 My husband and I would like to move to Florida but we don't really know the area..? |
| The reason for the move is for the fact that there are more job opportunities there. We also have a one year old girl and he would like to work at a motorcycle shop. Has anyone had any good ... |
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 To buy or continue to rent? |
Hi. My girlfriend and I are in our mid-late twenties and are wondering if we should rent or buy. We are currently renting apt @ $900.00/month. Here are variables:
-Home closing costs are ... |
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 We've got a beautiful new council house but I cannot share the news!!? |
I wish I could but I just cannot trust my father not to spread the word round this little town that we'll be leaving before the end of the year.
We owned our first home together but ... |
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 Can my landlord sell the house we live in even though our lease isn't up? |
| We have been renting this place since april and have a one year lease. Yesterday our landlord said he's putting the house up for sale. I feel upset because I don't like the idea of people ... |
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 How much do you pay for rent? |
I pay $1390 for a crappy 2 bed/2bath in orange county, CA-a really good deal for the area.
Additional Details
Seems like everyone is encouraging me to buy a house instead but you have to ... |
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 I'm selling my house, good idea or bad idea to leave a welcome guest bowl of mints? |
| I just thought it might be a nice gesture to place a bowl of mints on the table for those who come to look at the house. It's being shown by a realtor, not me.... |
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 My boyfriend has moved out, i carnt pay the rent!!? |
I was renting with my boyfriend, and we renewed our tenancy agreement with our landlord (It is a 6 months tenency).
He has moved out as we wernt getting on that well and our 2 year old daughter ... |
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 Cant get people out of my house? |
| I let my sons girlfriend and her family(girlfriends mom and 5 kids 6 people all together) move into my shop building until they could get a place. It was supposed to be for 1 weekend only. now it ... |
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 Condo or House?? |
| I'm considering purchasing a condo... I have got some bad feedback from this idea. What do you guys think??... |
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| Putting an apartment in your name for someone else? |
| To me, this is a HUGE "no-no". My Dad who has been a really big help to me for a long time & needs to rent an apartment but has a rental history that almost no land lord will accept. He&... |
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 Am I wrong? I rent a house out to an elderly lady who has the support of a close family. She's a good tenant |
| but has rung me on several occasions to sort problems out and having called out repair people, we find that she has flicked switches, turned knobs etc and there has been no fault. She's never ... |
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 I have $5,000.00. I want to buy property. Any suggestions? |
| I just need a place to purchase with potential. Any advise will be appreciated. I live in florida.... |
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 Do I have to pay my mortgage? |
| When I remortgaged my home, my previous mortgage provider sent me the original deeds to my home after they recieved full payment. Does this mean that I do Not have to pay my new provider as they do ... |
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bill m | OK, the mother in law is on title , cause she was the Realtor when house was bought? |
long story, married wife, mother in law is a relator and broker. got married,rented a condo from mother in law,years later moved into a house she owned,payed rent to her. few years later, she thought we needed a bigger house, she used some equity from pervious to use as a down payment $70,000. It been 14 years now and I have made all the payments, her name was on title because of down payment and wife's mommy wanted it that way. Mother in law is always telling wife what to do. Everytime I want to change things to make it easier to make payment, it has to be the mother in law's way. We have refinaced 4 times in the last 8 years, so that we can pay off wifes credit card dept and her Mercedes. Im tired of paying for everything and having the mother in law stick her nose in. Oh she does not live with us, never has, she has a number of houses that she rents out, along with 2 other daughters that live in her houses, that don't work just like my wife. I need good advice, thanks . |
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newdad
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Cut the strings. |
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robert w
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sorry you have marriage problems . YOU and Wife need marriage coounseling WITHOUT mother in law.
OH you DO not own the house MOM in Law does, not u. U been renting.
you need to divorce ur motherinlaw or wife.
u and wife need to chose.
visit dave ramsey.com to learn the hard lessons coming into ur life from others bigger challenges. sorry |
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kja63
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Here's your advice. Sever your relationship with Mommy-financed housing and move out. |
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Rayha
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Mommy needs to get out of your business before the marriage is ruined Maybe you need to find a home that has nothing to do with mommy Good Luck my friend |
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Tapestry6
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14 years and you haven't done anything, don't expect things to change.
She is a mama's girl and still dependent on her.. certainly not on you.
If you ask her to go and find a place on your own and she can't do that because of her dependence then your stuck.
Its nice that motherinlaw 'helps' but if she helps only to make you both dependent either you give up or give in..Good luck! |
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p_doell
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Sounds like you are hosed. Its her house legally if the title is in her name. It really doesn't matter if you have been making payments so does every other renter. I would suggest you stay on very good terms with mother-in-law and see if she is willing to transfer ownership of the house. |
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willowrhiamon
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Move.
Seriously. Get a house that she doesn't own. Rent if you have to. As long as her name is on the lease, she will use that as a controlling device. And your wife seems to go along with this. You need to move to a place that the mother in law has no control over, then when she tries to stick her nose in your business, tell her to mind her own. If your wife fights you on this, make it clear to her that this is affecting your marriage. I'm not saying threats to leave or anything, just let her know that this needs to happen. It sounds to me as if your wife is a bit of a follower anyway, as she lets her mom control her. So if you exert the same control, she may just go along with you. Although it wont' be easy. Dude, do it now or this will be your life forever. |
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pyropossumkitty
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unfortunately, the only way to get her off the title is by her signing off. Sell her your share of the house if she'll take it, and buy another home in your names only. |
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Ren
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Well, you are going to run into issues because you are living in a house that she owns! I don't know what to tell you. If you go to move, the money you make from the house can be hers, or half hers. You need to talk to your wife about how you feel and gain some dependence. Getting help from your mother-in-law instead of buying a house you could get on your own was where the first mistake was made. You need talk to your mother-in-law, thank her for the help she initially gave you and tell her that you are ready to have the house on your own and want her off the title. Since she GAVE you 70,000 though, I'm certain she sees your house as an investment of her own and will undoubtedly want money from the house before changing the title. If she doesnt and lets you have it, you better be greatful for such a wonderful gift. |
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poetbjc64
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Tell your wife to stand up to her mother She doesnt have to tell her she hates her or anything like thgat, But to tell her she is her own person now. With her own life and family. That you are her provider. If need be then find a way to seel that place if your name is on it as well then give her a share of the proceeds , As if you've made all the payments then you have fair rights to it.
If it puts a riff between you and her then it needs to be done to begin the healing. You'll never be free of her grip until you both take a stand.
What if your MIL died today how would your wife feel. Since she hasnt begun to stand on her own 2 feet or allow you to help her find the truth about who she is and how strong she could be without the interference of someone so domineering and demanding toward others in life.
Take time to pray for God's guidance in this matter before you jump right in though. As you are in pretty deep already and want to be able to get to the top. |
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Atlanta Realtor
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From the tone of your question I would think that marriage counseling would be a good place to start. Bottom line is, MIL does own part of the house, and if you want her off the title, you'll have to buy her out. Of course, she is free to dictate the price of the buy out, and may choose not to sell at all. If YOU are on title, of course, you don't have to agree to any refinance either. If you are contemplating a divorce, and want to ensure equitable division of your assets, put together a record of the payments you've made since you owned the house, and let the judge or mediator resolve it.
Good luck |
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mikesmith7@sbcglobal.net
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Sounds like you married into a whole mess of problems. If the mother put up the down payment and is a cosigner on the title, then you both own the house. I am assuming you are the lien-holder on the mortgage?
Your problems are not about personal property but that of your wife and her family.
Let me be frank, grow some balls, tell your wife to get a job, or the mercedes is going. Also negotiate a buy-out with the mother in law, or better yet, go find a new home if you have enough saved. Reassign the mortgage to the mother, if she wants to control that household, let her pay the fu%$#ing loan. |
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signman_03743
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If your motherinlaw came up with the down payment like you say, (used some equity) then she does still 'own' part of the house. The mistake was letting her get on the title-technically she held a 'second mortgage', not part of the title but hey, sounds like she is still attached to your wife with a long and old umbilical cord.
Until you pay HER back for the downpayment and get her to sign a receipt to take to the country registrar for a new property title, you are tied to her forever!
Maybe (WITH A LAWYER TO HELP) you can now get a bank loan on the equity of YOUR house to pay HER off and get her off the paperwork.
Good luck...sounds like she is attached in more ways than one and you may have a good fight on your hands!
Just curious...what happens if you decide to sell the house-will she demand ALL the money and give you nothing? I wonder if she considers you as 'renting' the house and not buying it...using your payments (rent) to pay HER payments (mortgage) so SHE keeps the house? |
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ronidl76
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You're the husband in this relationship. You should've put your foot down in the beginning, before you took the $70,000 down payment on your home. I don't know what to tell you. You took the money and the house, and you've allowed this woman to control your marriage. Your wife obviously likes being taken care of, and if it's not going to be her husband doing it, it may as well be her mommy.
Refinance the home...again, and pay her back the $70,000 you owe her if you want to keep the house. Yeah, you've been paying "rent", but you would've paid that anywhere. The MIL doesn't owe you anything. |
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marlenekay4
 |
Do you have proof that you made all the payments? Did you use checks and leave a money trail. Talk to your wife and tell her how you feel. Ask your mother in law out for lunch and sit and have a conversation with her, ask her if she will sign a quit claim deed. Or to sign it over to you. However if she does sign it over to you, they will run a credit check on you and start the financing over to give you the loan. YOur rates may go up and payments may go up. But you also need to keep in mind that she used her equity to buy the new house, so you will have to pay that off to her too. |
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mel
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wow. i was in the same situation as you! except he didn't work and it was his mom's house.
so-he started cheating on me. he would instigate fights so that he could leave and do who and what he wanted. then a day or so later come dragging back in like it never mattered.
i told his mom that i was leaving and she kicked him out of the house (we had a small baby at the time and she figured it would straighten him out). i told her i was still going to move as soon as i found a place much to her dissapointment.
in the mean time her son would come in the house, go through my stuff and throw incredible tantrums damaging the house when asked to leave.
she had good intentions as far as taking care of her kids (the others live in her rentals as well). sometimes i think that these mommies never let their kids grow up. it gives them constant control.
i hate to say it, but this had been going on for 14 years? it isn't going to stop. somewhere down the line i am sure it was a great idea, and perhaps you didn't intend for it to go this far.
are you more angry that your wife doesn't work?
they have built the credit/equity on your dollar and you don't have much to show for it?
your wife and her sisters are probably going to face the rude awakening when mommy is gone one day and they have to take care of their own business...
speak up before you are held hostage further. |
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onandonandonanon
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I think you have no chance of changing things after letting her stick her nose in for 14 years! Girs are dependant on Momma, and aint nobody gonna change it!!! Her name is on there so you had no way of taking house from her little girl!!! It's protection for them! If you try and change it, you will have one royal fight with your wife and her Mother on your hands!!! Your wife sounds spoiled, I'd cancel the credit cards and make her get a job if she wants to shop, let her pay for it!!! |
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julz
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Geesh. You have a spoiled one, don't ya? Refinanced that many times already? Probably zero equity left now. Truthfully, I'd sell that house and downsize into something else just to get "Mommy's" name off the house. Even renting for a while would be better than having her name on your place. I was raised spoiled too, and my Mom used money to try to control me. Took a while to figure it out. But the freedom that comes from now being "owned" is sure a lot better than them trying to control your life. I would tell your Wife the way you see it and if she wants to get her own money from Mommy to pay from clothes/shopping/mercedes, let her from now on. Tell her the money you make is going into savings for both of your futures. |
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pandy lynn
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if your mother in law wants to give you title to the house, she can (or u can buy her out if she agrees)
otherwise, you'd have to start saving and purchase a home in your own name
u r extraordinarily considerate of your wife and mother in law, and that might be why they continue to feel comfortable taking advantage of u
if u have a solution in mind, i would pursue it if i were u
if the mother in law is part owner of the house, then she's part owner, period.
i feel for u, man!! |
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CAT
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Sounds like she uses family to guarantee her income on the side. Don't know how you can move without ruffling some MIL feathers...that in itself could be excruciating for you. |
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reenzz
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Sounds like mom-in-law knows exactly whats she doing as far a real estate goes. You can't sell or refinance without her consent. It may be time to get a very good real estate attorney involved to find out what, if any, options you may have. |
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gobonzzo
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Get rid of the wife and then you get rid of the mother-in-law by default. They are both bleeding you dry. Toss them both. |
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heyteach
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There's no good reason for the MIL to be on the title. Realtor's names never go on the title just because they sold the place! I think the real reason MIL is on there is she will want to claim if you and wife got a divorce that MIL has 1/3d of house, daughter has 1/3d, and you have 1/3d. Slick and twisted.
MIL should sign quitclaim. Going to be interesting to see how that happens.
Frankly, even after mortgage is paid, she'd have a right to 1/3d of your house, so I'd get her off. You may need to go see an attorney about what your rights are (and go alone). I suggest calling the county bar for a referral and you get half an hour for about $50 and see what your options are AND if MIL can do what I suspect is the REAL motivation for her being on title--claim 1/3d of your home.
Your wife needs some credit counseling of some sort as well if you are taking equity out of the place for her irresponsible use of credit cards and if she doesn't work, why does she need a Mercedes? Seems a bit upscale for one income in a house.
I suspect you're being taken for a ride in more way than one and if you don't get a handle on this dynamic duo you can forget about retiring. Do you realize that WITH Medicare experts tell you to have a quarter million dollars for medical expenses alone? You can't do a reverse mortgage with a mortgage that is owed--the cash cow of a house is dry or will be soon. |
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leonardhomes@sbcglobal.net
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When you take the family money you get the burden of them running your life. Find a home and buy it then ask the wife if she wants to come if not say goodbye. Be a man and tell mother in law to step out of your business |
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dr_quatto
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yank everything of value from the house and sell it. Max out mama's credit cards and clean out the checking. Take the money and run, leaving mama and wife holding the bag. |
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entidtil
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What is your question ? |
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Kat G
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The first problem is that you refinanced 4 times in 8 years to pay off credit card debt. When is someone going to get the hint you need to stop spending money you don't have? 2nd your mother in law did you a favor. If not for the deposit (her money) you would not be living there so she has a say. I would pay her back the 70,000 deposit she gave and have her sign off on the tittle. I am sure you have spent more between refinance fee's tittle search, lawyers and credit card interest.
You state you pay for everything and are tired of your mother in law sticking her nose in it. It's sad that you look at it that way as it's her house as she is on the deed. Be gratefull as if it was not for her you would own nothing. |
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Expert Realtor
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Ok, your mother-in-law has been scamming you.
She has conned you into making payments on a property that you DO NOT own. You are renting, and meanwhile, she had kept all of the control of the property, took all of the tax deductions, etc.
You need to have a discussion with your wife b/c it is NOT healthy for a marriage for it to continue that way.
Move out and buy one on your own.
PS You mother did not "have" to put her name on the title b/c she was a Realtor...I hope you didn't fall for that. |
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