 Can you please name me some safe, luxurious places my wife and kids can live? |
I live in Albany New York right now working as a stock broker. I made the money, now I want to move out of my small apartment and move to somewhere safe and nice.
Thank you for your time and ... |
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 So how much does a typical modest 3 bedroom house cost in the USA? |
as a brit I am curious. A house away from rich areas. Cos UK prices are high here.
Additional Details
WOW, so in a word house prices in USA are - dirt cheap.... |
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 As a landlord can I insert such a clause into a tenecy agreement? |
| As a landlord is there any special clause that I should enter that would benefit me in the long run? eg can I enter a clause that will mean that the tenant has to forfeit their right to squat in the ... |
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 Help...We have bad credit and make quiet a lot of money by cant get an apartment. Any Suggestions? |
| We are a couple looking to move into an apartment in Kalamazoo Michigan. We will be attending school and working full time. Unfortunately due to previous circumstances that happened in the past we ... |
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 HELP!! How to Sell My House ASAP?!? |
| I really need to sell my house as soon as possible. I'm moving to Mexico and need to be there by september of this year. The house has been on the market since february but have recieved no ... |
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 Why wont private landlords except housing benefits? |
Additional Details
Thaks for all your answers. I thinks its unfair. I need housing benefit as my and my partners income is too low to be able to aford any rent where we live (London) we ... |
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 Help! I want to kick my roommate out, he's verbally abusive and has threaten me? |
| To make things short: He's not on the lease, I'm the only one on the lease. NOTHING is on his name, everything is on mine. I told him at the beginning of january to move out by the end of ... |
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 I need help from a realtor or anyone who knows about houses!!!!!!!!!!!!? |
| Two weeks ago, i put an offer to a house, but sadly i lost it; someone else had bought it and gave more money than i did. My realtor had told me how much more money the other people had put into the ... |
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 House question!? |
| So my "sister in law" has a house that she was going to sell to me and my guy for $197,000. Now she is working with a realtor and the real estate agent said she should list it for $220, 000 ... |
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 As a landlord, I have a legal issue. What should I do? |
| Well, we had a tenant who was overdue and owed us ALOT of money so I had him evicted, by court order. He abandoned the house and when we checked he had left alot of damage to the home and property. D... |
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 Roommate's guest at at the apartment ALL the time!!? |
| I had a roomie move in with me 2 months back, she is not on the lease and her boyfriend is over all the time. She does not pay any utilities and I pay a 100 bucks more on rent than she does. Her ... |
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 Private tenant being evicted? |
| A friend of mine has been served with a repossession order from her private landlord and asked her to leave the property in two months time, if she does not vacate, the matter will be taken to court. ... |
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 My landlord is doing a walkthrough for the first time in 2 years? |
| and I am not sure why. I am worried about being evicted. The house is in good shape other than the basement. It started flooding within a month or two after we moved in. It it finished and it has ... |
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 How can I sell my house fast? |
| I'm trying to sell my house. It was built in 2004, has 5 bedrooms 4.5 bath, 4650 sq ft, pricing at $699,999. It has been 2 months and yet now one is ready to buy it. I can't wait no longer ... |
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 How does a stripper verify her income when trying to rent a house? |
| Because she is a dancer, all her income comes from tips. She wouldnt recieve a pay stub... What does she need to verify her income when applying to rent property?... |
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 Has anybody out there had to deal with bad landlords in their life time? |
| i did not believe there were this many bad landlords out there all they want is their money but never want to fix nothing what ever happen to the good ones or was it my imagination there were good ... |
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 If I make an extra payment on my house, does it reduce my payment from then on or just the length of the loan? |
| I am selling my first house; after it sells I am going to put the money into my current house. I am wondering if it's going to lower my payment or just shorten the length of my loan.... |
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mom | My mortgage company said my HOA cant foreclose on me for past due fees is that true? |
my mtg company said my HOA can not foreclose on me for any reason because they do not own the property..that only my mortgage company can foreclose on the property or the county can for past due taxes(which we do not have)...is this true? we are in tampa florida..If this is the case, can I go after the HOA & their attorney's for filing false papers and trying to charge me for services they can not even render...I have been told that many HOA's & attorneys do this as scare tactics to get their money and most people wont even question that practice....any help would be wonderful.....I dont want to lose my home and have to uproot my 2 young children
Thanks |
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Landlord
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Yes, they can foreclose, you signed the right over to them. That is how they enforce rules and payment if you try to screw them over either.
Make sure you are talking to someone who knows what they are talking about at the mortgage company, not the receptionist. |
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DannoREA
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The HOA would not be able to enact foreclosure proceedings. However, they would be able to file a lien against your property that would have to be paid before you sellf or refinance the property.
The HOA is likely owed money and are trying to collect on a debt. Your best bet is to pay them now before it becomes a nasty suprise in the future. |
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racache_us
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I know in California there are rumors of the HOA foreclosing on people.
I would ask my accountant to check the laws for me. If you use an accountant you pay them for the entire year of tax advice not just to prepare your taxes. I would really like to hear what a estate person who know the laws in your state has to say about this. |
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porcelina_68
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If you do not have a mortgage, the HOA may be able to foreclose for unpaid dues. Most likely, they will take you to small claims court, unless you have a huge outstanding balance. Regardless, they will put a lien on your home. Then when you sell it, the buyer's loan company will pay the lien before you see any money. |
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Ralph N
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ask the HOA what do they do for you to ask for money. |
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timmay
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Simply put, Yes they can foreclose for unpaid HOA dues. In lieu of "going after the HOA for filing false papers, take the $ you were going to use to go after them and 1) pay the unpaid amount 2) If needed and as stated previously, hire a R.E. Attorney. |
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Louie
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They can't foreclose on your property, but they can put a lien on it. You won't be able to sell it until you take care of the lien (i.e., pay your dues). |
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rogue
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What does your contract say? |
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budhah1
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They can only foreclose on you if they have a Mortgage, Otherwise it is something else. liens are not Mortgages, but a judgment can force sale of your unit. My friend long time ago had a dog in her unit, and the condo association threatened to sell the unit if not removed within an hour. Pure scare tactics. |
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Kathleen M
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I'd check with a real estate attorney. Where I live they can't simply foreclose, but they can file a lien and foreclose the lien. I'd pay some money and check it out. Also, pay your bill. |
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Expert Realtor
 |
EVERYONE THAT HAS POSTED THAT AN HOA CANNOT FORECLOSE ON A PROPERTY IS DEAD WRONG.!!!!
Yes they can, and I have no idea of what $8.00 an hour employee told you that because it is WRONG.
HERE IS THE PROCEDURE THEY FOLLOW:
First...they place a lien against your home...an attorney that works for the management company places a lien on the title for fees past due.
Second, after so long, the HOA (according to your bylaws that you SIGNED at closing), they start foreclosure procedures to force the sale...your mortgage gets paid first (because it's in 1st lien position) and then the HOA.
ANYONE who places a lien against your home and has the legal right to do so, if you DEFAULT, can force foreclosure procedings.
READ THIS CAREFULLY: All lienholders !!!
What is a mortgage company? A LIENHOLDER!
HOA's can actually do it faster than mortgage companies b/c there are laws that have been passed over the years to make this process easier.
Your mortgage company DOES NOT OWN your home...YOU DO...a mortgage company ONLY has a lien against the property.
It is not a scare tactic....if too many people in HOA stop paying their bills, how do you think that services get paid? By the HOA fairy?
Services GET CUT OFF FOR ALL RESIDENTS if the fund goes into the negative b/c of deadbeat homeowners that won't pay their bills. That places a negative impact in the property values for everyone.
PS: Do a Google search of HOA and Foreclosure...you'll see tons of cases where it does happen..b/c it's a BUSINESS. |
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Brian G
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Mary B is 100% correct
However, the HOA would be better off garnishing your wages...which they can do if they know what they are doing. I have done this tactic with several people who have owed me money in the past. Its a lot easier than you would think to do to. |
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♥ Emily ♥
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MARY B is 100% correct. They can and will force a forclosure. |
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