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 Can you break a lease if a pedafile lives within one mile of your place?
I over heard this and need info if it is true. Or who would I talk to about it?...


 Is it better to rent an apartment or buy a home if you are going to relocate after one year?
home cost is $280,00, monthly expenses- utilities-$220., maint-$100., property tax-$380., home insurance-$50. 30-year mort-8% interest rate, 20% downpayment and closing costs equal to $1,000. plus 3 ...


 About how much is bulidings and contents insurance?
On a 2 bed semi in south yorkshire? Just trying to work out finances on the property i want to buy. Its £124950, no garage, nice area....


 Help With Math Problem?
A real estate broker sold your house for $72,000. The broker's commission was 6% of the selling price. How much would you get for the house after the commission is paid???

A. $67,680<...


 House in foreclosure * Real estate agent stopped by?
Hi, my home is in foreclosure, today this real estate agent showed, saying he works for the bank where I got my loan from, he stated, he was checking if someone is still living here and he will come ...


 If a tenant injures themselves in a rented property then who is liable?
...


 Landlord wants £300 from deposit to clean flat.?
She says there are fleas in the sofa and the carpet. This MAY be true, as I have a cat. But £300 to clean carpets in a one bedroom flat, plus a three seater sofa?
Do you think this is ...


 I wonder if I will ever be able to purchase my own home. I have crap credit , and a divorce. Is there hope?
I would like to purchase my own place someday . I divorced a few years ago, my credit is terrible . I owe some bills and work hard. I feel like I'm doomed to rent til I die. Any help as to where ...


 Bought a first house in 2004, but cannot afford it anymore, what can i do?
for sell for the same price or more if the market is going down hill? zif I stop pay the full montly amount, what happen, and how long take to them take the house way? What about my credit? see the ...


 How much do you pay for your rent or mortgage every month?
What % of your total income is this and what type of accomodation do you live in ?...


 New rules for an apartment building....PLEASE HELP!?
My father and a friend have recently bought an apartment building with 9 units. The people who owned it before had no rules set up, people have no leases. So I am "incharge" of comming up ...


 Why don't people trust realtors?
...


 Where is a good place to move that has low property taxes and has large acres of waterfront property?
(10+ acres waterfront) i like boating and jetskiing so if its a lake it needs to be large (lake of the ozarks) and it needs to be waterfront....


 If you are behind 1 month on rent, can the apt manager come into your house unannounced and size your things?
My girlfriend was not home at the time, and the apartment manager came in and took her TV, and when she paid the rent, they promised to bring it back, and now they are saying she ( a 95 pound asian ...


 Who's sick of people dissing people just because we would rather live in a council/housing association?
I live in housing association property, i work, i buy nice clothes, my house is nice inside, clean, i have a nice car, but people always put a stamp on you, just because i live in a council house ...


 I was approved for a home loan but need to come up with $30,000 for a down payment any ideas?
I DON'T HAVE THE BEST CREDIT AND DON'T KNOW A WHOLE LOT ABOUT REAL ESTATE I'M A FIRST TIME HOMEBUYER. ANY SUGGESTIONS ON HOW TO COME UP WITH THE DOWN PAYMENT. I REALLY WANT THIS HOUSE...


 Rented a house few days ago but not happy. what are my rights can i leave? but sighed a six month tenancy.?
...


 Best way to argue with a landlord?
i really want a dog
my parents say no becuase of hair, noise, how no one would take care of him, no space, and a landlord

i thought about this for years, silently searched dogs, and ...


 Would you buy this house?
We are thinking about buying this beautiful 1880 Victorian home. We would live in it, not rent it out. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job ...


 In a divorce can I take my wife off my mortgage with out refinancing?
The curent morgage rates are at least 1.5% higher than my curent rate of 6.25%....



Jade Orchid
My parents are about to loose their house to forclosure...Is there anything they can do to keep their house?
My Dad is disabled and on S.S. but took a small part time job to help pay for the two teenaged kids still living at home. He fell at work and now is in a workman's comp case. Unfortunately S.S cut his benefits until the case is over. That means he makes almost 500 dollar less a month than what he did before so he can't make a payment on the house and are in serious risk of loosing it. My Mom is also disabled and can't work, they have terrible credit, and no one can cosign a loan for them. Is there anything they can do at this point? They have 30 days before they finalize the forclosure...

Thanks... :)
                     
 




Oscar Himpflewitz
Rating
~See a bankruptcy lawyer and get a stay of execution filed. Fast.


tjptty
Rating
if they want to keep it I can only say get crative do smell crafts at the house and then sell them at flee markets or on ebay or any thing else you can think of to get some thing coming in , if keeping it isn't the deal then there is some people out there that will take over the payments for you and might give some money to boot


Travelin&#39; Man
Rating
http://www.stopforeclosure.com/


This is the best I could find at the moment...

Good luck.. Seek Legal Help! Talk to a good lawyer...


Clint P
Rating
Is this foreclosure or pre-foreclosure?

In most cases the lender would rather reconcile than take the family home.

If there is a set date to foreclose and there is a date of sale set.

Prepare for the worst and plan for the best.

The first step is to contact the bank and / or the attorney representing the bank and determine whether or not a settlement or payment plan can be agreed upon. In the event that an agreeable or payable payment cannot be reached the next step is to consider selling the home before it goes to foreclosure; the sooner the better as it allows time for:

1. Improvements to get top dollar on your home; selling may actually get you some spendable cash to help weather the storm until comp is resolved - where as a foreclosure (depending on the state and the actual filing may take sometime to execute) would damage your credit further.

2. Relocation planning if neccessary.


3. Depending on your locale you may also be able to contact HUD who may offer programs and / or assistance in your particular situation.

Seize the situation before it seizes you.


deepthoughts38
yes they can file bankrupcy and the courts will determine how much they can afford to pay and in the process they will eliminate some of your parents debt. Otherwise they will loose


Cheppyyyyy
If this is a HUD or FHA loan there is a program which applies the delinquent amount to the end of the loan keeping the loan in good standing.I would suggest contacting the mortgage company and asking about it.


Skip
Rating
If your objective is to keep the house call your parents lender and ask for a forbearance agreement.

This agreement will allow your parents to start making payments to the present mortgage that they have. The lender will then take all the back payments and any fees that they had to do the foreclosure and make another mortgage for your parents to pay.

This will cause them to have two payments. One on the original mortgage and one on the back payments that are owed.

You will also have to prove that you are able to make payments on such arrangements.

You need to call them immediately, they might have other options for your parents.

The other options is to sell the property to someone immediately, there are investors that will purchase the property from you. Some might already have made contact. with you. If this is the option try and get as much as possible.

I hope this has been of some use to you, good luck.

"FIGHT ON"


leadbelly
Rating
publicity.
call the local newspapers and TV stations about a bank that forces disableds out of their home.


bostonianinmo
About the only hope is to bring the mortgage arrearages up to date. Publicity might help, but I wouldn't count on it. But you'll never know unless you try.

If SS has been cut, contact an attorney who handles this type of case. You need to act quickly!


Mudisfun
Rating
As one of the other posters suggested they may be able to do a refinance with a hard money lender. These loans look at the equity in the property more than credit scores. This is a short term solution but they may be able to get the mortgage current and take cash out to survive the next few months/years.

Most of the Hard Money guys are FAST, 3-10 days from beginning to end depending on what is going on with the property.

If this is not an option get on the phone with the bank NOW. Let them know what is happening and what your parents can do right now. Let the bank know they are willing to work out an agreement to pay all past due bills etc once they are on their feet again.

I would not rely to much on publicity from the media. Look at the "community" gardners here in LA... Movie stars and all and they still got evicted!

Best of Luck

Kevin 866-562-6838 x 106
kruorock@firstratelending.com
www.firstratelending.com


senior2tor
Rating
Around here you can get some aid from the local resale charity like Salvation army or a care center. You must find the USA commodities for your area and ask them.


angelofmercy
Rating
Yes. Any family members with infant?? MOVE in ASAP.
also are they three payment behind? If they can get the back to accept one payment then they can not forclose. We had this happen and we took cash to the bank and fought and fought but they finally took it. you just have to stay ahead of being three behind at all times. Are the taxes paid???
If it is going to come down to losing the house, then the goverment will just have to pay for housing;.

This really stinks, why kick someone when there down. It makes me really mad.
ALSO, I just read what someone said about going bankrupt. They are dead wrong. that is a great idea. Then your house and car are safe. look into it right away.


satarnag
Rating
If they are in Southern California, have them contact me. Their best bet is to explain this to the lender and see if the lender will work something out with them.

The lender would rather work something out rather than foreclose on a house.

Regards


StudentoftheHumanCondition
I would advise your parents to contact the legal aid services of your county right away. If the loan is an FHA or VA loan, your can contact HUD or the VA for help in a deferment. I would definitely consider the BK option. A Chapter 13 would allow your parents to restructure the payments in arrears. They need to consult an attorney now. On Chapter 13, most attorneys will have their fee be paid as part of the BK. Your parents will need a list of their creditors, addresses, account numbers, and copies of the foreclosure paperwork.
The teenage kids need to get jobs to help out. Babysitting, yard work, house cleaning (like helping with garage cleaning, washing cars, helping busy moms to supervise play dates and birthday parties, car detailing). Even if it just with their own living expenses. Since your parents are disabled and getting SSA or SSI, you should be able to apply for Medicaid and Food Stamps. Check out www.firstgov.gov for links to all kinds of helpful information by state, federal and local programs to help out.
Don't advise them to take one of those "helpful" investment schemes, where the investors buy the house, lets your family stay there and gives an "option to buy" the house back. Those are total ripoffs.
You didn't say anything about the value of the house, don't post that here, but if you parents have equity (the value of the house-debts owed = equity), maybe they could refinance. The only issue with that would be their credit and pending forclosure would only allow for part of the value of the house to be used for a new loan. Also, the new loan payment would be higher, and if your parents can't make the current payment, that could just make a bad situation worse. However, if your family forsees that this is a short-term problem, maybe this type of loan could be the band-aid you need. You can e-mail me privately if you have a specific question. I am a mortgage loan officer and hate to see people lose their home. Good luck to you!


tpmike2004
I think they need the money, it may be possible to get an extension on your foreclosure if they have not already gotten one. I would look into that. Or, depending on how many months behind they are, u may be able to pay that amount and sell the house and get money back to start over. The worst thing that can be done I believe is to file for bankruptcy.


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