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 Who can help me with mortgage questions? Do you advise zero down? Help?
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 Is it better to buy a house if you pay for it in full or is it better buying with a mortgage?
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 Â£24k a year rent, on £450k property?
I'm renting in London, does this seem extreme rent for an unfurnished flat? It's gone up 11% from last year, plus I have all the bills on top, council tax, TV, sky, heating, elec etc .... I&...


 Eviction by force is scheduled for next week. What happens to all the junk if the tenants leave it?
I know they are going to leave a lot of stuff in the house. Is there some sort of protocol I have to follow in tossing the stuff? None of it is really worth keeping (in my opinion), but I don't ...


 Home Appraisal Question. Appraisal Higher than asking price?
The house we're buying just appraised at $11,000 more than the asking price. We offered, and they accepted, $166,000. Home appraised at $177,000. Lender says that's great! What are some ...


 I've mice in my flat, what can I do?
Don't answer to use a mouse trap or poison, it's not the purpose (I dit it, of course).

First of all, my flat is tidy and clean... It's good to precise!

I keep ...


 I want my tenants to leave, the lease has been terminated, but they are refusing. on what grounds can I evict?
I'm letting some family members stay in my house rent-free and all they have to do is maintain the house and grounds. I treat this as a month-to-month renewal, but now I have terminated the ...


 Help Interpreting one lease paragraph?
My lease recently expired at my old apartment on the last day of November. I was out of my apartment by that time. However in my lease there is a paragraph saying that I should give thiry (30) day ...


 What is the benefit of using a Realtor?
I mean, if I can find the property i want online. What would the benefit be of using an established Realtor? Do most Realtors have bargaining power to lower the price? Thanks....


 Worried Homeowner! I am a LPN and make good money. But my husband has been laid-off of work for five months.?
I am tired of paying the house payment, utilities, two car payments, insurance, and we have two kids. I am thinking of selling my house and renting an apartment. We can't refinance because due ...


 What is home equity, how do you get more equity, what does it mean?
What is a home equity loan? How do you know how much equity you have in your home? is that the loan you get for home improvements? Anything about equity would be great....


 Got eviction order from court ..what shall i do ?

Hi,
I am single mum with new born (9 weeks) and postnatal depression with no family with me in the UK.
Landlady decided to evict me from flat once she heard i am pregnant ( months ago)...


 Is it better to list a house for sale by owner or with an agent?
we need to sell our house ASAP - can't really afford to pay all of the sellers costs including the commission. Don't want to make any money from the sale - just enough to pay off the ...


 Help!! i dont have good credit and i want to buy a house?
I have bad credit and want to look into getting a loan to buy a house? Do I have any options, I have heard about first time home buyers loan? Can anyone give me any advice?
Additional Details


 Where can i find out the value of our house?
The county has been charging us increasing property tax despite values going down. we want to contest it....


 What is the highest amount a landlord can charge in late fee ny?
Landlord is charging $45 intial fee then $5 everyday is that legal. Has it in ...


 Tennant gone to jail how long will council pay his rent for?
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 If you break your lease or get evicted does it effect your credit report?
I am curious to what happens in these cases. I am trying to get out of my lease but I don't know if it goes on your credit or if you have to pay. I have one more time to be late and they will ...


 What is a good slogan for a realtor to use?
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 Please help. If some one is living in my home without a lease or agreement do i have to get a eviction notice ?
if everything including utilities are still in my name and everything is ...



chowika
My house taxes are outragious, can I fight to lower them..?
Last year I paid $4420 in county taxes for my house, this year the bill came out to $5879 + $1400 in supplemental bill for an addition we did 2 years ago (legally). I think that is way more than anybody is paying in this street. Can I fight it, and where do I start??.
                     
 




carmeliasue
Rating
I don't know if you can fight it or not..sorry I can't help. But could you please tell me where you live so that I do not ever make the mistake of moving there? That is outrageous.


fuzzykitty
Rating
First you'd probably go to where ever they keep the tax records. It would be the county seat , in this area... and ascertain what the taxes are for your area , and your neighbors. With similar homes or assessments. If it is in line with theirs , there probably isn't much you can do.


Itsok
Rating
Yes, There's an appeals process, but this is all based on the property valuation. Also, keep in mind there are deadlines to file a protest.


hooterville
There most likely is an appeals board. You can get it lowered if the market value is less than the assessed value. You'll have to get an appraisal

If you are in California, it's prop 13 and it doesn't matter what your neighbors pay


curmudgeon
go to tax assessors office. see what similar houses are paying.


Expert Realtor
Rating
You can start by looking up the tax records of your neighbors, as this is public information. Chances are very slim that you are paying more than they are.

Taxes are done on a general area assessment, and then slightly tweeked for each individual property and based on a rate for each $100 of value. It is very, very difficult to get them lowered.

People will tell you to get an appraisal done...however, tax assessments and market value are NOT the same thing.

Keep in mind that even though the PROPERTY value may go down, the reason your taxes don't, is because the COSTS to run your city/county/state generally increase and not decrease...that is why people usually never see a decrease in their property taxes.

If they lowered the assessment, they will just raise the rate...you see how the cycle works?

You can use this free website that alot of mortgage companies use to look up information on properties:

www.netronline.com


PiggiePants
Rating
The housing market is down so in many many parts of the counrty, so homes are not worth as much now as they were even a few months ago, so you may be getting taxed on a value higher than your house is now worthy. So, if the market value of housing has gone down in your neighborhood, and you can find records of this, you can go to the tax assessors office and find out how to request a change in your house's assessed value.


Judy1
You can appeal your tax assessment if it's higher than comparable properties in the same taxing district. Your local tax assessor's office should be able to provide you with info on what you need to do to appeal. You'll have to find the "comparable properties" yourself though.


michael g
At the polls in November but don't have high expectations. Think your being charged more - taxes are public record. Should have checked the tax codes while you were getting the building permit . Suck it up and hope the addition gives you adequite return when you sell, but I doubt it. Google tax shelters and talk to a tax advisor now to cut your losses. My tax advisor turned out to be better than sex and gets a christmas card every year.


stephen t
Rating
Yes, you can fight it. It is called a tax abatement and you start to fight it by challenging the tax assessors assessment of your property. A real estate attorney could help you, or if you want to do it yourself research tax abatements, and contact town/city hall. There are deadlines for each year for you to appeal and you need back it with up proof like other houses in your neighberhood similar to yours being taxed less, or maybe the tax assessor has wrong details like square footage is larger than it actually is at your home, etc. Some cities have tax info on-line so you can find out from home what neighbors are paying, or you may have to go down to the city/town hall and do some research. Most people can shave some money off there tax bill if they put in the effort.


f100_supersabre
You need to check your local laws.

MOST times, you CAN challenge the amount by proving it was improperly assessed or over-assessed.
In some cases you have a time limit on the challenge.


Kate
Yes, you can. I would gather information about what taxes your neighbors are paying (available on the internet), and go your tax assessor's office. You cannot fight it if you have already paid it, though. Fight it as soon as possible. Good luck!


kookoo4travel
As long as you have a good FIXED mortgage rate....I would not worry so much about prop taxes. My mortgage went from $1,800 to $3,000 per month, OUCH!!!!!!!


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