 What percentage of your net income should go towards a home mortgage? |
| Lets say you have $5000 coming in per month, how much is a safe amount to spend on a mortgage, while still saving some for car payments, other loans, insurance, groceries, emergencies, etc? My dad ... |
|
 Our renter has stopped paying rent and filed for bankruptcy.? |
| She seems to know the system on how to drag out staying in the property as long as possible. We have started the eviction process but when she declared bankruptcy that prolonged her staying in the ... |
|
 Does anyone own a house where you have to share a driveway with the adjacent house? |
| I have found the perfect house that has almost all of the features I wanted but I think the home has a shared driveway. What are you experiences and have you had any problems with this type of set ... |
|
 Buying on ebay? |
| i have just won a pair of jeans on ebay but the person i won them of does not have any ratings as a seller or buyer. he has been a member of ebay since 2005. do you think its a bit risky to ... |
|
 Tenant won't get the rest of his stuff!? advice? |
Hello,
I just bought a duplex last month. One tenant was the owner, so she moved out. The other tenant's lease was up at the end of June. He asked if he could have until July 6th to ... |
|
 Council flat can you advise please? |
| If a couple, husband in a full time job and wife temping been on the housing list for 4 years now, currently renting but cant afford a living ( rent, food, credit...ect) can they be considered for a ... |
|
 I am in the process of selling my home who is responible for the home till closing i.e. fire? |
| Me and the buyer are disagreeing with who is responsible. I think I would be and he thinks he would be.... |
|
 Moving out? |
| Im 18 years old, i go to college and i work. Me and my friend want to rent a room together . we both work so we will have money for the rent and furniture is included. I think it will be a good ... |
|
 If rent for an apartment is 790 dollars. how much should i pay my boyfriend? |
| my boyfriend and i are moving in together. Were debating on a resonable price for me to pay him. the apartment is 790 a month. I said 250 dollars i would give him each month. Does that sound ... |
|
 My apt. was robbed; Apt. mgr was evil and did not care; I broke my lease; now a collection agency says? |
that I owe 3x more than I really do...
What can I do in this situation? I have no reason to fight w/ the apts since the "debt" has been sold to a collection agency. So do I ... |
|
| How should we split this rent? |
Rent for our 6 person, 4 bedroom apartment is $2950 per month.
How should we split the rent per person?
Normally it would be a simple even split 6 ways, but our complication ... |
|
 Moving out and don't want to take roaches with me? |
| I have roaches in my current apartment. There aren't a LOT of roaches (I have SEEN 5 or 6 total within 3 months, 4 or 5 alive and one dead, but where there are 5, I'm scared there are 5,000)... |
|
 Tenants Rights? |
What are the tenants legal rights?
We are moving out of our rented flat in a month and our landlord would like to show some people around. Is he legally allowed to show people around ... |
|
 If i wanted to get into real estate but have no money how can i go about purchasing a home? |
i always see those programs on tv. or there are goverment help to help those who want the know how on how to start a business with out starting out with funds.
do you have any suggestions ... |
|
 My mortgage company transferred my loan to another company under questionable circumstances. Any advice? |
| I lost my job in June. First thing I did was contact my mortgage co and came up with an agreement to catch my loan up with my tax refund. However, I just received notice through the mail that my ... |
|
|  |
ToShiiiiii | My rent checked bounced and I am now being held responsible for the landlords fee's from his bank? $470 WORTH |
-THIS IS NOT IN MY LEASE
-I DIDNT SIGN ANYTHING STATING I WOULD PAY THOSE CHARGES
- I ALREADY PAYED THE FEE'S FOR MY CHECK BOUNCING AND OVERDRAFTING HIS ACCOUNT.
-I STAY IN A CONDO NOT REGULAR APARMENT.
-I INFORMED HIM IMMEDIATELY WHEN I FOUND OUT THE CHECK BOUNCED.
WHAT DO I DO??
Additional Details
He is charging me for all fees incrued because of my check. So the fees are for his use of debit card/checks after my check bounced. |
 |
 
Enlightened Business Solutions
|
I would ask for receipts of fees he is charging you because I bet he is including other fees that are not associated with returned check fees.
If he cannot prove these fees he is talking about then check your lease agreemnet and see what it says about returned checks because it should be in your lease if not then go see a real estate lawyer and get a free consultation.
Your only responsible for returned check fees bot anything else.
Good Luck |
|
scottsmylie
|
Take responsibility. I bet you would want your employer to refund fees caused to your bank account if they wrote you a bad check. |
|
nojam75
|
Your check is a contract for timely payment, so you are liable for the damages caused to him for your failure to pay on time.
He needs to provide proof to you of the bank charges. Banks are notorious for running-up overdraft fees as much as possible (overdrafting large checks first), so $470 is easily conceiveable.
Your landlord can take you to small claims for damages. However, the amount owed is probably an issue seperate from your landlord-tenant relationship. Check your state's laws and rental agreement, but your landlord may be required to apply your payments to your rent first. Also, if your lease specifies a return check fee, then you may be able to argue to that your liability is limited to that amount. |
|
elysia & austin's mommy
|
Read through the rental obligation and see what it states about returned checks. I'll bet he did slip it in there, but man... 470 dollars is alot of money in bank fees! |
|
leonardhomes@sbcglobal.net
|
I agree with SCOTT. If your employers check bounced and you wrote several checks that you had to pay fees for, wouldn't you want the employer to cover them all? |
|
Annie
|
If it was $100 I'd say pay it - just because your check is never supposed to bounce and that sucks for your landlord. BUT the fact that it is $470 is ridiculous! You do not have to pay that ... from what every single bank goes by - you are never supposed to spend money on a check that hasn't cleared yet. After you deposit a check - you need to wait several days to make sure it is cleared before you can spend on that money and not incur fees...so his bad, not yours!
Good luck!
PS...duh, you didn't have the rent in the first place, so how exactly does he think you can up with an additional $470? lol |
|
mistanicko
|
I find it hard to believe its $470 worth of fees has your check bounced more than once? If your check bounces you are responsible for fees. Make sure you get a bank statement or some kind of offical letter stating the amount owed. |
|
reenzz
|
Pay the fees your landlord is asking. Writing a bad check is a felony in most states. If your landlord wanted to pursue this he could bring criminal charges against you. |
|
Shana B
 |
You could call his bank and ask them to remove or lower the bank overdraft fees since it was not his fault this happened... they might get rid of the fees and then you won't have to pay them!
But if the fees stick, then you are responsible. Your landlord has a mortgage and bills to pay on that property and when you don't pay your rent you are basically stealing from him. |
|
ஜღÃïåMóñdღஜ
 |
sucks to be you |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 41 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 2 week(s) ago
| | | |
9 | 1 month(s) ago
| | | |
10 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
