The Findleys
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Get yourself to a solicitor - you can usually get the first half hour free. |
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Stumpy
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The first thing to need to do is face all the problems head on. Don't hide your head in the sand as the problems just get worse.
Make a appointment with following.
The citizen advice Centre..They will advise about your legal requirements.
The company who set up your tenancy agreement....They will be able to advise you about your contract and how much notice they require for termination
Any company you owe money to....If you tell companies early enough they tend to come to some arrangement. They would rather get some money back than nothing. |
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King Midas
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bankruptcy, he will be hit with debt also. |
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Graham I
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Go to a solicitor who specialises in Family Law - the first meeting will be free. Make sure you take copies of all relevant documents such as the tenancy agreement and details of debts etc. You can also go to the Citizens Advice Bureau for help.
It is highly unlikely that his leaving automatically terminates the tenancy agreement, but of course if you explain the situation to the landlord or agency they may well be happy to mutually agree to a termination. Unfortunately you may lose any deposit you have paid. |
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Lewiy
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You will be joint and severally liable for adhering to your obligations under the tenancy. This means that you are both responsible for everything. In the event that the matter goes to court this means that your Landlord can sue either one of you individually or both together for any breaches of the agreement including (and most commonly) non payment of rent.
You need to notify your Landlord immediately. Assuming you don't want to continue with the tenancy, your Landlord can re-market the property. As soon as a new tenancy begins, you will be released from your obligations. Your Landlord may also be nice and let you out early anyway.
It may be beneficial to get a third party, e.g. your Landlord to contact your husband in the capacity of requesting rent or something similar related to the tenancy. If he is not very well versed in the legallities of lettings, you will be able to make certain "threats" (don't do anything illegal!) which will make him communicate.
Just make sure everyone knows the situation so you don't get into more trouble than you have too.
Good luck! |
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taketwo
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consult your solicitor |
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absolved lemon
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tell the landlord first, then legal advice. make sure you have somewhere to move to within a week family friends ect.. sell his stuff keep the money for yourself. if you cant sell it then get a house clearance company to take it, they will try and rip you off but you tell them you had another company round and they offered you such and such. get all your money out of the bank, and ask your boss to pay you cash in hand. dont reveal your new address to no-one, stay of the electoral register. im sure your loans had insurance cover if so they'll write it off or pursue the husband instead. |
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Jovigirl05
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Make an appointment to see someone at your housing office and also go to citizens advice! Debt wise visit www.paypla.co.uk |
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Canute
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The wording of the agreement is critical.
You must go to a solicitor |
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BoomChikkaBoom
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This is what you do:
You go straight to your landlod and tell them what happened. He or she knows they can't get blood from a rock. They will let you out of your lease. It's much easier than going through the eviction process because you can't pay the rent. |
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saki
 |
yes |
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Jon H
 |
Depends on the language of the agreement. But for the most part since you are married you are probably stuck.
You might want to consult a lawyer or paralegal.
Good Luck |
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sq
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The problem is that you are married and joint tenancy is an automatic. You cannot get out of it. You need a lawyer, and you can get out of some of the debt if you can prove that the debts were contracted without your knowledge or consent. |
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kittyrogers
 |
If your home is in joint tenancy, then HE is partially responsible for HIS share of the payments. If you cannot get a hold of him, I suggest you consult an attorney. |
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Ron~N
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Your husband is probably more responsible for the rent than you are, as a husband is considered to be the bread winner,and most debts are his responsibility.You should seek free legal advice.The other alternative is to find another place quickly while you still have a good tenancy record and move out,and your ex will be liable for any monies owing.Or go to the agent that you signed up with,-explain your situation and maybe they will find you a cheaper alternative.-best of luck, sorry i can not help with the legalities, as i live in Australia and laws are different. |
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MISS ******
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I'm sorry for your situation.
You are going to need to read the small print of your agreement. Don't forget, you BOTH signed it, therefore he has responsibility. You can probably get financial aid.
Go to your citizens advice centre. They will give you the best FREE advice.
Good luck :-) |
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womam12
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i am a landlord and just have to tell you speak to your landlord and if he is like me he will be lenient on you but you will have to move out right away , just explain the situation |
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mickeyblueyes
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You need to seek some good legal advice but my understanding is that with a joint agreement it usually means that you are both liable jointly & separately so if the lender cannot get payment from one then they can turn to the other.............please dont despair, its not as black as it may seem right now, help is out there.....best of luck |
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giraffe
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contact Shelter |
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kookiboo
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Phone your Citizens Advice Bureau and they should be able to help you with the rent agreement and your debt. Best of Luck. |
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