 My apartment manager inspects us way too much and it is harassing. What should I do? |
| I know about the right to quiet enjoyment, but in my lease it says that they can come in and inspect our apartment. She expects us to clean the windows inside and out. I live on the third floor! She ... |
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 Can my Landlord force me to let roommates in my room? |
| Currently i have a sink in my bedroom and their is not one in the bathroom which is right next to my room he has no plans to alter this design and is expecting me to leave my room open and let people ... |
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 Why do people think that people who live in mobile homes are white trash? |
| I lived in one for two years when I got married and I don't consider myself white trash and my mother in law lives in a very nice one and my son is wanting one and this may be the only way he ... |
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| Do I have grounds to sue? |
| When my husband and I were purchasing our home our mortgage officer said "Oh my god you are a cradle robber" to my husband regarding the age differenct between him and I. Then, the day we ... |
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 I don't get it! Why should you have a loan on a house??? |
| If I have a $150,000 loan on a $150,000 home, I will have paid over $300,000 in payments by the time it is paid off. Instead of saving over $150,000 in interest payments by just paying cash for the ... |
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 Is this the landlord's responsibility? |
I live in an apartment in a house. My landlords who own the house live in the main part of the house (I've been living there since 2002 and we've always gotten along just great).
... |
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 Tenant fails to pay rent and was evicted ,Is this not a breach of contract? |
| tenant signed a 12 months lease aggreement, tenant fails to pay rent, tenant was evicted, tenant destroyed the unit before moving out, the unit after repairs cost me $2000, it is 3 months since she ... |
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 My landlord says I can't break my lease even though I'm in the military? |
| I'm getting ready to come back to america from overseas and my wife says that she can't break the lease with our landlord, so she'll have to stay in Ohio while I go to Georgia for more ... |
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 My boyfriend and I live in an apartment with 2 guys. Should we pay 1/4 the rent if we are sharing a room? |
| I moved into the apartment after they signed the lease! They knew I might be moving in, but it wasnt for sure. We provided all of the furniture in the house and pay the pet deposit for our dog. Our ... |
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 I am hurt because my boyfreind believes I have slept with sumone else.? |
| help me, I was quiet one day and he phoned me and asked what was wrong and presumed straight away that I had done something wrong like. The he is like I have a disgustiong thought in my head about ... |
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 Can a debt collector break down my door and seize my stuff when he's collecting debts of a previous tenant? |
| last week my son signed a tenancy agreement to move into a priovately rented house. In the house is post for a previous tenent. A debt collector has now contacted him saying he is collecting on the ... |
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 The people i rented my house are psychotics (very serious) and i'm afraid that they'll refuse to leave? |
| okay the lady in the family has some compulsive something disorder (basically is kind of insane), i'm very serious, one time, the police have to come to the house to get her to a mental hospital,... |
|
 What is the cheapest state to live in? |
| Other than the states that nobody likes such as South Dakota, what is the cheapest state to live in when it comes to buying a house and land. I was thinking Texas, but I'm not sure.... |
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 House for sale 134,000 what do we offer? |
| never bought before no idea what we are doing....what is a good starting offer and how do we apporach the purchase?... |
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| Can my landloard keep my deposit if.....? |
| i gave a $400.00 deposit and moved out a month later leaving the apt as good as it was moving in. i only gave a 20 day notice. i thought i would get my deposit back and waited for it since i gave a ... |
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 How do you determine a home's selling price? |
| We would like to sell our home. Our home was very recently appraised at $228,000 by a home appraiser. Do you normally list the price of your home higher than the appraised value? What price would ... |
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 We have a two year lease and now the landlord has decided to sell the house. Do we have any rights? |
| We live in NY (Queens). We just signed the lease in November and one week in he decided he's going to sell. Our lease will not expire until October 31, 2008. Does anyone know if the new owner ... |
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jaklad22 | My mortgage finishes this month, should i take out a loan for fun purposes or save.? |
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 |
 
xxxx50char
 |
Do some homework first. Determine what amount you would like to have for fun as opposed to how much you can take out. Then consider what payment you are capable and willing to make. See if that covers your fun money. If it does more than that, then consider investing the balance into income producing securities. If you can get something to cover the payment, then the money is free. I would also consider getting a term life policy to cover the balance.
There are many good income investments available. Remember, you will be looking at income, not growth. If you go to a stockbroker (bad move) they won't be able (or won't want) to help you. Some very stable securities (check on finance.yahoo.com) are: cik, acg, phy, dhy, and many others. If you are interested in knowing about more, then contact me. |
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crissygirly
|
You are used to setting that money aside... keep doing it!! At LEAST 1/2 of it... put it into a money market account or a savings account at least!! Then use the extra income for some fun stuff... don't blow it all.
Congrats... that is very VERY exciting!! ((I WISH I was in the same boat)) |
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Peter
 |
ARE YOU MAD OR SOMETHING, AFTER PAYING OFF YOUR MORTGAGE DO NT LUMBER YOURSELF WITH A LOAN, COS ALL YOU ARE DOING IS GETTING BACK INTO DEBT, COS THAT'S WHAT A MORTGAGE IS, A BIG MILLSTONE FOUND YOUR NECK & YOU ARE ALMOST FINISHED WITH IT SO WHY PUT ANOTHER ROUND YOUR NECK, START SAVING THEN GO & ENJOY THE EXTRA MONEY IN YOUR POCKET |
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Sean F
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You lucky lucky barstool we have got another 18 years to go on ours and would love to be able to use the money in this property properly rather than have to pay it back by adding another ten years to the mortgage. |
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David
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Assume your mortgage is 15 or 30 years old, I would get another loan and invest it into your house.
1. Anything older than 15 years old:
Roof? Replace it with a great and strong warranty roof.
Central air or heating? Buy a bigger and more efficient system.
Water heater? replace!!
2. Stick a big portion in the bank to pay for "suprise" bills. Those are bills that come up, like new tires for the car, etc.
3. Take the third portion and give yourself a nice and affordable vacation.
That is what we did. |
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statusquo333
 |
If you have paid off your mortgage and now own your house def do NOT take out another mortgage unless you really need the money. |
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HEATHER
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Unless you need the money to do major home improvements I would not take out another mortgage. You are finally out of debt, keep it that way. If you want fun money save up a couple of months of what you were formerly paying for your mortgage. |
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Dana D
 |
Why not do both? :-) |
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scott A
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congratulations on paying off your mortgage, thats always a wonderful feeling. i would save some of that extra money, but also spend some as a pat on the back, ut i certainly would not get a loan. |
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LilyRose
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have fun, but dont go crazy |
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Lewisthelab
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I think you deserve some fun after paying off your morgage. Go for it |
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jc2006
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You will save money on taxes if you take another loan on your house. I agree to continue to work on your house and invest in it. Or, buy another and rent it if you can. I wouldn't take out a loan for free spending though. Then you're just wasting money. |
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pirate_princess
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Save, save, save (you lucky bu88er!!) |
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Eagles Fly
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Congradulations!
That's the time you don't mind going to the bank to sign off that mortgage payment.
Another good reason you don't mind going to the bank is to continue to put money in your savings account.
You could celebrate by going out for really good dinner with that special import wine or beverage of your choice which could be at a great Hotel/Motel where you are served to the max. Mini vacations are sometimes better than long extended vacations. That way you could get away more often.
Long extended trips aren't good compaired to a good investment or saving that money for say, a rainy day or necessary repairs that hit you out the blue.
It's fun just knowing that the mortgage is paid off. You could purchase a good piece of land which can reap you rewards further down the line if you don't sell for sell it off for lots to bring in more housing. Everyone needs that untouched land for conservation along with yourself. Do it right with land management (cutting trees only when needed to preserve wildlife and the air we breath). Become a Tree Farmer. Check out the programs that are offered (Forestry Dept.) and then you can even save taxes on the property).
Know I'm getting too long here. Large tracks of of forest property have quadrupled for us if you do it right. Small cabin in the woods ... doesn't get any better for a "get away."
It all comes down to saving instead all the fun things and you have nothing to show for it. Remember, small cabin in the woods if you choose to go in that direction.
Too much development is just one consern we have today.
Just something to think about. Everyone needs savings to get through the hard times, especialy now when so many people are loosing their homes,
Again, congradulations ......... |
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msg1
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i wouldn't, use the extra money u have now to relax and enjoy life,buy the things u always wanted,also in a few months your credit score will be SO good,so you can finance something at low rates,(like a motor-home) and travel. |
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ryan c
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save, then retire by selling the house and moving somewhere cheap like costa rica. You can live like a king down there for decades with $300,000 |
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zzz still awake zzz
|
Buy another house :-P
You make me so angry , I got 10 years left on mine grrrrrrrrrrr |
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Cupcakes Rock
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yes u should i think its a very good idea good luck and happy haloween you rock ♥ Miley cyrus |
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Ronatnyu
 |
This is a tougher market to qualify in.
1) If you can afford to repay it .... go for it. Its still the cheapest forms of lending.
2) If you want to invest make sure your rate of return on the investment is larger than the mortgage interest rate .... because see item # 1) |
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pepzi_bandit 2
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get a loan and have a BIG party to celebrate
haha |
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wayneocallaghan
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If you are mortgage free and own your home, then I would re-mortgage, get out as much of your money as you can and then invest this somewhere.
1.
You could get the money from the mortgage lender at say 5.5% or 5.9% and then put the whole lot into a high interest account, or I know of 2 companies that will pay you 25% per annum, paid quarterly, min investment is 30k email to find out more.
2. get the money and use it to put down as a deposit on a property off plan. You can buy off plan in some countries with as little as 3 or 4k deposit for a city centre flat
3. buy a house for around £15,000 or $30,000 with a yeild of upto 30% - email for more details
4. take the money to vegas as put the lot on black on the roulette! |
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