 Can a landlord do this??? |
| I've been living in an apt. complex in Rockville, Md for the past two years. The apartment is owned by a company who owns other apartrment complexes(Equity Residential, to be specific). A... |
|
 Is it best to go through an estate agent when renting in London? |
| I am looking to rent in London and don't know whether it will be more costly to go through a private landlord or an estate agent.... |
|
 How much notice should we give our land lord? |
| We found a place to move to when our lease is up February 29th. Should we let our land lord know 30 days before or 60 days before that we won't be renewing our lease? I know it has to be at ... |
|
 My name is on the deed to our house, my husband name is on the mortgage: he stopped paying - what could happen |
| He moved out and is no longer paying the mortgage on the house. He gave me the grant deed and also P.O.A. over him. What can I do if he doesn't pay? Will his credit just get shot or can they ... |
|
 I moved out of my apartment in Los Angeles. Do they owe me interest on my security deposit? |
Additional Details
I should have been more specific. In certain states - it is required that they pay interest on security deposits. It is required in San Francisco for instance. I ... |
|
 Should I give up my house and rent? ? |
| My mortgage is 689/mo. (fixed) I've been divorced for 2 years, have 2 kids under 10 and my 21 yr old moved back in. (He is unemployed, but looking) I make 16.50/hr and have a good job for this ... |
|
 72 hrs. to vacate, is this legal? |
Additional Details
I was an employee at this property, i was fired for going over my manager after i confronted her about her boyfriend working w/the company and her paying him for hrs ... |
|
 I want my tenant to leave the house, he doesn't have any rent arrears? |
| but he complain about the cold and how it affects his health. The gas heating doesn't work, the bedroom is very cold and he sleeps on the living room. He wants I write a letter, notice telling ... |
|
 How can I buy a house that I cannot afford. All my friends are buying houses, I WANT IT ALL !!? |
| I've been house huninting for a while now and I've just gone to an open house and I LOVE IT !!! Yes its way out of my price range, but I think I can swing it. I don't want to give up ... |
|
 Where are you live? |
| I live in my home, and you?... |
|
| Am I weird for not wanting to own a house? |
| I am a Single FT college student who works 2 jobs. I have worked as an Educator for 13 years. I will be getting my MS in ED soon. I do not want to get sucked into this home buying frenzy. I do not ... |
|
 In this depressed real estate market, what can I do to help my house sell more quickly? |
| I think my husband and I are going to be listing our house for sale. It is a typical 3 bed/2 bath rambler on the end of a cul-de-sac. It has nice upgrades, and is a very comfortable home, but there ... |
|
 What would happen if you stop making payments on your house? |
....would the bank try to get the money from your checking account or try to take your car...?
Additional Details
Actually, I have the money to continue paying for my house, thank God ... |
|
 Okay, so I just moved into an apartment with a roommate on the 19th of April and she said that I owe utility? |
bill for the WHOLE month of April? And since her boyfriend is here all the time shouldn't he have to pay a portion of the
utilities as well??? Help I think my roommate is scamming me!!<... |
|
 What will I lose if I can't make my mortgage payment? Beside the house Can they go after my personal belonging |
| I bought a house about 2 years ago at the height of the housing boom =( Recently I took out a home equity line of credit so now I have 2 mortgage payments to pay. I just lost my job and found ... |
|
|  |
lovemybaby | Putting an apartment in your name for someone else? |
To me, this is a HUGE "no-no". My Dad who has been a really big help to me for a long time & needs to rent an apartment but has a rental history that almost no land lord will accept. He's left many apartments without notice & has judgements for the balances owed. He's asked me to apply for one in my name, & I just can't do it. My credit is on the line here, and I will not allow myself to be affected by his carelessness and poor money management.
He has contributed to my apartment financially for the last year because I have a 2 BR, and wasn't using one. He paid me to store his things there. Also, he let me stay at home longer than I should have and I know how much he's spent accommodating me. I feel guilty about not wanting to help, but it's just too much of a risk to take. How do I decline to let him use my name? I want him to know it isn't personal- because it isn't. I think he'll feel like "All that I've done for you, and you cant do this?" I just don't know how to turn him down, but I know I have to. Any suggestions on how to begin this conversation and how to get my point across? |
 |
 
Laura C
|
Very definitely a no. It is your credit that is on the line here. If he runs out on the rent or there is any damage to the apartment, it is in your name, and ruins your credit and rental history. One day you may want to purchase a home, or a new car and this decision will come back to haunt you. Basically I would tell him, "Dad, I know you have helped me in the past, If you need help to pay the deposit, I can help you with that, but I can not rent it for you, for one that is fraud, and that is not a risk I am willing to take, financially or legally." Good Luck with that. You have nothing to feel guilty about, you've done nothing wrong. |
|
karma
|
This is a hard one because he is family and has helped you. but i speak from experience when i say that it will inevitably ruin your relationship. I would just start of by saying how much you appreciate all that he has done for you but your relationship with him could be irreparably damaged if something went wrong and you cannot risk that. Good luck |
|
carpediemmaster
|
tell him if he takes care of his judgements, that you might consider...
However, sometimes tough love is your only choice.....
and that if you honor his request, you are ENABLING him to continue doing what he's been doing.........which is wrong and puts you in jeopardy |
|
Collin
 |
Just make sure he knows that it is for fear of your future (ur credit) that you can't put your name down for him |
|
JM
|
i side with you on this one. he has a history of just up and leaving with balances owed. you could try the whole "my credit isn't that great either, i wouldn't get approved" line but if he doesn't buy it just tell him look i love you and appreciate your help but i cannot afford to risk my credit because credit is just too important! |
|
Sugar
|
Don't do it reconsider read some literature on the subject. |
|
daleschmalz
 |
whoa that is a bad idea |
|
Cat
|
There's a possibility that it's a fraud. You might look into that angle, as it would give you more back-up for saying no. (And you should MOST DEFINITELY say no) |
|
*beckyb*
|
Would you be able to rent the apartment yourself and pay the bills from your own account (so they definitely get paid) and then have your father pay you the money?
You said he contributed to your own place so maybe he'll be reliable with you...? |
|
Real Estate Guy
 |
IT was nice that he helped you and you should try to think of a way to help him.
BUT DO NOT!!!!!!!!!!!!!!!!!!!!!! co-sign. He will screw you over. |
|
onerealsonic
|
DONT DO IT. my dad has done so much damage to my credit since I allowed him to put things in my name.... honestly its a huge mistake. and I understand you probably feel obligated to do it for your father but take it from someone who's done it. change your sin number if you say no because if he gets desperate you never know if he will use it. |
|
vincentv247
|
If you can afford to pay the rent should your dad fail on you, why not go ahead and sublease it to him? Otherwise, you are right in that you do have to be concerned about your own financial status. You refusing to bail him out might be the one thing that wakes him up - though it doesn't sound like anything would! - and gets him to correct his ways. Be careful when he says anything to that effect though and make him commit if you choose to help him after all. Good luck! |
|
zoeadelle
|
wow, that really is a tough one isn't it. I think the best thing here is honesty. No way is going to be easy though. If it was me I would very calmly explain in the way you have here, stressing how much it is upsetting you by saying no but that you have your future to consider and any mistake he makes could cause you many many problems in the future. Is there any way you would offer him your spare room to rent? maybe that could be something to offer?
good luck xx |
|
Maalru3
|
I have been in this boat. My dad wanted me to put a motorcycle in my name. I said no. We didn't speak for a yr. I agree with you, this is a HUGE no-no. I understand you feel like you are obligated but you are his kid. He had a choice to help you in the past, but when he did, it was not risking his credit and future. This could ruin your credit and that can mess so many things up for you, you have no idea. There is no easy way to let him down. He will feel hurt and so will you. He should never have asked you, just like my dad should never have asked me. But I am a single mother, I can't afford to pay for his mistakes. He made poor choices, I have paid for a lot of them, but I refused to pay like that. Anyway, you need to tell him you love him and apriciate EVERYTHING he has done for you, and you wish you could help him, but you just can't do that, it is your credit and future on the line and you aren't comfortable with that. Tell him you will be a recommendation, but you can not put it in your name. If he is mad, well you will have to deal with that but stand strong, he is your father and loves you no matter what. Good luck, I feel your pain. |
|
Nate` B
|
Don't take this the wrong way, but I don't think it's fair for your father to ask you to do this for him. He doesn't sound stable or doesn't like to keep still. He also doesn't sound that responsible. Therefor, I would say:
Dad, your____yrs old and I think it's time for you to be as responsible as you've taught me to be. I don't feel it would be in the best interest of our relationship for me to go through with this for you. I'd rather let you stay here w/me until you can get on your feet.
Meanwhile charge him a small fee while he's living with you and use that money towards his debt so that he can live on his own again. Sit down with him and establish a plan to make this goal poss. Rem having someone live with you takes tolerence but you'd be helping your father without destroying your credit. Just because you're his son does not mean he won't burn you. |
|
rolley 4
 |
You are so right, don't feel guilty because your credit is at stake, credit is very important. Let your dad know how much u appreciate him for helping u when u are in need, but u cant. |
|
Galen B
|
Ouch. Absolutely not
Apparently when growing up, you didn't teach your dad to be responsible for his actions. 8*)
I would do what I could to help him without falsifying documents or threatening your credit. Eventually neither of you would be able to find a place.
On the other hand he will be continuing bad habits. If you help him, you will be enabling him to continue his bad behavior and not make him learn to be responsible.
You could (if you can afford it) try to rent the apartment in your name. You would then be responsible to pay if he doesn't. That will include the utilities he can't get turned on. His name would have to be on the lease. If he doesn't hold up his end of the responsibilities, when the lease expires, he is out and you will not help him again. I don't recommend this, because anyway you look at it, you two are going to be at war. He will talk about you the way he does the landlords that kicked him out, only worse because you are family.
Don't let him shame you, You are the responsible one and he is not.
|
|
onandonandonanon
 |
It was your Dad's job to take care of you, it isn't your job to give up you credit rating to try and help him. He's an adult and should have been taking care of his business. NO you can't allow him to do that, no matter how much you love him!
Dad if I do this for you and you ruin my credit, then both of us won't be able to find anywhere to live. I appreciate everything you've done for me andI love you with all my heart, but I can't ruin my credit for you. No I'm sorry Dad,I don't believe you will pay all the rent and that it will be alright. I'm sorry Dad, but you'll have to find your own place to live without my help.
You know you're doing the right thing, be strong it will be ok! You have a good head on your shoulders and know that only you can take care of you! |
|
Bandett
|
add this::now days a bad credit history can---increase your auto ins. rates. also, prevent you from being employed at many companies..They use it as a character reference also ability to rent in the future..your dad knows he will flake and leave you holding the bag.why would he do this? sounds so sad but you have to protect yourself from his poor decision making. you have no choice |
|
kerry
|
it will be a very hard thing for you to do, but you are going to have to
say no, i think the best way to do it is to be honest, assure him
that it is not personal and while you are grateful and appreciate
everthing that he has done for you that you are not able to help him
by letting you use your name, but if you can help him in another way
you will, i don't think he is being fair by asking you to do it, it sounds
like he's playing on your guilt, he'll be upset but he will still love you,
he's your father, good luck, i hope it goes ok |
|
Chrys
|
sure..be an adult...tell him NO...it's easy...NO I can't let you ruin my credit...thank you for paying me for storing things for you, so that you didn't have to rent a storage unit at 4 times the price you paid me...but I really can't let you use MY name for your BAD deeds. |
|
jitterbugj
 |
Do not do this. Even if it is your Dad, you will end up responsible for any damages or rent that is owed if he leaves early or does not clean up the apartment.
On top of that, it is illegal. My policy is that EVERYONE who lives in the rental and is over the age of 18 must be listed on the rental agreement. If I find someone that is living there that is not on the agreement, they are given notice to move.
Having either one of these things on your credit can affect your ability to rent in the future. |
|
Trouble
|
What your dad is proposing is fraud.
Tell Dad that you are sorry, but no you cannot put your self at risk.
I feel for you, but at some point you need to make clear boundaries to protect yourself and this is a good time to do so.
Most landlords require all adults that will be occupying the rental to fill out an application, go through a credit/criminal/court/background check and meet their rental criteria in order to qualify for the rental.
If your dad is going to be living in the rental then his name must be on the lease as a tenant, therefore he would have to go through the application process.
Your dad would never pass, so he wants you to sign the lease and lie by leading the landlord to believe that you will be the tenant. Lie = fraud.
If you are not going to be living in the rental, your name cannot be on the lease as a tenant. You can co-sign or sign on as a guarantor, but not as a tenant.
|
|
Michele
|
I think you right.If the land lord won't take the risk why should you.
If you do want to help, tell him you want a deposit up front. Open a bank account in your name where he can deposit 3 months rent ( or whatever the notice period is) and it will sit there but you will use it to protect your credit if he skips out.
|
|
Bitchy Girl
|
it may be a bad idea, but hes your dad. and a lot of exceptions are made for the wellbeing of your family.
my grandmother was just kicked out of my aunts house for whatever reason. my mom was shocked and let grandma live with us. regardless of what grandma did. you dont let them live on the streets. family means you let your heroin addict sister come stay at your house even though she might steal your ****, simply so she doesnt have to put herself in the situation of having to rely on people who dont love her.
if not you than he may go to someone who doesnt care about him at all and will take advantge of him somehow, or at least make him feel guilty for burdening them. |
|
Son of Liberty
|
This is difficult to answer because of a number of unknowns that you probably do know. Here's the bottom line to me.
You are not co-signing a mortgage, just a rental agreement. So if he were to walk off, could you (if you had to) pay a month or two until the place could be re-rented?
Since a lease typically lasts for a year, and you are not saying he wants you to put up any money up front, and assuming he pays 1st, last, and deposit, that leaves 10 months of rent. How badly would it hurt you to absorb that nut? If your credit report is that important to you.
I don't know your dad so it's your call on whether you can trust him or not, but normally blood being thicker than water, he may be more responsible knowing it could hurt you than he would to just a land lord.
I wouldn't be so quick to say no. But that's me. |
|
DBZ_FMA
|
i would have done the same thing for my dad |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
27 | 28 minutes(s) ago
| | | |
27 | 3 hour(s) ago
| | | |
26 | 4 hour(s) ago
| | | |
26 | 8 hour(s) ago
| | | |
26 | 9 hour(s) ago
| | | |
26 | 1 day(s) ago
| | | |
26 | 3 day(s) ago
| | | |
26 | 1 week(s) ago
| | | |
26 | 3 week(s) ago
| | | |
26 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
