating
You should resolve your credit problems first. Depending on how bad your credit score is, you may or may not be able to get a loan. Even if you can get one, the terms will be tough and rates will be high. You'll expose yourself to further financial trouble down the road. Home mortgage is a very large and long term financial commitment. Fix your credit records and make sure you can comfortably afford the mortgage payments, plus property taxes before you jump in.


ms.chacha
the market has tightened there guidelines with "bad" credit.get a copy of your credit report and work on it give it 6 months to a yr and save money..then think about buying a house


saberhilt
Rating
While you may find a loan, it's terms would most likely be very pro-bank; meaning high interest rates, high closing costs, etc.

Might I suggest you begin to manage your credit score, rather than let it manage you.

Put $300 into a seperate account and get a secured Credit Card backed by that account. Then each month spend between 10 and 25 % of your account balance. Then pay it off and put another $100 into that account. Each of you doing this will dramatically up your credit score. We're talking 30-ish points in 8 months.

Also, with the recent collapse of the subprime market, lenders are tightening up, so you're probably going to want to wait 6-8 months anyway.


Gary H
Rating
Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.

Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.

You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:

http://www.axalda.info/bad-credit-mortgage.html


princepostage
Rating
I've got good news for you... you can still get a mortgage... the rest is just details. So what if you pay a little bit more at the start... you can always work on your credit and refinance later. Don't forget that the property will appreciate over time and you'll benefit substantially in the long run. In Australia, there is a website
http://badcreditmortgage.com.au
that caters for people with bad credit who are looking for a mortgage. They offer articles and most important confidential advice about your situation. I'm sure there are similar websites in the States... so check them out. Good luck


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