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 Is it true that a mortgage broker is not allowed to give me a copy of my credit report that he himself pulled?
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 My daughter rent apt with boyfriend he kicked her out & left (gave 2 months notice) can the apt make her pay?
is she liable to pay part of the lease break fee-water bill sewer?
Additional Details
this is in V...


 How many people legally can live in a one bedroom apartment?
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 Can declaring a bankruptcy stop foreclosure?
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 My lease ends in October but landlord says I have to pay an extra month.?
My landlord is telling me I have to pay an extra month because I didn't give him a 30 day notice that I was moving out. But I did refuse to sign another lease months ago. Can he legally do this?...


 Negligent landlords rental house across the street from mine needs it's front lawn mowed badly.?
Long story short - I live in a new California community and the house across from mine is a rental property. The tenants were evicted and there have been no new people living there for weeks. The ...


 Ex girfreind wants money for leaving my home??
my question is i own my home name is on everything, but my girl is moving out and she wants money for leaving, been together for 8 months in the home and she gives me a check for "rent" ...


 What would be the best possible Home Loan I could get buying a co-op?
I heard that you cant use the nothing down or 3% mortgages on a co-op purchase. Is this true I live in NY. WOuld I hav eto put down 10% no matter what. Also FYI Most one bedroom co-op go for atleast $...


 Can some one help me,with this i have live in my apartment for seven years?
i had a rental agreement from the old owner. but when thay sold this place the new owner never gave me one,it was sold in 99, and i never got aggessmet from the new one,i have ask from 2000 but never ...


 I have a 3 yr ARM that is going to adjust early next year, do you think is time to refinance?
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 Should I pay rent? We live together and I clean?
My fiance and I live together and he wants me to give him $400 a month for rent. I told him that if I am going to give him money for rent then he can do his own cleaning, laundry, etc. He considers ...


 Changing Mortgage?
If I think my mortgage is much more that what the house is currently worth, how can I get my mortgage amount adjusted?...


 A real estate appraiser is coming to our house tomorrow - anything special I need to know?
We are refinancing our house and an appraiser will be out in the morning. Besides cleaning, is there anything I should do to make our house look great?

Thanks!...


 Problems with our tenancy agreement?
My tenancy agreement states that i have 2 give 2 months notice before i leave. however, my landlord hasn't rectified the following problems that we have advised of: 4 heaters not working (hence ...


 I live in las vegas and with the market's turn the house that i'm buying that was worth 350 last year is now
appraised for 300! the appraiser just came last week and that's what he appraised it for. it will go back up again, right? here in vegas so many houses are in foreclosure and people and i'...


 Landlord issue? Heat issue?
When I moved into my apartment, I was told that we had no air conditioning and I wasn't allowed to have a window unit because the building couldnt handle the voltage. But my landlord told me it &...


 IS this legal?
My friend and his family moved into a house here in our small town in missouri,but maybe getting evicted because the landlord does not allow visitors of anykind,ever. No family,no friends, no nothing?...


 How can i get an estate agent to sell my house quicker ?
My house has been on the market for about 6 weeks , how can iget it to sell quicker , without selling it for nothing , we are emigrating so i need to get as much as possible for it but it seems not ...


 First time homebuying?
can anyone help me how do I know if I qualify for a home loan?...


 Can this old lady sell her house?
An old lady neighbour has gone into a care home. She wants to sell her house to pay for her 'rent' at the home when her savings eventually run out. She has appointed her niece (she has no ...



lovebeingmarried
My husband and i have poor credit and must buy our house within 15 months. any suggestions on the best loan co
both credit scores are under 550. we have it now thru the real estate agent on lease to purchase within 15 months but i am nervous we wont be able to. i've tried just about everything but i am willing to try a lot more. any help or suggestions would be appreciated.
                     
 




Sagar K
your payments will be high..

anyway...i would suggest first trying your local bank...before trying a big, advertised lending firm...local banks will always give you for less...generally...especially if you are in a small town


flcaoh
Rating
start paying your bills on time = higher credit score = easier time getting a loan. It's a simple equation.


A leap in the right direction.
Go to a local Mortage Broker... You need to be carefull how many times you apply because each time you go for a loan it lowers your score and some places wont even approve you just because there is so much activity...


Judy1
No, with scores under 550, it's just not going to happen. If you get replies here from people saying they'll get you a loan, they are scammers trying to get a fee from you, then you won't get the loan anyway.

You can try to get your credit cleaned up, but would have a very long way to go to get it up to acceptable levels within 15 months. Maybe not totally impossible, but very unlikely unless there are things on your report that are just mistakes, not actual problems.

Good luck. If you don't get this house, there will be another one down the road after you get your credit cleared up.


Gregorio
Talk to them about "re-upping" the lease option. They may increase the rent a bit but at least you won't lose all your option money or rent credit. Also, in 15 months you might be able to get your scores up high enough to qualify, it will depend on how much down you have credited to you and how much additional you can scrape together.

Work on your credit scores first, if you don't know how ask someone, just don't pay any of those scam credit repair companies, they don't do anything you can't do yourself.

Investors might be interested in buying it and lease optioning it back to you again until you are ready so you don't lose what you have put it, it all depends on the numbers.

Good luck. Contact me if you have questions.


Mike
Rating
Look for owner financed homes for sale and talk to the owner and make an offer. Get a written contract and make sure you and the seller both understand all the terms...

With a good down you might be able to buy a house with owner financing.


ME T
Only ONE Smart Answer and it was from the person that mentioned Owner Financing, Meaning the Owner will carry your Loan which 99.9% of the time you will end up paying more a month meaning your owner financier will charge you a higher intrest rate since you are a higher risk individual ( not meaning in a bad way ) We all fall on bad times. Anyways you wont have to do any Bank Quialifying. All i could say is ask the Owner if he is willing to Owner Finance No Harm in asking........Good Luck !!!


You ask, I answer
Rating
your interest rates and monthly payments will be in the thousands. why do you have to buy it so quickly? no company makes you purchase a house so quickly. why can't you get a 15 or 30 year mortgage?


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