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 How can I find a refinance mortgage to help me keep my home?
...


 FORECLOSURE: When do i have to vacate my house.?
I received a notice of trustee's sale saying that on 11/12/08 my house is going to be put in auction sale. I don't understand if i have to be out of the house by this day. Some people say ...


 My Girlfriends Ex-Husband of 12 Years Tricked Her Into Signing A Home Equity Loan. Can She Get Off?
She divorced him 12 years ago. 3 years after the divorce he refinanced the mortgage and took her name off. He never removed her name from the property deed. 4 years after the divorce he got a home ...


 When a rental lease expires how much notice does the landlord have to give you to move out.?
I have rented this house for the past 1.5 years and the lease ends the end of October. I had no intention of moving and then today Oct 27th I receive a letter from my landlord informing me that he is ...


 If one paid rent on June 1, but stayed for the entire month of June responsible for paying that months rent?
One party claims that they do not have to pay the rent because they paid in full on June 1st, yet they stayed the entire month of June and into July. My question is. Are they still responsible for ...


 Over my head in my mortgage what to do???
I am at 100% LTV on my home. I cannot make the payment and live in California. I dont want to lose my home, but I dont have enough money coming in to make it. I refi'd my house, because I ...


 How do i find out who ownes a vancant home in my neighborhood?
i have the address 11411 146th st ct kpn gig harbor wa 98329...


 We are closing on a home on the 27th but so far the seller has not completed items in contract.?
We were originally to close on the 22nd but the appraisal got delayed so we had to reschedule closing. One of the conditions in the contract was that seller would complete repairs to front yard from ...


 Is there any hope for people who WANT a house and are ABLE to pay a mortgage?
With all the BS going on with the banks and such....what does someone do who really wants to buy a house right now and are financially able to pay a reasonable mortgage within their budget? Is there N...


 Does landlord need to sign lease?
Is my lease legal if my landlord has not signed it? Do both parties have to sign the lease for it to become legal or just the tenants? I know people will say well if you want to move out the landlord ...


 Help i currently am lock into a 30 year moragage at 10%? the loan is on a mobile home through green tree?
the orginal amount fin. was 38,000 it is for a mobile home my wife signed the contract before we met. our monthly payments are only 325 but at 10% we pay over 3,000 a year in interest alone and only ...


 Hello: My wife has a property management company. When she recommends workers to the landlord for repairs?
should she get a percentage for that. Should she communicate with the landlord about this mater. In other words is it ethical? Could it be a conflict of interest here with the landlord. P. S. I am ...


 Should I evict this tenent?
I have a fairly new tenent in one of my properies, and I allow dogs under 35 pounds in the house as long as it is not a pit/rott/pinscher because my insurance doesn't cover them. He signed the ...


 I want to buy a house and rent it out. What things should I watch out for?
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 Is it a good time to buy a house?
hi,
im 24 and coming close to buying my first house. i live in Andover, mn about 25 miles north of Minneapolis. Im lookin at buying a foreclosed house as a fixer upper. I probably wont live ...


 I have an adjustable rate mortgage. Stupid I know. If the time comes to reset how big of a change should I ex?
pect on my interest rate. Currently it's 9.14%. Current balance: $75,000. In March I will have had the loan for 3 years....


 Please help! tell me what you think about this crazy idea!?
Your Question
Is this an absolute insane idea? what do you think?
Okay, so my mom has just gotten out of a divorce and doesnt have great credit, her house is in recievership and if it ...


 I need advice??
what are the best steps i should take??? i want to purchase property, fix it up, then sell or rent it out.....


 What are your pros and cons on a one-story house and a 2-story house?
I am in the process of buying a home and I am confused between 2 houses. One is a single level and the other a 2 level. They are both very nice. My sister tells me that the single level because I ...


 Is the tenant or the landlord responsible for robbery damage to a rental home?

Additional Details
(This pertains to the state of California.)...



Simple1
My boyfriend and I are buying a house. Mycredit is bad and his is fair. Should we just use his credit???
                     
 




samantha24
BOYFRIEND ? NOT MARRIED ? GIRL MAKE SURE YOUR NAMES THERE OR YOU MAY END UP PAYING FOR HIS HOUSE. IT MAY BE LOVE NOW ...BUT IN THE FUTURE WHO KNOWS INVESTMENTS LIKE A HOUSE ARE GREAT ...BUT MAKE SURE TO HAVE YOUR NAME THERE OR YOU MAY BE STIFFED DEPENDING ON STATE LAWS IF HE DUMPS YOU OR YOU LEAVE.


Price is what you pay for value.
Rating
This article gives you tips on negotiation:
http://biz.yahoo.com/brn/060909/19463.html

Articles about current market:
http://money.cnn.com/2006/09/25/news/economy/homesales2/index.htm?postversion=2006092513
http://money.cnn.com/2006/09/08/real_estate/caught_in_the_bubble/index.htm?postversion=2006090814


brook
dont you have shame to use others credits for buying you r property.......one good idea marry him and that property will be yours and you can buy it and enjoy the romance in that house have a nice day.........sweet dreems and white drops


n3wjl
Rating
None of the above! You are not married so you have no business buying a house together. It will be a real mess when he cheats on you and you dump him. If you MUST buy a house have him buy it in his name only. Once you are married you can change the deed to both names. Much cleaner!


victorschool1
Try it both ways and see which way you get the better deal.


David F
Rating
It depends why your credit is low. Do you have outstanding collections or late pays?

I work for a national lender, email me back and I can give you my phone # or email address. I need some more information to give you accurate advise


purplegirl
Rating
Hi! i work with mortgage brokers. In our experience,it's better to just use your boyfriend's credit. If your credit is too low it might hurt the loan process.


kingstubborn
If you use just his credit you usually also forfeit the ability to use your income and you may not be on the deed either...in which case, as an "owner" you do not exist and live there at his mercy.


mryflanigan
Rating
The lender your loan officer to try several ways to see which way will work then they will try with just him. You can always be added to title after settlement.
There are also subprime loans for people who just don't have good credit and sometimes have pre-payment penalties that you should ask up front. The rates are high though.


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