 Central heating not working properly - shall we pay the full rent? |
Hi,
We rent a house which has gas central heating. The thermostat is broken, so we cannot set a certain temperature. We have to turn the heating on manually, which then will go on full power. T... |
|
 Can the landlord keep me from putting a fence up? |
| I am renting an apartament with a small yard in front and the side of the building. I wanted to put the fence up to keep our baby from running out to the street. The lanlord is telling me I can'... |
|
 How Can I Get Onto The Property Ladder??? |
| What are the best first steps to take, for a complete novice like me???... |
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 How much of an influence does a co-signer have on a loan? |
| My husband and I can easily afford the house of our dreams. However, we have limited..not BAD...but limited credit history. As we are young. Will having a co-signer with excellent credit help us with ... |
|
 Is a manager allowed to say you are being evicted to a potential new landlord? |
| The manager of the complex i am currently living in told a landlord who was doing a reference that I was in eviction? Is this allowed in the state of california?... |
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 How much do I have to charge as a deposit of rent ? |
| We own a duplex in Washburn Missouri, vlose to Cassville , like 30 mints from Joplin, Its open land, normal size, 1 bedroom, living room, heather, we are just replace the carpet and paint the place, ... |
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 Landlord didnt return the security deposit back???? |
HI,
I stay in California, I moved from my apartment on january 1st by giving a verbal notice to landlord on december 5th.
After we moved, when my dad asked him for security ... |
|
 Should I hire an unlicensed roofer? |
| I finally found a handyman who has been great -- does a good job at a very reasonable price. However, he's unlicensed & uninsured...has his own little "business" with little ... |
|
 Is this a good rate on my mortgage? |
100 Percent financing.
30 Year Fixed rate
6.0 Percent interest
$170,000 loan on a duplex in Great Falls Mt 59401.
No pre-payment penalty or any "hidden suprises"
... |
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 My boyfriend was recently kicked out..? |
| and the owner of the house wants to keep his computer until he pays half of this months rent which is usually paid at the end of month according to their agreement. She just kicked him out yesterday ... |
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 Why does it matter what your credit score and history is when looking into renting an apartment? |
| I have a good rental history and have never had any problems with my previous landord. I am looking to move to another city due to my job and every decent apartment community does credit checks and I ... |
|
 What type of improvements will help me sell my one bedroom one bathroom condo? I live in an urban location.? |
| I live on Capitol Hill in Wash, DC and need to sell my 1br/1ba condo in the next several months. I've seen a ton of sites that describe upgrades that can help you sell your home more quickly, ... |
|
 How long does a contract last after you sign it on a rented house? |
| i signed a contract for a 1 year lease on a rented apartment 2 years ago, when i moved out of the house the landlord refused to give me back my deposit citing a section of the contract to do with an ... |
|
 Mortgage question? |
If you had to pick what would be the best negative amoritization mortgage? For the short term home owner, 3 years max!!
Additional Details
I live in the Seattle area, I have full ... |
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 My renter is not evacutaing my property . gave one month notice , now not paying rent? |
| Please I need your help and advice.. We have rented one side of our duplex. Now I want my son to move to that side and rent our bigger portion out. Our tenant has given us trouble in the past by ... |
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 How do you get 0% mortgage loan? |
I am planning to purchase a house for $519 000.
Down payment - 25 000 to 50 000 dollars
Is it possible to get 0% mortgage rate? How do you make this kind of deal with the ... |
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crouching2tiger05 | My mortagage broker is charging loan origination fee of 1% and mortgage consult fee of $3085, is this right? |
loan amt 179000. int. rate 7% there is also an underwriting fee of 195.00 |
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Landlord
 |
LOL, I read the other answers, same as mine.
The "consult fee" is BS. I would bold and underline those if I could.
You have stumped upon a predator, you are best off looking elsewhere.
Your best bet is a local bank, where you can sit down and talk eye to eye. |
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Bernie K
|
In my 17+ years in real estate, I have never heard of a "mortgage consult fee", I've heard of a "ripoff fee" and this looks like one.
Please consult another lender and make sure to get a "Good Faith Estimate" and have someone impartial and knowledgeable go over it with you. |
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jmrob29
 |
They don't need both fees. Tell them to knock the origination fee to 1/2% (very reasonable) and to eliminate the consult fee or you're going to another broker.
They should scramble to keep your loan - especially if you have good credit. Start searching on-line at places like LendingTree to see if you can get a better rate. |
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ready2go67
|
RIP OFF!
a 1% originatio fee is standard, but the other fee is BS!! |
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teran_realtor
|
Let him know that you've decided to consult with a different mortgage broker. Find one who does FHA loans. |
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starshyne59
 |
You should be able to get that loan much cheaper than that. I would tell him to take off the consult fee, or you will have to look elsewhere.
Talk to your banker where you have other accounts to see if they have a mortgage department, or if they can recommend a better mortgage broker.
Good luck! |
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linlyons
|
so what does the local bank charge? |
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Patriotic Mom
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Huge ripoff! That is why I always say to NEVER use a broker. |
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ZHnDC1
|
Consult fee is bogus... |
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Lisa L
 |
Call a reputable lender. Call the Office of Finance in your state to report this predator. 7% with 1 origination is rip off enough unless your loan is quirky (stated income, low scores, etc) Call a Mortgage Banker, call your credit union, or your bank. I would not even give him the courtesy of calling him back. Just let him spend all that money he thinks he is making off of you. |
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