 My landlord wont renew my tenancy agreement what should i do? |
Additional Details
he said that once he had renewed it two times that he dont need to do it any more but i dont know if that is true or ... |
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 Can I survive and make it with $500 a month after apartment rent and utilities are paid? |
Hi how much do I need each month for food, transportation, hygiene supplies (toilet paper, shampoo, soap, shaving cream, etc)?
Will $500 be good enough after apartment rent and utilities are ... |
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 I now have to live alone.....can i get any help? |
| I recently started renting a property with my partner but we have now split. He used to pay the rent each month, which is £450 and i pay the bills, council tax, gas, elec, water, food etc and we ... |
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 What is your opinion on buying a house with cemetry at back side.? |
Answer could include any practical/non practical reason. But please support your answer with genuine experience /sources.
Additional Details
What is your opinion on buying a house with ... |
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 Has anyone heard of a FOURTY year mortgage? |
If so, what is the name of the mortgage company or bank.
I live in california
T... |
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 Can i move with no notice if my lease is up as of a year ago? |
| i live in San Diego CA and i love it but it is so expensive. my lease was up a year ago and know i want to move but i am not going to give the manager a notice i am moving a week before the end of ... |
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 How to get a mortgage with everything working against us.? |
| The house we want will probably cost 300k. This may sound expensive but where we live, you are lucky to find a property this cheap. Anyways my parents have bad credit and we cant come up with 20%. W... |
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 Calling all Landlords?? |
| My landlord is a total twat. He has been on the phone to me ranting today about why was my rent 3 days late this month. I have never been late before, in fact it is usually a day early. I also ... |
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 Should I buy a house right now or pay off credits cards? |
| I live in Mobile, AL where the housing market is about to take off due to new jobs coming to the area. We are not first time buyers but we do not currently own (we are renting a house). We have ... |
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 Is it a good Idea to buy a home right now? |
| With all the subprime mess going on right now, how will this affect my chances of getting into a house with no down. My credit score is 680 but I'm a little weary on how lenders will treat me ... |
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| Anyone got any tips? |
Im going to view a house tonight, what questions do you think I should ask?
Im a first time buyer, buying with my partner.
All tips welcome..♥... |
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 What can be done for first time buyers to make homes affordable? |
| There's a desperate need for cheaper homes for young people. The problem will not go away so what can and should be done.... |
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 Maintenance man allowed to enter apartment? |
| hi, i'm just wondering if there is any kind of "rule" for this kind of thing. i had scheduled for maintenance to fix some plumbing in my apartment for the early evening. i also told ... |
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 Im 17 and been kicked out of my mums house.? |
im in a full time job as an estate agent.
But i dont want to go on the concil i earn more than enough to rent a house but can i rent a house? please ... |
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 How much rent can I afford? |
| I am currently making $10.40/hr as a full-time working 40-hours per week. The bills I currently have are one credit card which I barely use, and when I do, its not more than $100 until I pay it off. I... |
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 We're thinking about moving to California? |
| Any ideas of a decent place to live for a newlywed ? In terms of neighbourhood,apartments,houses,cost of living etc etc. We are open for any realistic ... |
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CakedUp | My grandmother wants to purchase a home and use my income along with hers. Need Advise? |
My grandmother would like to purchase a home and use my income along with hers. She has a good credit score but income needs a boost. Will the mortage loan also go on my credit report? |
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Landlord
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It will go on your report, and count as your house if you should apply for credit of your own. Unless you can afford both her house and your house it will prevent you from buying a house of your own. Even if you can buy you will not be eligible for any first time buyers programs. |
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maxmom56
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You will be a co-debtor on the mortgage. Make sure you are also a co-owner of the property. |
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smellyfoot â„¢
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This is a bad idea. She needs to show a higher income because her actual income is not enough to afford the loan. This means it will be a struggle for her to pay her mortgage - if she can pay it at all. She needs to find a home she can afford - not lie so that she can inhabit a home she will eventually lose to non-payment. |
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LR
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Yes, and likely not a good idea because if she can't pay, guess who they'll be looking to for the money if the home sells for less than she owes or she dies. |
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kaadish
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In order to use your income on the application, you would have to co-sign. Yes, it would go on your credit. You would also be responsible for the payments if your grandmother was unable to make them. |
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Gretchen V
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If your granny is willing to put you on title, what's the worry? If she passes, and sadly, that does happen, make sure her interest is insured, and then the home will be yours free and clear, unless you pay off the mortgage before the inevitable happens. |
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ontopofoldsmokie
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If they need you as a co-signer then yes it will show on you credit report. I would warn you to never co-sign anything for anyone-even dear old grandmom. If she doesn't, or can't pay for any reason your credit gets dinged. You may not know for months that she hasn't paid until someone from collections calls you.
If she can do the loan without you co-signing then fine. Then you can help with the payments without risk of them coming after you. |
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madison
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just about anything you need to give your social for go's on your credit. |
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bud68
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Yes - that means you are getting a joint loan. |
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mrniceguy1456
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Make sure you both are insured to pay off the house |
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Sam
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First, you need an attorney! You have to consider all the legal ramifications of co-signing a mortgage loan. And, also consider what might happen if your grandmother becomes unable to make any payments - or dies! You want to protect your interest as well as your grandmother's. Take this bit of advice - and see an attorney! Best of luck. |
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Dmytro G
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Yes it will |
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Ella
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If you co-sign her loan, you are financially responsible for the payments. That means if she stops paying, or forgets a payment, or she can't pay for whatever reason, you are completely responsible. In other words, the debt collectors come after you. Also, if your name is on there, it absolutely gets put on your credit report. If she doesn't make the payments on time, that will affect YOUR credit score.
This is a decision you have to make for yourself. You have to really understand what is at stake here (your income, your credit) and whether you are comfortable taking that risk. If she has a high credit score, hopefully that means she is responsible, but there is always risk.
Personally, I'd be inclined to pass on it because these issues get really sticky. Money can ruin relationships. |
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"Lil HoLlYwOoD"
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does she pay her bills can you trust her if not no if you are having any umms NO |
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Biggie @ Arbor Mortgage
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Prettyugly, there is an E at the end of herE!
Also spelt is spelled! |
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J L C it's me
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It depends on how its wrote. If you appear on the mortgage yes, If you are an income source such as a renter. no. |
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Pretty Ugly
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her my advise to you
advise
is spelt advice |
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