 Does apartment rent go down during a recession? |
| I am looking to move into an apartment and was wondering will the prices of rent go down when the economy is doing bad and the economy is in a recession or do the prices stay fixed or even go up.... |
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 I want to buy a house in early August. How early is too early to apply for a loan? |
| Interest rates are going up, but I'm not sure if I could apply for a loan now and hold it for 3.5 monts while I look at property.... |
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 Our fridge borke and spoiled our food - should the landlord pay to replace our food.? |
| I am not sure if there is a law for this, but our fridge which was repaired already broke and spoiled over $200 of groceries. Is it fair that we should buy new ones, or should our landlord.... |
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 Renting a room to my sister and bf? |
| OK, right now Im renting a house for $1800. I currently have 3 other roommates, my cousin, my sister and her bf. The rent is split 3 ways, so my sister and her bf pay $550 and so does my cousin, I ... |
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 How long will a landlord 'hold' a property for you? |
| I have seen a place I want to rent and its available now, but I don't want to move in until 4 weeks. If I say I want it now, willhe hold it for 4 weeks or give it someone else? I doubt this ... |
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 Is there such a thing as transferring your mortgage from one company to another? |
| The mortgage company i'm dealing with now is totally belligerent, unfriendly and unhelpful. They literally will not answer questions - they just tell me I need to re-read my loan agreement. I ... |
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 How do i go about getting an apartment if my credit is bad? |
| i have been evicted from an apartment but i can afford to rent an ... |
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 House market crash victim? |
A co-worker has asked me:
She bought her house a year ago, under an 80/20 loan. First at 7.5% fixed, second at 11% arm (or so she thinks).
She is struggling to make the monthly payment, and ... |
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 Question about buying a home? |
| My husband and I have signed a contract with a realtor for a home that we want to purchase. Tonight we meet with the mortgage company to turn in all of our personal and financial info. We were pre-... |
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 Would it be really silly to offer $210,000 for a house that is trying to sell for $310,000? |
| This house has been on the market now for over 7 months. The price has been reduced. The seller doesn't want the house to get repo'd.... |
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 Why does credit affect getting an apartment? |
| Not only does credit make it hard to own your own home or car, now you can't even get an apartment. My fiance and I have shaky credit. His due to a divorce (ex-wife) and mine due to stupidity ... |
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 Flood damaged homes - should i buy one? |
| tropical storm allison flooded houston - i'm looking to purchase a home that was flooded, and immediately remediated. should i be worried? maybe i shouldjust look for another house?... |
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 House sold under misrepresentation? |
| 10/3/07: My husband and I bought a golf course-view house in Indianapolis, Indiana. We closed 5 days ago; moved-in 4 days ago; and 2 days ago found out that the golf course is scheduled to close. It ... |
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 In what order do you do things when moving house? |
I don't know yet if I want to move because I don't know if there is anything I want to buy. If there isn't, I will stay put.
DO I:
1. Put my house on the market A... |
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 Who is responsible for this damaged wood? Renter vs. Owner? |
| We rented an apartment and the railing on our back deck is made of dry rotted wood. When we moved in it looked pretty good. The wood is so dry rotted I could stick my finger through the wood. T... |
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 Is it insulting to offer $170,000 for a home listed for $189,900? |
The seller is very motivated, and the house has been on the market since August 2007. However, it has been reduced to $189,900 from $209,000.
what would be an acceptable offer?... |
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Grub | My mortgage company is sending me to an early grave...? |
I have yet to be late on a payment but am on the verge of losing my house because of a stupid mistake my mortgage company made and won't yet own up to. I've been fighting them on this for 7+ months now.
Why can't mortgage companies be as cool as I am? |
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Ralfcoder
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Have you got honest, factual, printed documentation of the error? Have you got a copy of the rules that say it's their fault?
Contact the company, ask if they have an ombudsman, a customer advocate, or something like that. Meet with them, and lay out your case in a calm, rational, logical way. You may be frustrated like there's no tomorrow, but you won't help your case by yelling or jumping up and down.
If the problem can be solved by paying a moderately small penalty, it might be cheaper for you to do that, even if you're not at fault. Are you risking a $200,000 investment over a principal, for a $200 fine they're imposing that you don't think you owe? If so, you may not be the only highly principled homeless person because of that attitude.
Finally - think hard about refinancing with another mortgate company if you can. |
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Rae
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take them to court make sure you bring all of your receipts if you truly are paying your bills on time then you definitely shouldnt be going through this |
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Mike E
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To get this monkey off your back, I would suggest changeing mortgage companys ASAP! You might get a better rate, and im sure you just want the headache to go away, so change companys. |
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novastarbanker
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Without information on what they did wrong, there isn't a lot I can tell you for recourse. If you have not been late on a payment, then you should not be on the verge of loosing your home, as defaulting on the payments are the only way a bank can legally take a house back. Add some info, and maybe I can give you some helpful advice on how to advocate for yourself. |
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Common Sense
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Sue them in small claims court. |
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MIND THE GAP
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Consult a real estate attornye NOW. |
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Ken
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It can be frustrating but mortgage companies do make mistakes. Document your conversations with them in writing. Follow up each telephone call with a letter. Ask for an audit of your account, they will provide it. You do not say if your mortgage is FHA insured or now, if it is you have specific rights and the mortgage company has to follow procedures. If it is not FHA insured, you can still work to remedy the error. If all else fails, contact a knowledgeable real estate attorney. |
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Tizzle
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Nobody can be as cool as you! |
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Nick Z
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It's impossible to give a non biased answer to this question without knowing the mistake they made. Most of the people I deal with have issues with their escrow account (your mortgage company collecting your taxes and insurance). If this is the case (and it caused your payments to shoot up) then you can pay them a lump sum to balance out your account. |
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