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Richard_SM | Owned my house for 10yrs. Then g/f moved in. Then remortgaged and in joint names. Now she wants half!!!? |
I owned my house for 10 years. I met a girlfriend and after a few yrs she moved in. All was well. Then I remortgaged and she was going to start paying half the mortgage with me so it got put in joint names. That was three yrs ago, she's paid erratically about a quarter of mortgage for last 3 yrs and I've paid three quarters. Now she is leaving me - with a broken heart. And she says the house has to be sold and she wants half the money. What ! !
This isn't right because it has always been my house. i bought it on my own. I spent night after night for over 2 years doing it up, as it was a wreck I bought it. Is she really entitled to half - I don't think so when she has hardly contributed and the house was mine for allthose years before. I put the deposit down, I paid all the fees and took the risk. And I cleaned and fixed and decorated it from top to bottom, before I even met her.
I
Any advice please, I am in UK, this could be a nightmare.
21 hours ago - 3 days left to answer. |
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hi
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Take her to court |
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ModelCitizen
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Seek legal help right away.
Alternatively, kill her. |
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sam
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When you re-mortgaed the property, did you specify that you were to be tenants in comon or joints tenants.
E-mail me direct at my yahoo address and I will explain the situation further.
Basic answer is if tenants in common as she has contributed 1/4 of payments she may be entitled to 1/4 of a share in teh property but that is over simplifying it. |
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**SARAH**
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you should have sought legal advice before you entered into a joint mortgage :( :(
Im sure if you go to a solicitor they will tell you what can be done. Im sure she won't be able to take half. although you will probably have to give her something..
what a bi*ch!!! |
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jestduck1
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did you just take out a joint mortgage or did you actually put her on the deed? Check with your lawyer, but if her name isn't on the deed, only the mortgage, she has no recourse to the home. In my state of Wisconsin, USA, it would not be considered joint property but sole proprietorship if she is not on the deed (only the mortgage).
Never try this again. You should not put someone you are not married to on a deed or mortgage. Refinance as soon as possible. |
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melvyn
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Suck it up to life experiences. If you cut your ties now it will cost less in the long run. |
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Mojen
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If having her name on the mortgage makes her joint owner then she is entitled to half, including paying half of the debts and running costs. There is no simple answer my advice - like others - get yourself some legal advice. You could have an intruductory discussion for a small fee. |
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****
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Yes I would say that she is entitled to half now that the property is in joint names. Seek a Solicitor I would suggest. |
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Classy Granny
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I don't know about the UK, but in the US once both names go on the mortgage, they own it jointly and each are entitled to half. Hire a lawyer and prepare to do battle. |
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aires69uk OFFICIAL
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I think that at the very least you're going to have to produce some documentary evidence in the form of bank statements to show that you've paid 3/4 of the mortgage over the last 3 years. |
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daceb
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the way i see it is that you didn't actually sell the house you just got a loan using the house as security for which she benefited from and helped pay back but weather or not the law sees it that way I'm not sure best to seek some legal advice before giving into her demands for half because I'm sure she isn't entitled to anything, best of luck:o) |
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bill.oreilly@btinternet.com
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Not sure why you have asked this a second time - look at the answers that have been given first time round. |
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Helen M
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I think she probably is if it's in joint names. Dosen't matter whose account the money came out of, by adding her to the deeds you agreed to her owning half. Sorry. You say she didn't contribute very well but has she funded other things like the bills that go with the house? If so then you can't really complain but if she hasn't then you have every right to feel agrieved. But thats a chance you take when someone moves in and why a lot of men won't commit afterwards to someone else. |
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Curious Steve
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Speack with a family solicitor, they can decide whats best. but if she were your wife, she would be entitled to half as there is no such law as common law wife etc, then its due to the remortgage thing, and thats where you need advice. |
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stickadiddle
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Do the deal and put it down to experience.
It will cost you a whole lot more if you get involved with a solicitor. Good luck. |
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LOUCB
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Looks like she is taking you to the cleaners mate all I can advise is learn from it and move on.
You let her put her name to it which gives her rights. big mistake.
She doesn't sound like the sort of girl who is going to back down, Can you not try and buy her out she is obviously after money, alternatively hang it out till the market crashes then she won't be so eager. |
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angel-eyes
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Hummm I think that youve learned a hard lesson in life...she was real smart taking you to the cleaners like that...tut tut naughty! |
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sue h
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In the states she would get half. I don't know about the UK
Good Luck |
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Coldhead Fluman
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lol sucker, should have thought about this before you added her name to the mortgage. How are you going to prove you've paid the majority?
Did she clean out your bank accounts too? can I have her number she sounds dirty?
Just write it off as a bad experience and spend your efforts on revenge. That's what she's doing.... |
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