 Can I get a loan for a home/ mortgage payment before I pick a specific home? |
I am interested in purchasing a home and have a price range in mind. Can I get a loan for a home in my price range before I choose a specific house??
Additional Details
Thank you all so ... |
|
 Can you buy a house with no down payment? |
| is it possible to buy a house or condo with no down payment?would it help if you have good credit and your credit score is 758?... |
|
 When young should you bue or rent a house? |
| dont know what to do buy or rent for the first time its not time yet but some friends are moving into there own place should a couple of young pepole buy a house or rent a ... |
|
 Should my landlord have warned me about a roach problem before I moved in? What can I do about it? |
Obviously I AM REALLY GROSSED OUT.
I noticed one roach in the sink on my first day. There were a couple the second day. On the 4th night, I opened my dishwasher and it was FILLED with ... |
|
 We are looking to buy our first home ......? |
and we only have a couple hundred dollars for down payment but have heard about grants helping you with a down payment and closing cost does any one have any info about them ??
or a website that ... |
|
 Y or N please: Are realtors more motivated to work with ...? |
| Are realtors more motivated to present to their seller an offer from a buyer who has no realtor they are working with and make the double commission vs. presenting an offer from another realtor where ... |
|
 Property for 160000, can only afford an interest only mortgage. is this a bad move? |
| i am renting a detached 2 bed house and recently my landlord asked if i would be interested in buying the property. she has asked for 160000. i have 8000 deposit but can still only afford an interest ... |
|
 House buying question please help!!? |
| There is a really nice house my wife and I like for sale or rent. We told our Realtor that we would like to rent to own it. The house has been on the market for over a year. He asked their Realtor ... |
|
 Does any one know how to purchase a home w/out Realestate Agent? |
Does any one have any ideas how to find an owner who wants to sell a home w/ out using a realestate agent?
We have plenty of time to find our "perfect home" in Carle Place.
O... |
|
 UK question: Can you get a mortgage if you are unemployed? |
| SInce being laid off I have been looking for work, but havent found anything in my field. But in the meantime I want to buy a flat and let it, as the rental income should take care of the mortgage. ... |
|
 Does a first months rent get refunded at end of contract..? |
| if its been paid already... ok, so when i moved in i payed £700 deposit, and £700 months rent in advance.. i claim housing benefit because im a single parent, and i DO work, part time so get help ... |
|
 My hubby jus turned 60,he may be made redundant,i have apregnant daughterat home,is she liable for the rent? |
my daughter will fin work the end of feb an start maternity leave
Additional Details
to clarify,the property is rented,if my hubby has to claim income support for the 2 of us and my ... |
|
 I want to get rid of my Roommates who just moved in, easiest way ? |
| I was trying to sell my house but 3 deals fell thru because people couldnt get financing... I dont have much equity in it, just about 30,000 (after paying all kinds of fees, transfer taxes, real ... |
|
 I've got 3 college girls who want to rent my house, but they say they want to pay individually, whereas I want |
one check on the 1st of each month.
Some have money, some depend on parents...so I asked if one parent could pay by auto transfer on the 1st and they could pool their money, but the parents don&#... |
|
 Is there anything wrong with getting a 30 year mortgage when I expect to sell my place within 7 years? |
| Thanks everyone for pointing me toward the mortgage calculator. Follow up question, if you don't mind. I calc'ed a 15 year mortg and a 30 year mortg and obviously I like the monthly ... |
|
 Can a landlord keep your personnel property? |
| verbal agreement to get it when i want it, now they are mad so they started charging me storage. but still won't release my belongings.... |
|
 I bought a house a few years ago for $320,00 and now that house worth $200,00.? |
| Everyting is too expensive. So I cant afford paid all the utilities bills plus a morgage. I dont know what to do if I should apply for bankrupt because I cant afford to keep paying the morgage. I ... |
|
|  |
Dazey13 | My landlord was served with foreclosure papers yesterday. What does this mean for me? |
|
 |
 
dzwreck
 |
This means that you will probably want to consider finding a new place to live. You will probably be able to stay there for at least a few more months, possibly even up to a year, but I would recommend that you start looking for a new place soon. If the home is going into foreclosure, he/she may not have the money to provide you with your security deposit back. Take this into consideration. You may not want to pay rent for your last month to make up for the security deposit and guarantee that you get it back. Obviously he/she will not be using your money to fix anything up in the house or cleaning it or anything else. As to whether you are asking if you should stop making payments to your landlord, this will go down as a moral decision. I highly recommend that you still make payments to your landlord as you signed an agreement with your landlord and it is your obligation to fulfill your agreement. Best of luck.
Ps: For all of those telling you to stop paying: Whether your landlord is pocketing the rent money or whatever, has absolutely nothing to do with you. It is his/her credit that is now destroyed and you don't know of his/her situation that caused the foreclosure. I am sure this was a major decision in your landlords mind to let the house go or he just simply could not afford the home any longer for whatever the reason may be. Your landlord is obviously having financial troubles and you signed an obligation to pay rent for a specified period of time. Your landlord will pay the consequences of his/her action of letting the house get foreclosed on and he/she can still evict you or have you evicted, and you are still obligated to pay your landlord the rent. The home is still the landlords home until the property is transferred through a sheriff's sale. He has the ability and right to get his home out of foreclosure. So until it is actually sold via sheriff's sale you still have an obligation to make your rent payments. |
|
spadezgurl22
 |
means stop paying your rent and start saving because ur going to be out on ur butt soon. |
|
Matthew L
|
Sounds like it's time to pack up and find somewhere else to hang your hat! |
|
Barbara B
|
It could mean almost anything from a rent increase to having to move to getting new and perhaps better landlord.
READ YOUR LEASE - and see what sale of the property would mean to you.
Rather than "not paying" your rent, insist that any rent you pay goes into a separate "escrow" account that will prove that you did indeed pay your rent on time and in full. THis may be something that the bank will insist on - especially with rental property and foreclosures.
Speak with a good lawyer with experience in real estate. There may also be laws covering grandfathered leases, eviction times, and a host of other things that may work to your advantage now that the property is in foreclosure. |
|
Blue October
|
MOVE and quickly...you now know he has not been making his mortgage payments.
did it give you a date (like 30 days to vacate or...)
in any case...there is a foreclosure timeline...when it comes to the end and the bank finally takes possession of the property -you may be screwed when the marshalls show up at the door to lock you out without any of your belongings....so move - and quick.
when asked by new landlords why you are moving...tell them...be up front about this guy.
Good luck |
|
Their Mom♥
 |
it means you better start lookig for another residence and fast, you have to move. the same thing happened to a friend of mine ...the landlord lost the property so they had to move as well. this could happen in an apartment, or a house that you are renting. |
|
KR52
|
that you better start looking for a place to live. that really sucks. there is nothing he can do for you.... |
|
Woof â„¢
 |
That you have to be out of the house at the time the forclosure goes into effect. One idea would be to contact the forclosure agent (prob. his bank) and see if arrangements can be made. They most likely will tell you no, but it is worth a try. |
|
Terry S
|
Means your landlord was taking your rent and spending it on other things.
Start looking for another place to rent.
Once papers are served it takes about 90 days to finally foreclose on the property and throw everyone out.
Terry S. |
|
Deb S
 |
You're probably gonna have to move. |
|
Heather
|
Sounds like he was doing something else with your money than paying the mortgage! That's just sad!!!
Unfortunately the bank don't care who is in the house. They just want the money! I'd start looking for a place ASAP. If you have signed a lease you might be able to sue your landlord for making you leave early but that would be after the fact and sounds like they don't have money anyway...
sorry, good luck!
I agree with the above that said not pay anyone to him and save your money so you can aford to get out! |
|
CAT
|
It means you had better start looking for another place to live. My ex husband and I were served like this several years ago when our landlotd didn't pay his bills. ALSO...that means that the landlord has been KEEPING your money and not paying his mortgage. Nice to know, huh? I am sorry. This completely stinks for you. I would be mad. Do NOT give your landlord a penny more! EVEN if they say you have to...he/she is lying. They will pocket it! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 6 minutes(s) ago
| | | |
12 | 45 minutes(s) ago
| | | |
12 | 52 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
12 | 11 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
12 | 6 day(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
