Single mom with two boys and soon to be homless, please help!? |
| Can anyone tell me where I can rent for around $400 a month with a washer dryer included or at least a hookup in the Saint Louis County area or Fenton or Arnold area. I work on Tesson Ferry at a ... |
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Can I change the locks on a house with a tenant living there? |
| I want to evict my tenants. Can I just change the locks? She signed a contract/lease a year ago stating that she was buying the house at the the end. It is now the end and not only did she not buy ... |
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How to buy a house when you have the worst credit ever? |
| How can you buy a house or rent to own a home with the worst credit, no pay stubs or proof of income except a letter from the job maybe. But can afford to make the payments!... |
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What is the best way to tell your landlord you are leaving? |
I LOVE my landlord but due to circumstances beyond my control, I have to move in with a friend.
I kind of told them when I moved in that I would stay until at least August but that can not ... |
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Whenever looking at an apartment listing and it says 1200/2bdr does that mean 600 per person? |
I am talking about on Craigs list and such. Is it split between the two people or 1200 per bedroom? Additional Details As far as rent goes.... |
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Can my landlord still charge me rent? |
| I moved into a house renting, with the option to buy in June. I had noticed black mold in the bathroom 3 weeks before I moved in and mentioned it to the landlord. I was told it'd be taken care ... |
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Can I transfer my home into someone elses name? |
| My boyfriend and I are living in a home that is in my name. We agreed that if I can transfer into his name than I can move out. How can we do that?... |
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I have recently bought a house,when i moved in the bath had a hole in it.? |
| the dishwasher did not work and the shower dont get hot,none of this was mentioned when i veiwed the property,can i get the vendors to put this right.... |
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I'm thinking of moving to nearby Manchester (UK), can anyone tell me the areas I should avoid moving to? |
| I currently live in Halifax, an hour away... thinking of buying my first house in Manchester because there's more going on! Although I'm familiar with the centre I don't know which ... |
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Is this a reasonabe offer on a house? |
There's a house that is listed at $179,900 that we want to put in an offer on, is this too much to ask for?
-$169,900 offer
-Closing Costs Included
-All appliances included (... |
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Can renter not pay rent for buying things for the house? |
| So my renter contacted me about some things she wanted for the house, new carpet in bedrooms, heating, etc...and I was out of town on business but told her I would have a contractor come over when I ... |
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Doni Jean | My fiance and I are considering buying our first home. What questions do we ask the seller or agent? |
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Ember B
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First of all Congrats. In October we will be in our 1st home for a year. It is absolutly amazing.
There are two options to buy a house, For Sale By Owner, or with use of a commissioned sales agent. From experience having an agent can reduce your anxiety and answer a lot of the questions you may forget.
We got an idea of what we could afford, before we even looked. I didnt want to find something totally amazing and then be let down because we couldnt afford it. Then i looked online at the real estate listings in my area to get an idea of what was out there. I would suggest doing drive bys. Get an idea of the neighborhoods you want to live in and what you DONT want. Its called curb appeal.
Once you have narrowed your search to what you would like, your agent can help you narrow it or expand it depending on how many you have. You will then go to lookat the insides of the houses. Usually your agent will print off Public Summarys of the house for you. It will give you the basic information about the house, ie. bedrroms, baths, sq ft, yard ammenties,garage, etc.
Those are the things you will want to ask about. What we did is when we walked through the house, we took a tally in each room of what it had, what we didnt see and then formed our questions based off that.
For example: Living room: flooring (how old, can we get it replaced by the seller), windows (how old are they, will they leak), fireplace (is there one, is it gas or wood, how much heat does it produce, willit reduce the cost of my energy bill), walls (wallpaper or paint), size of the room (will our furniture fit), doors (where are they, are they in good shape), etc. Things like that.
Dont forget questions like air conditioning, type of heat, attic, basment, listen for creaks in the flooring, exits in the house, and most importantly layout. Also, questions about the structure of the house. Dont worry about how the house looks (decorated) when you walk thorugh. Remember that it is their stuff not yours. The house will look different with your items in there.
After you initially look through the houses and get it narrowed down. You will make an offer on the house and you will have a home inspection done. This will cover such things as roof, pipes, electrical, foundation, etc. You will be given a printout so you can see what items need to be fixed.
If you dont have an agent yet, interview some. Make sure they have your best interest in mind. You arent paying their commission the seller is. Buying a house is basically free to you as far as an agent goes. Get friends and family recommendations...agents work off referrals.
Write down your questions so you dont forget them. Happy house hunting. |
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kevin s
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I agree with "Ember B". Very detailed response.
Many agree that the housing market is going to tumble. I think we will be looking at a flat market for a year or so. (Wish I had a crystal ball like some appearently have).
It is a buyer's market, and with interest rates near historic lows and inventories high, now may be a good time to buy.
Thanks,
Kevin
http://www.kevinscolastico.com |
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shawn
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There are tons of issues that you need to keep in the back of your mind. First I would get educated about what kind of house, where, how much can you afford, what kind of inspection, etc. I like I said there are lots of issues. You should go to the website: http://www.hud.gov and click on "Buying" under the Homes section on the left of the page. This is a home buyers website created by the U.S. Department of Housing and Urban Development (HUD). It has tons of useful information. The nine steps for buying a home is very informative. Good Luck!
Nine steps to buying a home
Figure out how much you can afford
Know your rights
Shop for a loan
Learn about homebuying programs
Shop for a home
Make an offer
Get a home inspection
Shop for homeowners insurance
Sign papers |
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eliesmommy
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i would suggest you get your own contractor to check over the potential home .for any shotty work or cover ups.have you watched flip this house they are doing horrible things to compromise the integrity of houses and you should be very leery |
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ALBPACE
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You may want to wait a little bit because the housing market is still unstable. Housing prices should continue to drop. What I would do if I was you is to find a couple homes you like. Once you pick the homes keep looking to see how long they have been on the market. If they have been on the market long you can usually bid a much lower price than what they are asking for. |
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limgrn@sbcglobal.net
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Some of the question you need to consider about the house itself:
How old is the roof? Does it have a guarantee (5 yrs, 10yrs)?
How old is the plumbing? Have there been an flooding and bursting repairs?
What is the conditions of the electrical systems?
Will the seller pay the first year of a premier level home warranty? It's a insurance policy that will help with repairs to certain systems.
What appliances come with the home and what is their age and condition?
Most of these questions will be covered in the home inspection. They are a good starting places to begin a conversation. I would also suggest going into the neighborhood you are considering at different times of the day both weekend and mid-week to see what kind of activity goes on there to make sure it fits in with your lifestyle. Kids, no kids, loud music, too quiet, older residents, young partyers etc.
Good Luck! |
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Bobbi M
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You want an agent with years of experience in your desired area. You should go to GetMeAnAgent.com. They will put you in touch with a great real estate agent, and give you back $500 at closing. You can't beat it!! |
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thesunnshynne
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how old, how many owners, smokers, cuz you want 2 make sure the piping is good cuz if that goes you can count on payn quite a bit out your pockets, find out heat bill, check the frig, stove make sure everything is pretty updated you dont want 2 have 2 replace it. how much property tax is. If anybody died in it. check out how the neighbors r. why that person is selling the house |
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Why Not!
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find out if they will lower their commissions. |
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john g
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First talk to a mortgage loan officer to find out what you qualify for.
This will help you narrow your search and avoid wasting time. It is an easy process and most realtors wont talk to you until you get it done.
http://www.custommortgageassociates.com |
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business creature
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allthough house prices or droping this does not mean its a bad investment because house value will go up again. Its a proven fact with in the last 20 years house value has risen despite the ups and downs. There shouldnt be any questions you should be asking they should be asking you questions. Like how much do you want to spend or where do you want to live.
So my question to you is are you going for 100 percent financing cause if you are i could help you there. If you have any questions email me at banconeroman2@yahoo.com. |
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Searchlight Crusade
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First off, you want to get your own agent before you go in there. Their commissions are paid out of the listing commission, but they work for you. The listing agent is working for the seller.
http://www.danmelson.com/posts/1148583869.shtml
Before that, you need to know how much home you can afford.
http://www.danmelson.com/posts/1147464929.shtml |
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Leonardo
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The best thing to ask is who is living in the house. Try to meet the people who live or was living there. It tells you a lot about what you may expect to find once you move in. |
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itstimeforachance
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I really wouldn't buy a house if you were in California or anywhere else in the U.S. since house values are expected to go down. For example, if you buy a house for $450,000 today it might be well worht $300,000 in the next 3-4 yrs...you will actually have a mortgage higher then the value of your house and should then desire to sell the house you will actually owe the bank money and not get money ;(
let me know what area you ar ein |
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