 Lease says we can park our small trailer, owner says No? |
| My question is our lease (which was recently signed) says boats, trailers, etc are to be parked in assigned parking spaces only. It doesn't say you can not park your trailer anywhere on the ... |
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 Should I evict? |
| My tenant has not paid me for January rent or February rent. Now March rent hasn't come. I sent him a formal notice that at least January and February rent must be depostied by today. Lets ... |
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 Should I refinance my home?? |
I'm at 6.25% fixed. I don't need cash out, I just want a lower rate if its possible, on fixed terms. My credit is 730, and I can show my income.
Additional Details
I've ... |
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 Is owning real estate a major hassle? |
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 Landlord vs. Tenant? |
I started renting a house 1 month ago and we have noticed some things in the house that need to be fixed. So, what would you concider a landlords problem or a tennents responsibility?
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| How do you get rid of a realitor in texas that refuses to sell your property? |
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 I have a feeling my landlord is entering my property when I'm at work. ? |
| I have no proof but a few things have strangely gone missing. I wondered if any one had any commonsense ways or traps I could subtely set near the front door or even on the door knob to see if I am ... |
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 Will a mortgage lender finance a home that is real estate owned? |
| the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking $54,000. i know that in the ... |
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 What would be better, a home equity loan or refinance at lower rate to add on to my home? |
| I'm wanting to add on to my home but I've never used a home equity loan. I have used the refinance method where you borrow a little extra to add on. What would be the best now, with the way ... |
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| Does my landlord have any legal right to withhold my security deposit due to a quote from a repair contractor? |
| My washer's hose got loose.It leaked water into my neighbor's floor and carpet.I was billed for the water extraction hence I was sent a statement during my lease time.I have just moved out.I... |
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vacountrygirl | Need to get rid of my house due to divorce? |
need to get out of my house due to divorce the house is leverage to a few thousands dollar of the balance we have no equity and don't have money to come up with at closing would it be better to just let it go or try to sell for as much as we owe on it we have no equity but i am ready to cut my losses and move from va to tn |
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Strip
|
"Divorce forces sale..." I'd sell rather than taking a credit blow like foreclosure. You never know, the market may be in your favor for selling. Just clean it up really well. Positive thoughts sent your way! |
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DefiantRican
 |
You should never just let it go. You should try and sell it for at least what you owe. You may think that you have no equity but a lot of times you have more then you think. I would contact a Realtor and let them advise you. |
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newmexicorealestateforms
 |
If you're going through a legal proceeding due to the divorce a property settlement agreement will be required by the courts. This agreement will stipulate what the disposition of the property between the couple will be, in other words who is to get what interest and or debts regarding the property. Virginia is not a Community Property State therefore how the two of you took title and created the loan is what creates the ownership and liability.
If you merely cut your losses and run you can be held in comptempt for not finishing the divorce and or a ruling in absentia can be done against you, which can create a nighmare on your personal financial status.
It is best that you speak with your divorce attorney and ask that your interest both in the property value and the debt be conveyed to your spouse with a novation of the note and mortgage by the lender stipulating that you will be off the hook for the debt. If the lender will not provide this change to the note and mortgage chances are that they will feel jeopardized in their ability to collect and might foreclose on both you and your spouse and one of you will be required to refinance the note and mortgage.
Talk to your attorney this can ruin your financial future if not done right. If you do not have or can not afford an attorney you might want to look at this link.
Free legal aid search for all states: http://www.lawhelp.org/
I wish you the best of luck |
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Ultimate Guitar Hero!
 |
rent it out. |
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Expert Realtor
 |
Well, you can do that. I would first request a formal payoff from the bank, that way you'll know what you need to sell it for, and pad the sale price a few thousand for negotiating room, repairs, closing costs, etc.
Remember that if both of you are on the title, both of you will need to be there to sign for the sale and you should split any equity that may be available.
If both of you are on the mortgage, you can't sign that right away to the other spouse unless the mortgage company approves of it, because the remaining spouse would have to credit-qualify alone. |
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godged
|
Use foreclosure as an absolute last resort. The foreclosure will wreck your credit rating for years and effect you in ways you probably wouldn't anticipate. Find out exactly what you need to sell for to get out of the house without any out of pocket expense. Ask your Realtor what you can list the house at, find out what comparable houses are SELLING for and price accordingly for a fast sale. While your house is on the market, cut corners everywhere you possibly can to save a little money in case you need it to close. |
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valstpatrick
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I would not let a foreclosure happen. Sell it or rent it out. If you happen to NOT have the equity on the property to cover the note, speak with the lender and see if they will convert the unpaid balance to an unsecured debt. This will allow the sale to happen and preserve your credit standing.
Hope this helps, and good luck with the move. |
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linda
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best to get all that you can out of it, pay off the lender, SAVE YOUR CREDIT RATING at all cost |
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m2
 |
there is a paper you can sign......and the lawyer..for ap. $500 can register it..(transfer)..
you give the other party......whatever is left...and you are free..
your taken off the mortgages, title , etc.. |
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