 Nightmare UK Landlord? |
I hope you can help..
I have lived in a shared flat with 3 others, including a chap who co-owns the property with his uncle. He has never sorted out a written tenancy agreement although ... |
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 I lost my job and need to pay my apartment's rent , what do I do ? |
| Lol , friends and family have already made it clear that they "arent willing to help"... |
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 I'm in the process of buying a house, and I think my mortgage broker might be predatory. What should I do? |
| I have lived in this house for 4+ years and have a chance to buy it for the remaining amount on the owner's mortgage. Property values in the neighboorhood have increased in the past few years, ... |
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 I am trying to get a mortgage really soon to move out within a week. I need to get one very fast? |
| The bank lady is saying that it will take another couple of days to run the credit. We've made over 200,000 this year and have paid taxes on it and we want to buy a townhouse worth 200k in N... |
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 I rent a room in a house and would like to know who is responsible for taking out the trash. |
| I have a 2-year lease with the landlord and there is nothing stated in the lease regarding who is responsible for taking out the garbage.... |
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 Who typically pays the ‘brokerage fee’ when selling/buying a home? |
| We want to sell our home and the agent sent us an outline of fees and what we can expect to make given how much we sell the home for. The ‘Brokerage Fee@ 5% Total Commission” is listed close to $3... |
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 I have a tenant that hasn't been paying their bill for 9 months now...? |
| and everytime i ask for their payment they always have the same excuse.... im stressed abt this, what are the legal actions i need to do? please help.... |
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 How does people owned so many houses? How they do that? |
Hi,
I’m not sure how ppl buy so many houses without any issue.
I’m having a mortgage for my house and my fiancé also have his.
If we go ahead and buy another house, ... |
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 My landlord used a portion of my rent for fence repairs that are not my responsibility, now he says I owe rent |
| Long story short; a fence behind my apartments was damaged and my landlord sent me a bill for $270. I am not responsible for the repairs because neither I, nor my children did the damage. On more ... |
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 Is the property cheap in Iran? |
| Are prices of properties and houses cheap or expensive in Iran? Is it cheap and expensive to live in Iran? Can you own your own farmyard cheaply in Iran?... |
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| How much does he owe me? |
| I bought a phone for $200. My friend was going to sell it for $400, but got robbed. Does my friend owe me $200, or $400?... |
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 How to comfort a real estate broker (my wife) who lost a deal which she works so hard for so long? |
| My wife (a real estate broker) has worked on a deal very hard and she lost it today. She is in very dipressed mood. I don't know if words like "...you can make other deals next time..."... |
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 2 guys rent apt. one quit job,owes for elec.and hasn't pd this mth rent. How can I get out of lease 3mth bal. |
| 6mth lease, both name on lease, #1 has not pd his 1/2 this mth. Owes for deposit and electric $450. How can the guy who has paid all along (kept recpts) get out of the lease or save his credit. #2 D... |
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 Don't all of those greedy real estate flippers deserve to lose their homes and all of their money? |
| These people are the very ones that kept raising their prices, pushing houses higher and higher, becoming greedier and greedier, refusing to sell until some greater fool came along and payed an even ... |
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 Mother passed. Stepfather living in house.? |
| Addendum: My mother had the house built long before he came along. He has been living there since they married in 2003. The house has 3 more years of payments, I don't know if he is making ... |
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| Do I have the right to refuse to let the landlord spray pest control in my unit? |
| I came home to find a list detailing that I would need to pull all the items that are in cabinets, drawers or closets out and into the center of the room so that they could douse my place with ... |
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Monica J | Please recommend a mortgage lender my husband and I can go to? We will be first time homebuyers.? |
1. Reliable
2. Listens
3. Get us the best deal. |
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Joe Rockhead
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Err, pretty much any bank. Shop several and see who gives the best rate.
Oh yeah, and watch out for guys who'll "do anything it takes" (see next answer). Google "sub prime loans" to see what happens.... |
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sugarbdp1
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Where do U live? CountyWide they were Great with Us
Good Luck |
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jollygreen12
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If this is your first home. You want to get a FHA loan. That's specially made for First time home buyers. |
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susann
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Try a local company first; you can ask for references, and may even know someone who used them. Ask people you work with, hang out with, etc. Getting the best rate isn't always the best deal; most companies will sell your mortgage to another company and you end up with whoever THEY get the best deal with. In other words, you get a good rate upfront, but get screwed in the end. For example, we refinanced with a company solely based on rate, and the company sold our mortgage to Wells Fargo within a week of settlement. I deliberately avoided WF in the first place (because they suck) and ended up with them anyway. (Did I mention they suck?) |
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da_sn1p3r
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try nationwide
firstly building societes generally provide better rate than banks.. so its a good start.
i think they are the ones who have scrpped arrangemnt fees or something, which can make a difference
the main things about loans n mortgages is interest. it will F u up - its how they make money, so the less interest u pay the better.
with this in mind, try going for a mortgage that DOESNT follows the lenders own SVR. for a given time..
a special deal such as a base rate tracker would be good to enquire about, as it follwos the bank of england base rate... and not the SVR - this will be for a given period .
alternativle, if u have some savings. look into offset mortgages . - its reccommended if uv got a good amount of savings as this can be offset.
so if u had 30k savings, n u wanted a 200k moretgage
the 30k is offset, and interest is charged only to the 170k mortgage. saving u a hell of a lot of interest in the long run..
u might also want to loo into a drawdown faciily, maybe 10-20k....for u never no what the furture hold, u may need some money. there shudnt be anextra charge, n u only pay interest on what u drawdown when u drawn down....
hope it goes well for u :) |
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Credit Expert
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Lendingtree allows you to receive up to 4 offers, and then you play one against the other to get the best deal. Lendingtree also sets you up with a realtor to help you. Perks are involved for you if you close using that realtor. Check it out now. They are there until 11pm EDT to take your ap if you don't want to fill it out online.
Former Lendingtree consultant. |
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lenderjayne
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Depends where you live. I may be able to help you. In CA there is a wonderful first time homebuyer program that you might fit within. As far as reliable, I have been in the mortgage business 23 years and with a company that has been around over 4o years, I also will listen to what your goals and ultimate scenario are, As far as best deal, I will present you with options that I feel would help to meet your ultimate scenario. Is it the best deal, I can tell you right now there will always someone out there that will beat whatever I tell you. Whether they follow through with it or not at closing is left to be seen. I give you my knowledge, expertise, experience and I always keep in touch with my clients as I work alot of referral business.
Good luck! |
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Joe L
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They're all the same, they give you the screwjob. |
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