 What is the requirement for $400k home loan? |
| What is the minimum requirement to get a loan for $400,000 or any loan. I want to make sure what exact criteria that need to qualify. How long you have to work in the same company or multiple company ... |
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 Is it OK to call and ask on the status of an apartment application? |
| My boyfriend and Iare trying to rent an apartment. I turned in the application & fee late Tuesday(9/19) afternoon and it is now Thursday(9/21) afternoon and I have not recieved a phone call yet ... |
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 Falling house prices - should we sell sell sell?!? |
| We keep hearing warnings of falling house prices, at first it was the odd comment now it seems pretty certain that house prices are finally going to crash in the UK next year, here in Wales they ... |
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 I think I was scammed into signing a bogus real estate contract - Help!? |
| Yesterday a guy showed up to look at my "For Sale By Owner" and instantly told me he was very interested and wanted to buy it. He put a real estate contract in front of me with a full ... |
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 Do I have to wait to refinance on a new home? |
| I financed with my builder and they out and out told me that they WOULD sell my mortgage, do I have to wait any amount of time to try to refinance? I've made two months worth of payments and ... |
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 How to check if house has insurance? |
| I have a leasehold on a flat in a block owned by landlord who has freehold. He will not give us the buildings insurance details to make a claim and I am beginning to suspect there is no insurance. A... |
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 Is 7.4% APR a fair rate for $80,000 home loan with no money down? |
| My credit score is 725 and I am a first time home buyer. I went to a local bank and was wondering if I could do better than 7.4%. Thanks.... |
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 My aunt charges me $300 rent since Aug. She says I have to start paying $700 in Nov. Can she do that? |
| She says since she took out a loan to fix the house up (duplex) her mortgage will be $2000 so I have to pay $700. Mind you, I have not paid rent since I moved back in in 2000. In June she informed me ... |
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 Should I move in a trailer or an apartment? |
| I have a really good deal on a trailer but an apartment would be less of a hasel. I am 19 years old and need to know if moving into an apartment would be a better start than living in a trailer for ... |
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 What would be a fair price to allow a neighbor to gain access to my power pole, is there anything to beware of |
| my neighbor wants to get power to his property but doesnt have a pole on it yet so he has to tie into one of my poles on my property through an easement and he said to give him a price to gain access ... |
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 Can the Military buy our home? |
we will be relocating due to Military I heard that the housing on post can buy your home and rent it out for other military housing. Is that true?
Additional Details
any one with ... |
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 My tenents dont pay rent on time? |
| they seems to find me weak, every time i have to struggle to get my rent. he always tries his best not to pay or get some more time or excuses not to pay such as saying kitchen light is gone, heating ... |
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 What is better? My husband and I are looking at homes within the 150-160 thousand range.? |
| we were quoted online to afford a mortgage up to 250,000 so this is well below that. Well my question is--should we buy a cheaper home that is 80,000 in a town 20 minutes away from where we really ... |
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 I am purchaing a home through a remax agent. She has charged me $250 for compliance fees? What are these char? |
I am purchaing a home through a remax agent. She has charged me $250 for compliance fees? What are these charges? Is it costomary.
Any Advice will be very helpful
Thanks in A... |
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 What would be a good name for a new apartment complex? |
Serious answers only please. I'm purchasing a complex and need a good name for it. Best answer gets 10 points.
Additional Details
It is in Phoenix, Arizona.... |
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 Good Real Estate Deal or no deal? |
| I just bought a property for $15k. The Tax assessment for its current condition is $63k. Six months ago a house on the same street sold for $68k. It needs some interior paint, floors refinished, and ... |
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 Mortgage??? |
| we are looking to get a mortgage, my husband is self employed and on a good income which is provable, i work part time so don't get alot so i know my wages wont be included. where is the best ... |
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 Is it okay to use credit cards to buy real estate? |
| I currently have good credit I would love to learn how to make more money.I contacted the real estate instition abouty finding a mentor to show me how to make money the cost 4 the mentor is $3775. ... |
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lidia r | One of my properties is going under foreclosure because of nonpayment. What can I do? |
i am six months behind. The lenders already told me it is under foreclosure. is there anything i can do to avoid this.? please help |
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L.K. Duh
|
How many properties do you own? Can you take any equity from them to cover your late payments and fees?
You are risking a lot by letting one property go into foreclosure. This is because you have significant assets and after foreclosure you will owe the bank the difference between the loan amount and the value of the property when sold.
See a pro you can trust. Start with a mortgage broker. |
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Rick C
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Yes there is help available, but I would need some more specifics from you. Do you have a sale date yet? Lenders do not want to take back homes, it ties up their money or better put "lending power" |
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acermill
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You can, of course, pay the full amount of your arrearage and avoid foreclosure. If this is an investment property, they're probably not going to work with you in any other fashion.
You need to fulfill the financial obligations of the contract which you signed when you bought the property. |
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src50
 |
Probably not now. You should have been talking to your lender six months ago. |
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Real Estate Guy
 |
make the payments to bring it up to date.
however, you will owe the balance of the mortgage and the IRS will make you pay taxes on the loss of the bank.
You can't just walk away. |
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island168
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Sounds like too late to save the property. Probably little or no equity right? Contact your bank and talk to them 'bout a Deed in lieu of Foreclosure. Short sale? Last resort is a foreclosure. Talk to an atty and know your rights. Good luck. |
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deafrunabout79
 |
loan from bank and paid off or kiss your house goodbye find apt |
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cecila
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offer to make a half payment, make some sort of deal to ask for the last six months payments to be added to the end of your loan. See if you can get a loan from another bank to help you out. |
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kingbrianyouth12
 |
If your property has any equity in it the bank will give you a loan.You need to have an appraisal done,if the appraisal is higher than the current base value of the property,the differance is the size of the loan you can apply for.And you will get it. Example:Home value 100,000
Appraised 115,000
Size of loan=15,000
Or you could look for a loan shark to save your home
Or you could sign a contract with somebody who has the money to save your home and is willing to do it at an interest rate and on a time frame that says you pay back the money in this amount of time or you lose the home to them |
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Alterfemego
 |
YOu can contact the sheriff's office and ask for paperwork to redeem the property. You will have to pay the balance on the mortgage, late payments, and possibly any costs incurred by the current lender to file the forclosure proceedings, and the sheriff for this time.
Otherwise, I suggest you contact 888-995 HELP to see if they can provide assistance and guidance. |
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Theo N
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Find a "short sale" specialist that wil negotiate with your bank to allow you to sale your home for less than the payoff and forgive the remaining balance. Make sure that it is a legitimate realtor and not some fly by night scam artist. Ask for references, AND NEVER PAY ANYONE UPFRONT. A lot of "investors" will offer to do a "subject to" to prevent your foreclosure where you sign your title over to them, sometimes make payments to them and they catch up the mortgage. This is a win-lose situation with you on the losing side because you continue to have the mortgage in your name but give up all your property rights. |
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jk9rumer
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go to an apartment for a few years or so and save up |
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trevor K
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Pay them!
or sit on your front yard with a 30 pack and a shotgun, no bankers going to foreclose you then |
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