 Is it possible to refinance? |
| I bought a new home 1.5 years ago and paid 290k and did an 80/20 loan. The loans are interest only 1st 10yr 232k @6.5% and 58K@11.5% . Since the decline of the FL market the house is probably worth ... |
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 Landlord problems? |
We have been living in a property for 7 months now and our shorthold tenancy has just switched to 'month to month'. (it was for 6 months)
do they have to give 1 month, or two ... |
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 How do you go about buying your first house? where do you start,bank or Realtor? |
Additional Details
This will be in my boyfriends name since he is the one with the good credit. Will they want my credit history? Will that hurt our chances?... |
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 How much can we afford to pay for a house? |
| I know the best answer to this is to contact a professional but we aren't at that stage yet. I was just wondering if anyone could tell me about how much we can afford to spend on a home if we ... |
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 What is a realtor allowed not to disclose when selling a house? |
| What information can a realtor hide from you if the realtor has been made aware of it.... |
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 Can we go after the realtor, or home inspector? Who is responsible? |
| We purchased our home in July 08'. About two weeks after moving in the sewer flooded our bathtubs. We had it cleaned, and thought all was well. Since then it flooded the bathroom two times, and ... |
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 How much do you think my husband and i can get a loan for a house? |
| Together a month our income is $11,000 and a year our income together is $145,000... |
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 Interest rate for mortgage payment help? |
What would be the monthly payment on a $90,000 mortgage at a rate of 7.5% interest for 30 years?
Additional Details
Anyone know how to calculate this?... |
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 Landlord problem, tenants how would you handle this? |
| We have been living in the same small apartment for near 3.5 years now and new Management just took over and they are no offense Nazi's, well in their tactics that is. This 5 apartment complex ... |
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 Is a landlord allowed to go in your house when your not home? |
| my landlord called me last night and left a message that she had to come by and check the bathroom because the downstairs neighbors said there was a small leak, before i even got a chance to call her ... |
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 When renting out your home, can the tenants switch all utilities to their name? |
| we're in los angeles, and instead of billing the tenants, i'd rather they switched everything over to their name. power, water, trash, gas, tv, phone--everything. can that be done or do i ... |
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 My husband is getting relocated. What should we do about our lease? |
| We live in arizona and my husband is getting a promotion and we have to move Las Vegas but we have a rental agreement. Any suggestions??... |
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| How do I save my home from Foreclosure when I already have a Sheriffs sale date,and nobody will refinance us s |
| Since April 06 our adjustable rate mortgage has gone from 7%up to 11.5% which has forced us into Foreclosure.We love our home VERY much but are going to lose it.CAN ANYBODY HELP US? PLEASE PLEASE PL... |
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 II'm thinking about selling my house ...? |
| Will the closing cost, on my end, have to come out of my pocket upfront or can it come out of the home equity?... |
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 I am in the process of looking for my first house - please help!!!!? |
| I have started making enquiries about buying a house and I am due to view a property today. Any tips for what bad things to look out for in a house?... |
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 What attracts home buyers the most ? |
What makes buyers to decide to work with certain realtor ?
What are buyers looking for in today's market?
What causes buyers to make buying decisions sooner.
Why buyers are ... |
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 Are most apartments monthly or weekly rented? |
| I'm new at this, I'm young and looking to get an apartment soon with a friend.... |
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james d | My rent cheque has bounced, does the landlord get charged? |
Basically, my landlord deposited my rent cheque a day before an incoming amount of money entered my account, the cheque has bounced, i have been charged £8, but i was wondering if she would be charged also?
Shes a funny woman anyway (not 'ha ha' funny, strange and clearly insane 'funny') and im sure she's gonna try and pull something on me anyway. Just wanted to find out the facts before she launches an assault.
Thanks a lot. |
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Tim L
 |
I am a landlord in USA, I see from your funny $ sign you are not from US. But here I get charged $25 from my bank if a check I deposit bounces, it stinks but then I have to go to my tenant and ask for the rent again plus a $25 fee for the bounced check and if it happens frequently I also charge the tenant the $50 fee for being late on the rent, so it can cost them an extra $75 fee to me plus whatever their bank charges them for bouncing a check. |
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somesuprise
 |
pretty sure its the person who has the account that gets charged so that would be you or at least when i worked in a shop and checks bounced the shop was the only one getting charged.
if she tries to pull anything ask her for proof from her bank before you do anything and if she says she cant get any she is BSing cause you can get up to date statements printed out in most banks if not they can be posted out and recieved within a week. |
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fuhadx
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It depends on the Bank. Some charge the depositor and the issuer and others just the issuer. |
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Classy Granny
 |
If she deposited your check and counted on your money being there and it wasn't the check will be returned. If she wrote checks they will bounce and she will be charged. If that happens she has the right to recover those charges from you. I rent to tenants and it is i their lease that if the bounce a check the charge is $35. |
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new nanna
 |
She wont be charged, but her direct debits could be affected if the money wasn't available when her mortgage etc was due to go through. If you dated the cheque the day before the money went in, then that's a problem you, yourself, have caused and you should honour any charges she may have to deal with. Your contract could well state a charge if a payment bounces - have a look at it. |
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☼AstrologerJuliAnne☼
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She will be charged if your bank sends it through the second time and it bounces. If she has her account set up to only run your check through once, she will be charged. Then, she has the option to charge you what she was charged, plus a late fee on rent since, technically, you will be late, as well as the rent. |
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lolly
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You could have caused a chain reaction due to a shortage in her account. You would be charged back for that little fiasco. Never spend money until you're sure the check has cleared your bank. |
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Choot
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No, I don't think she will be charged. But, she might charge you for the inconvenience. |
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Margaret S
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Yes and then she will pass the charge on to you if she has any sense. She should have it written into her lease to you. I charge my tenants a £20 admin fee for every chq that does not clear. |
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liberal_60
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I don't know about the UK, but in the US, your landlord would also be charged a fee by most banks. |
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www.YouTube.com/HermitScream2015
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You answer my slogan question with who is being racist here anyways. What are you talking about? Email me & tell me... |
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