 A letting agent is trying to rip me off.? |
| I am in the UK - I went to view a flat and gave the letting agent a holding fee last saturday. The flat needs some repair work so the agent promised it would be ready in a couple of days. But it has ... |
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 Can I evict my wife ...? |
| If we live in a rented house (california) and I am the only name on the lease. She has never payed the rent, all checks have been written by me from my personal account. Every month she writes me a ... |
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 Can you offer any advice for buying a house? |
| My husband and I are looking for a starter home and I just wanted to see if anyone might be able to offer some hints or guidelines. Also, share your first house buying experiences! :o)... |
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 Renting - can anyone help me?? |
| I am looking to start renting a flat, but dont have a clue about how much its going to cost and if I can afford it - If my flats roughly £400, what other utilitie bills etc do I have to pay for. O... |
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 Rent Issues? |
| Right we moved into our home 3 years ago, we paid 1 months rent as a deposit, and another months rent in advance. We are now moving into a new home and because we are paid in advance we should not ... |
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 Are house prices about to crash? |
Additional Details
According to this website: http://www.thisismoney.c
house prices are likely to ... |
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 What does it take to be a real estate agent? |
| can some one tell me what it takes to be a real estate agent and i mean every ... |
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 What makes more sense in my situation rent or own our home? |
ok we are debating on:
a.) renting a townhouse for 1500 mth + electric and hot water for 1 year
or
b.) buying a home with a mortgage of 1800 a mth now
we have new/no credit,... |
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 No heat or hot water for a week in rented - What are my options? |
Hi all,
We moved into our rented 4 bed detached 2 weeks ago. On moving in I made mention that the heating system was not in a good state - all though it had recently passed it's ... |
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 Is it agood time to buy now or is it better to wait? |
| i have 2 mid-600 scores and a high 600 score and i wanna buy a house around $70,000 in houston and i wanted to know if i should buy now or wait.... |
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 We have $360,000, (live in San Diego) not enough to buy a house don't want a condo. Advise.? |
| We have $360,000 it is not enough for a house and we do not want a condo. What advise would you give to us in getting into a house. We just got the money last week and very disappointed in no houses.... |
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 If two people have good jobs, bad credit, & no $ how can I buy a house.? |
| I keep looking all over ........... isn't there a way they can just take our mortgage payment like a direct deposit??????????... |
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 I want to buy a house? |
im 24 and work as a nursery asst i want to buy a house whats the best way and is there any useful websites that can help me.
im a first time ... |
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| My father pass away and left the house to my brother and me but he doesn't want to sell and i do? |
| he left a will that it says that the house is 50-50 but we haven't change it to our name. We have alot of troubles he now lives in the house and i live in the gest house but i want to sell so i ... |
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 Does my landlord have the right to go to my work? |
| my landlord came to my job already 3 times. One time to serve me a 3 day notice in witch he served to me already the day before that on my apartmemt door. What are my rights, or do I have any?... |
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 We have a renter who's lease agreement is up August 31st.? |
| We will not be renewing his lease at that time. We have a feeling that he is going to drag his feet about moving out. If he is still living on the premises after that date, would he be considered ... |
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 Mortgage question...help!? |
| Hi i have put in an offer on a house which was accepted but the owners of the house have a family friend who is trying to buy the property they have until tomorrow to get there things together ... |
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kerry p | My partner and i would like to buy our first house, i have bad credit is it still possible to get a mortgage? |
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linkus86
 |
Bad credit can be overcome. Your first step should be to talk to a mortgage broker to see what can be done. While you may have bad credit, your partner might not and the promissory note can be put in his name with both of your names on the mortgage and title. But since we are talking about a "partner" and not a legal relationship like marriage this might be a risk to the partner who has their name on the promissory note if you were to break up. So, your partner could solely title the house in their name until a time when you repaired your credit and could refinance in both of your names or until the time they legalize civil unions. |
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tulsasfynestdyme
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I would see if your local Habitat for Humanity or Community Action Project can help you with financing, especially since you are a first time homebuyer.
Using these agencies will keep you away from predatory lenders that charge outrageous interest rates because of your credit situation. |
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greekgirl
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Yes, but whomever is on the loan will need a mid score (middle of the 3) of at least 580, a 1 year job history, and some (usually 3) open and current lines of credit. Good luck! |
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teran_realtor
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Make sure the documents defining your partnership are drawn up by a good attorney. Probably good to incorporate prior to aquiring any assets. |
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debster
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I am in the mortgage business. It depends on what your credit scores are. There are MANY lenders that will lend on bad credit. Your best bet would be to contact a mortgage company let them review your credit. They will be able to tell you if there is a mortgage program you will fit in. |
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TheOne
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Yes, you can, but with a higher interest rate. And your parter has to be the primary one. |
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chlango1
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ye. you will be shock to find out some many programs today that will let you buy a house with less than good credit and little to nothing down. |
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Anne T
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It is always possible to get a mortgage provided that you are both in employment. The only drawback is that the worse your credit rating is the Higher the interest rate you pay. Good Luck |
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gabriel s
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://debtconsolidation5.atspace.com/debtconsolidation/debt_consolidation.html
if it helps kindly remember me in your voting!.. cheers! |
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greg m
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Yes,just do a search for realestate loans for bad credit! |
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NONAME
 |
yes - your rate will be higher |
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Avalon
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depends on how bad it is..but probably not |
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jimatusm
|
YES. I am a licensed Mortgage Banker in all 50 states and can help just about everyone obtain financing.
The truth is that if your credit is "bad" you'll have to pay a higher rate. Your loan would be concidered riskier than that of someone with excellent credit, therefore, you'd have to pay more. |
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Kitty
 |
I am a Real Estate Broker...Yes there is hope for you. Your partner can carry the loan and add you as an extra source of income, or leave you off entirely, and have the Deed put in both of your names. You will probably have a higher interest rate with you on it, and it also depends on how much cash you have to put down. You may even have to pay points to bring down rate...My suggestion is contact Country Wide.. They do their own underwriting and you will no right away. Don't do it on line.. they are everywhere...pick up your phone book and look for a real person you can meet.
I am not a qualified mortgagee, but I can tell you that I have helped alot of people by referring them to Country Wide.
And as I always tell my clients...What is meant to be will be...don't fret.. it may take you more time then you wanted but it will be worth the wait... Good Luck |
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