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 Can I leave an apartment before my lease is up?
I am able to forfeit my security ...


 Is real estate a good career to get in for a 20 year old??
I am debating on whether to continue taking classes toward my major or take real estate classes and try to join a real estate company...what is the market looking like right now, and would I be able ...


 How much would it cost to buy land next to the ocean?
...


 Per the news, the housing market may drop 20%-30% in 2008. Wait for prices to drop or buy now?
Reuters, Yahoo. News, local ...


 When doing a for sale by owner what percentage should a realtor receive...?
if they bring you a perspective buyer? What are the pros and cons of working with realtors who bring you buyers?
Additional Details
I am experienced with home selling, for my situation a ...


 How do you legally evict someone from a property when there is no rental agreement and they don't pay rent?
We are in Tennessee. When my husband and his exwife got divorced he moved in to another house. The house they were living in together belongs to his grandfather but is on my husbands property. When ...


 Can I legally put someone out of my house if they've been staying with me?
I allowed a loser to move in with me because they needed a place to stay. It was not for free, he agreed to help me with bills and rent. However, he quit his job, and is now expecting me to take care ...


 I'm hearing that people in Florida.....?
are pretty much giving their houses away. Houses are sitting on the market and they are not moving. I am hearing all over that you are stupid not to go down there and buy a house. Where is the ...


 Can't make payments, house isn't selling -- what should we do?
Our house has been on the market since December, when we moved out to a rental. We have a 1st and 2nd mortgage and owe $10k on a new roof out of escrow. There are a few interested parties, but nobody&...


 How to get my landlord to replace our windows?
So, my landlord is a bit of a pain in the ***. We had a leak in our roof and it took him like 2 months to have it fixed properly. He was here last week to try to unclog our bathtub to no avail, as ...


 Is a realtor a must?
i am considering to buy my first home and have gone through so many pages in the web discussing home buying. finished a degree in business (interests and mortgages learned but not real estate). i ...


 Is this place worth buying??
We're looking to buy a house but it needs a lot of work. I'm trying to get a ballpark figure of how much it'll cost us to renovate and if it's worth it to buy.

The ...


 Evicted Tenant's Time to move out???
If a tenant has not paid rent on time and the landlord asks them to leave. What is the legal time the tenant has to move out? Do you have to move out on the time allowed by the landlord? Or is there ...


 Does a real estate agent have to disclose a murder on the property?
...


 How do you find a tempory place to live for no more then a year?
...


 I have a question about buying a home for the first time?
What are some of the steps in buying a home for the first time. What things do I need and how does it work?
Additional Details
Thanks Bj80012.. so far.. that is a start.....


 When a renter sighs a two year lease but only lives in it for 2 months can I sue for the rest of time?
...


 Apartment living, how can you stand it?
I look at vision of people living in high rise apartments all over the world, having to get lifts to and from their front doors to the street.
I'd hate not being able to walk out my front ...


 My car was hit in my driveway by the renter next door. Can I put a lien on the landlord's home?
The renter next door to me hit my car (1000 damage) and has no money. My car was in my driveway and he is renting the duplex next to me. Is his landlord responsible, can I put a lien on his duplex? ...


 How do you start your own business?
...



seevie8
No Money down Mortgage?
I have sketchy credit score, but the house I am looking at is about 160,000, and I make about 55000 per year. will i be able to get a no money down loan, or will i need a co-borrower with good credit?
                     
 




iceman
Rating
Well you clearly make enough money for the loan, BUT, zero down loans ussualy require very good credit these days. You may need to have co-bor. on the loan. But even that is not gaurenteed.

Without knowing just how sketchy your credit actually is, it can be very hard to give you solid answer on that.

Either way, you are always better off saving at least 10% if you can. Banks kill you on interest rates for zero down loans even with good credit. You will save alot of money in the end. The way banks look at it, if you cant afford to save at least a little now, how are you going to be financially when your bills up even more. Which they always do when you buy your first home. Good luck though.


Tim's DD
You can get a subprime loan that's 100% fiananced but they're cracking down on those these days.

I would call around and see what kind of rate you can get first... sounds like you make enough money you shouldn't have a problem... you'd be surprised what some people qualify for...

If I were you I would work on my credit and get some non traditional credit applied and get into a downpayment assistance program....


michiganted
Rating
It all depends on what's making your credit "sketchy." Ultimately there are plenty of Expanded Approval programs through Fannie Mae - but it literally has to be run through an Automated Underwriting System to know whether or not you can qualify.

Contact a reputable mortgage broker (yes, I am one) and let them see where you qualify. If you don't qualify for a zero down, then take the opportunity to work on your credit, build up a down payment, or both.

It really does work....


godged
Please don't go to those in here spamming for business and do not go to the internet.

If you are a first time home buyer, you may be able to get into some no money down programs. Talk to some lenders in your area with names you recognize, like Countrywide. They can help you get on track to home ownership.


Barbarian
Rating
At the moment the market is tough, you are likely to need some credit help.


Ida
you could do it with a va loan if you want a higher interest rate. but then if your credit is that shot i dont even know if you could get financing period. banks are having big problems with forecloser from people like you that borrow too much. i make 55 a year and i live in a 50,000 va loan home.


Un L
Here is a strategy that works***I have found a 100% financing stratey that really works - just what you asked for. The best part is that it's free and there is no seller financing involved! Check it out here:http://www.financingfactory.net/freereport


Quinton P
Here is a strategy that works***I have found a 100% financing stratey that really works - just what you asked for. The best part is that it's free and there is no seller financing involved! Check it out here:http://www.financingfactory.net/freereport


Valene L
Here is a strategy that works***I have found a 100% financing stratey that really works - just what you asked for. The best part is that it's free and there is no seller financing involved! Check it out here:http://www.financingfactory.net/freereport


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