 Homeowners: How much do you make, and what does your house cost? |
Please, renters and apartment owners, I am not requesting your answers at this time. I still love you, though. :-)
My husband and I will be making a NET income of $57,000 next year and we ... |
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 Is 7.625 a decent rate? Historically? |
I've been offered a mortgage for a 30 year fixed rate of 7.625 on a conforming level2 fannie mae loan with 20% down. Fico score is at 616.Looking at 120k home.
(Midwestern homes are still ... |
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 What do you think? |
| My friend, Emily, and her family are moving (somewhere else in the same town) and they are selling their house. My family are looking for a house and we are concidering on buying Emily's house. ... |
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 Mortgages & Bad Credit? |
| My fiance and I are not married yet, but are thinking of buying a house. We both have pretty bad credit. When I google "bad credit mortgages in Pittsburgh PA" a hundred links come up and I ... |
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 Can a mortgage company prevent me from leasing my house after I've lived there for 3 years? |
| It was my primary residence for over 3 years. Does anyone know anything about this? Does it always have to be owner occupied? Thank you!... |
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 Can maintenance be carried out in rented accommodation without 24 hours notice to enter property? |
I wrote to my letting agent about 6 weeks ago concerning a large crack in my window. The crack in my window was there before I moved in. However, now it's getting to winter i wanted it fixed.
... |
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 How can I find the history of my house? |
| I actually have since moved a block or so away from my old house. I'd still like to find the history of the house, though, just because it seemed so cold and dark. Several people in my family ... |
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 Is this a scam? (REAL ESTATE)? |
| Developer is looking for investors to buy lots of land. Developer is wanting to start an IPO and get $$$ to launch it. Investors buy lots and "cash out" $20 K -- then lease the lot back to ... |
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 How do i get on Section 8? |
| i just got kick out for my dads now i'm at my moms i cant work i get ssi and i dont have a home what can i do ? i wont have any for 6 days and i cant stay with my mom and i dont know anyone who ... |
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 I have a credit score of 640 my fiance has a score of 750. Can we buy a house what score would they use? |
Additional Details
We would only have about 5% to put down in order to pay for closing costs and have some emergency cash left over.... |
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 First time home buyer using a VA Loan...? |
| My Husband comes home from Iraq in a month, and we are going to buy a house as soon as he gets home. I've heard that a VA loan takes a while to process and what not. So my question is, how long ... |
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 Does a landlord have the right to call at the last second and say they are? |
Coming to go thru the house to check on it? The gave my boyfriend about 8 hours warning that they coming.... do they have the right to go thru the house like that?
Additional Details
Its ... |
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 Should we make our initial offer over the asking price? |
| My wife and I are going to make an offer on a bank owned (foreclosure) home. It is a nice 3 bedroom ranch with a full partially-finished basement, hardwood floors, pool, etc. It's in a ... |
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 Can someone tell me where i stand with my landlord going to court to get me evicted? |
| on mytenancy agreement it states who my landlord is but does not provide me with his address or phone number. my tenancy agreement ended on 7th january but i have not found anywhere else to stay as ... |
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 Going to view a house tomorrow bit of advice? |
| We have been renting a flat since last May. It was fine through the summer, but since winter has come we have found it to be very draughty and cold. We are wanting to get a mortgage on a house ... |
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 Does my landlady have the right to sell the house when we are only 3mnths into a 6mnth tenency? |
i have 2 small children and we have just moved into a rented house 3mnths ago, the landlady said she was not looking to sell in the near future and we signed a 6mnth tenency agreement.
a few ... |
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 The house i'm renting is in foreclosure if I stop paying rent can I appeal a eviction if he files one.florida? |
| I feel as a renter if the owner is not trying to resolve the debt owed he knowingly is breaking the rental agreement between us not allowing my family and self to stay for the duration of ... |
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 Less than 30 day notice - tenant? |
I live in MA. Tenant agreement states 30 day written notice (min). I received an e-mail on the 5th instead of the 1st of Jan '09. Are they responsible for Jan & Feb?
Additional D... |
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 Do They Have The Right to Raise my Rent? |
| I'm from CA and have been living in a Townhouse since last July. During my first year, the complex that I stay in has changed ownership. Yesterday, I got a letter from the manager saying that ... |
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Confused! | My landlord wants us to be away from the flat for 4 hours? |
My landlord has given us 24 hours notice, by text message, that he wants us away from the house for 4 hours as he has a mortgage assesser round. We have just renewed our contract and its a new home, hence he probably has a 2 yr fixed mortgage that needs renewing. Can he do this or do we have a right to actually be in the home whilst this is being done? At the moment I am questioning - does it take 4 hours for a mortgage assessment and why would it matter if we were in the house if the original mortgage was a buy to let. I get the feeling that he is going to pretend that he lives there! |
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Cari
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No, he can't require you to be away from the house.
Legally, he must give you notice that these people are coming round as he has done, and you must allow them to enter. But that's all. He cannot legally dictate whether you're in the house or not at the time.
Of course it doesn't take four hours for an assessment to be done - unless the person coming has given him a wide timeframe of when they might get there, instead of giving him an exact time.
I think you are probably correct in your assumptions that he is going to pretend he lives there, or there may be some other reason, but either way it all sounds a bit odd.
However, you need to bear in mind that if he doesn't get such a great deal on his mortgage this time, then he's just going to put your rent up to cover it. You say you've just renewed your contract, but you only need to be six months into your contract for the rent to be increased - he doesn't need to wait until it expires. |
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John G
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agree to his request and park where you can see whats going on if someone turns up ask them whats their business as its your house or walk in on them when they are inside - say you forgot your mobile phone ask then . might also be a good idea to have your lease contract looked at by a professinal just to see where you stand |
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Stoo73
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Got it in one. The chances are this landlord is pulling a fast one and trying to avoid having to have a landlords letting licence.
Not sure if he can request you leave the house for four hours, but would think this is not legal. |
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WelshLad
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Something isn't right about this situation. |
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blackpool lass
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hiya, some think is not right.he is up to some think but WHAT?IF you live in the uk,then go to citizens advice who will be there at your flat for the 4 hrs your land lord wants you out.he will find out what is happening.if you don't want him there,then he will tell you all of your rights as a tenant.its a free service and c/a are there to help you. |
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nam_miles
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I can't imagine he has any right to make you vacate the premises for that reason. Certainly not in the US. You have every right to be in your home, especially if a stranger is entering. I'm not even sure you need to let the assessor in. Such a visit inside your private residence should at the least be scheduled at your convenience, not his. |
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COLIN T
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Your last line got it in one! The only conceivable reason that i can see for this would be if he has not informed his mortgage provider that the property is being rented out and does not want that known. You could say that it is none of your business and as you have just renewed your rental contract in is in your own interests not to rock the boat! |
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Christina K
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It does sound a bit strange. As you say if the mortgage was buy to let, what is the problem with you being there? Having said that, if you like the house and it is going to be awkward for you to move, you will need to keep the landlord sweet, perhaps you might want to do as he says and not 'rock the boat'. I would certainly wonder if I could trust the guy. |
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Orange B
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I would seek legal advice as tenants you have certain rights and the landlord must give you reasonable notice to terminate your tenancy which is more than 24hrs.
Hes up to something ,dont trust him. |
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