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 Need to break my 1 year lease immediatley. I really really need help?
Lease was effective July 1, 2007. Me and my fiance need out of there immediatley due to us getting sick from the foul odor of the place and the hell on earth neighbor upstairs. I'm going to my ...


 Is there law that states I do not have to allow my landlord to show my apartment?
My landlord and I got along great I moved in 6 months ago( lease for 6 months) he allowed my to pay extra rent to pay the security deposit as well and I did. I have been very gracious in letting him ...


 What do i need in order to get a mortgage?
i'm thinking about getting a mortgage next year, but interested to find out how much money i need in order to be eligable for a mortgage, if anyone can help me with this i'd be most ...


 My house went to foreclosure and then to sale. I have now been contacted by the bank that purchased the house?
The bank that purchased the house has sent me a letter saying I have to vacate the property in 6 days. Is there anything I can do to get more time to vacate or save the house or is it to late for ...


 I bonced my rent check, what will happen?
My February rent check bounced. So my question is, will the rental agency deduct it from my security deposit, or will they come after me for the money? I have lived in this apartment for a year and a ...


 Buying a forclosed home?
What are the drawbacks?...


 Trying to buy house. listed price 99900 offered 97000 w/seller paying closing w/cap of 2500 what do you think?
House has been on the market since last november but their realtor is trying to tell us they arent in a hurry to sell...although they already have their eye on a new house.
Additional Details


 Can i refinance my ballon loan into a fixed loan?
my 1st loan 280,000 is a fixed rate 6.65. my second loan 74,000 (15 years fixed with balooon payment of 54,000 at the end). can i just refinance the second loan. or combine the two into one loan. ...


 Realtor question.?
When selling a home, and one has to go down on price because of the market value....do you pay the realtor their percentage of the price you sold it at? Or do you have to pay the price you put down ...


 When is contract invalid?

Additional Details
I am renting a property and the landlord advertised and agree that the property would have a backyard. Now he says he is not sure what the final outcome will be. A...


 If mortgauge interest rates are as high as 7% and on avg house apprepriation is 7% . Is it worth buying home?
...


 Can I get a loan for a home/ mortgage payment before I pick a specific home?
I am interested in purchasing a home and have a price range in mind. Can I get a loan for a home in my price range before I choose a specific house??
Additional Details
Thank you all so ...


 Can you buy a house with no down payment?
is it possible to buy a house or condo with no down payment?would it help if you have good credit and your credit score is 758?...


 When young should you bue or rent a house?
dont know what to do buy or rent for the first time its not time yet but some friends are moving into there own place should a couple of young pepole buy a house or rent a ...


 Should my landlord have warned me about a roach problem before I moved in? What can I do about it?
Obviously I AM REALLY GROSSED OUT.

I noticed one roach in the sink on my first day. There were a couple the second day. On the 4th night, I opened my dishwasher and it was FILLED with ...


 We are looking to buy our first home ......?
and we only have a couple hundred dollars for down payment but have heard about grants helping you with a down payment and closing cost does any one have any info about them ??
or a website that ...


 Y or N please: Are realtors more motivated to work with ...?
Are realtors more motivated to present to their seller an offer from a buyer who has no realtor they are working with and make the double commission vs. presenting an offer from another realtor where ...


 Property for 160000, can only afford an interest only mortgage. is this a bad move?
i am renting a detached 2 bed house and recently my landlord asked if i would be interested in buying the property. she has asked for 160000. i have 8000 deposit but can still only afford an interest ...


 House buying question please help!!?
There is a really nice house my wife and I like for sale or rent. We told our Realtor that we would like to rent to own it. The house has been on the market for over a year. He asked their Realtor ...


 Does any one know how to purchase a home w/out Realestate Agent?
Does any one have any ideas how to find an owner who wants to sell a home w/ out using a realestate agent?
We have plenty of time to find our "perfect home" in Carle Place.
O...



babyblues
Plz help!! Getting married in 3 months, fiance and I have bad credit, need to buy a home with no money down.?
Our landlord has skyrocketed the rent up and we might as well be paying that much for our OWN place. What can we do?
                     
 




notyou311
Talk to a real estate agent about finding a house in foreclosure. You will not have to pay the agent.


barraganf2001
Rating
I've worked with people with bad credit and no money down. Your interest rates will be a little higher to start off with. After you have the house it is a lot easier to build your credit and later refinance to get a better Loan. If you can email me what your credit score is and the loan amount, I can give you a estimate of you payment, without a credit check. Email: barraganf@meridiancaptialmortgage.com or feel free to call me @ 909-489-4692


Carol
Try looking for an owner finance.


peanutbutter
Rating
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sibohan
I feel for you. In Australia we have access to low document home loans where they are just interested in your capacity to repay. The interest is about 1-1.5% higher but worth it if you have a past indiscretion. They are usually written by building societies, credit unions and mortgage originators.

Good luck and don't let it spoil your forthcoming nuptials.


kristidawn52
Thats going to be tough. My fiancee and I just bought a house with no money down ONLY because his credit score is in the high 700's. My credit is not good so the mortgage co. could only use his credit score. Even with his great credit,our mortgage is still almost $2000 per month ( because we did not put any money down) I used to work for a mortgage company called Home Funds Direct aka Accreditted Home Lenders.They will work with you if your credit score is not less than 500.Good luck!


caf68
Rating
Look for a place that has both a for rent and a for sale sign in the window. Ask the owner if he would be willing to give you an option to buy if you gave him a long term lease. These are commonly called rent-to-own or lease option deals. You will be building your credit by making on time payment to him and you will also have some time to rebuild your credit. Email me if you would like more info.


happiestjulia
Rating
I would move to a cheaper place, and start saving for a deposit. Work on your bad credit too, so you get yourself clear of debt. It won't be easy but if you look at how much you need to live, cut back on luxuries and expensive treats like take out meals or new clothes, you might find you can start to get your heads above water, especially if your rent is lower.

Once you've got a bit of a deposit then you'll get a much better deal on your mortgage, which will save you money in the long run.

Steer clear of 'get rich quick' schemes, they just make the person advertising the scheme rich, no you!


milan
Check out this site - It may be of some help

http://www.brokeruniverse.com/grapevine/


Garden by M
Rating
never happen....grow up, pay bills...3 yrs, maybe ps. person who said u don't have to pay realtors is crazy.....all realtors work for commission..paid by the seller or their agent


Meadowlark
Why are you in such a big hurry to purchase a home? In most markets today, you could not own a home for what you can rent one for. If your landlord is set on raising your rent I would search for a better deal. Also the whole argument that when you rent you are throwing money away in my opinion is a specious one. I feel that owning a single family home is not a great investment by and large. Sure there has been a great runup in prices of real estate over the past 6 to 8 years but if you really sit down and figure it out you'd be better off renting and investing the difference every month. I would not buy anything until you have at least 20% down and an adequate emergency fund in place of 6 to 10 months of expenses.


gbuck82
Rating
Depends on a couple of factors. How much do you make? Can you document your income. It is possible to get no money down mortgage with a sub prime lender if you have other areas of your financial portfolio that may be positive. What do you consider "bad credit"? Have you gotten your credit score from one of the three major credit reporting agencies? If you have and it is indeed low maybe consider credit repair. This could help you tremendouly. Check www.TheLowQuote.com for more info.


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