 Is it legal for my landlord to shut off my water because my rent is late? |
| I live in Texas. My water bill isn't even due yet and my rent was only 10 days late when he threatened to shut off my water. I paid him some of the rent and he is coming for the rest in a few ... |
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 My apartment lease starts on the 1st management says I cant move in before 9th is there anything I could do? |
Additional Details
Yes it is as they say because of someone not vacating the apartment on expected time.
I told them I have to move in on the 1st and they are violating the ... |
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 My landlord wont install water heater, what can I do? |
| I went through a lot of trouble with this particular apartment I was planning on moving into but I went tthrough it and I moved in on New year's eve. Now, I'm finding out that the shower ... |
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 How much above appraised value can I sell my house for? what is the norm? |
| My house was appraised at 233,000.00 in March of 2006 and now in Nov. of 2006 was reappraised at 204,000.00 in Port St. Lucie, FL 34952 it does have 3 bedrooms and 2 baths and a 14 x 30 screend in ... |
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 How many houses did you see before you bought one?? |
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 My rights as a tenant? |
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 Are there real estate agents in CA who aren't lazy, greedy creeps? |
I've never heard of one who actually helps, who gives a rat's behind whether someone is getting a bad deal or not. They all just seem to want to take the commission and run.
A... |
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 What do I need to to before I even look at purchasing a house? |
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I have looked at some of the calculators online and am having trouble with the tax and insurance rates, as I ... |
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 Can I be evicted when I am not on the lease..? |
| I moved in with a guy, who is not on the lease. His boss' name is on the lease, and now he's been fired. We're late a couple days, and the landlord is threatening to change the locks. D... |
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 Is there any way to get a house from a seller that has already accepted a bid from another buyer? |
| We were in negotiations to buy a house and the sellers received another offer. They asked for a "highest and best" offer, and we were outbid. Yet, we still want the house and are wondering ... |
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 What Happens If I Sneak In My Dog? |
| If I rent a unit that doesn't allow pets but sneak in my dog what happens if they find out?... |
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 What are some sure signs of being in a predominantly upper middle class neighbourhood? |
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| I just want to know at what point do you do a home inspection when buying a home? We are currently in the process and I need to know when's a good time to have one.... |
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 Landlord refused to return deposit. Sue or not sue? |
| I live in CA, and my landlord has withheld my deposit for two months when he's supposed to return it within 21 days. I have cleaned my apartment, gave him 30 day notice and forwarding address ... |
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 Military couple trying to break lease!? |
| I was trying to figure out how my husband and i can break our apartments lease in California. We moved into this apartment complex in April 4, 2008, when he got out of the navy. First of all we did ... |
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 Can you buy a house filled with mold? |
| and does the city, state, or government do anything to prevent a house from being sold or rented if it has mold?... |
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iiiigoodguyiiii | Question about Interest only mortgage.? |
There some lenders that offer a fixed rate mortgage that only requires the interest payment for, lets say, first 10 years of the loan. Now, with this type of loan, does the borrower have the option of making an additional payment to the Principal if one wishes to during the first 10 years when only the interest payment is required? |
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benjamin r
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i agree with robert, run away and run fast.... interest only loans are a very bad deal for u and great for banks |
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robert w
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BAD DEAL for u allways.
GREAT FINANCIAL DEAL for them allways.
run away. |
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maria.camara@sbcglobal.net
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yes, my loan all interest anything on top of the payment will apply towards the principle. |
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shiprepairwoman
 |
Yes, unless there is a prepayment penalty. At the end of the prepayment period the payment will go way up since you only have 20 more years to pay it off. |
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bianca
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you can always pay extra money towards your principal- some lenders will charge you pre-payment penalty if you pay them to much- let say up to 10% p/year ( check with the lender)- the only downside for those mortgages right now is, that your interest rate is higher, then regular mortgage payment. you have lower payment compare to regular mortgage, but your interest rate is higher. |
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GodBlessAmerica
 |
Most loans will allow you to make extra payments towards the principal as long as you do not have a pre pay that is getting paid off early.
You should shoot my friend an email, he can set you up with a loan to pay off your principal quicker and lower your overall interest payments. Mike@afbankloans.com
Good Luck!! |
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Anna
 |
Read the mortgage document, it should have a paragraph about payment to principal during the 10 year period. |
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betotron don
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worldwide.com will do it if you qualify...its a shot if you want...check it out! |
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Patrick B
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I completely agree with Jerrold. If you are getting an interest only loan so you can afford the payments it is a very bad deal. You will more than likely end up backwards at some point. If you are taking the loan and investing the principal elsewhere where you can get a higher return on your money or in my case paying off a 2nd mortgage which is at a higher rate you will be out ahead. |
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Ken J
 |
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make.rose@yahoo.com |
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Jerrold J
|
First of all; NOT ALL interest only loans contain the same clauses so NOBODY can tell you IF you have any prepayment penalties or if the loan is a decent deal for you.
Second; SOME interest only notes are a GREAT deal if used in the right way for the righ reasons in the right situations. If you are buying a property for lease and need the lower monthly payments to improve the cashflow numbers AND are in a market where you think the appreciation of the property justifiys the risk of the holding period then MAYBE an interest only loan is a good move.
If you are trying to buy more house then you can realy afford to impress others then this would be a bad deal.
Adjustable rate loans are NOT in themselves BAD loans; but can be VERY bad when used by people who do not understand the risks that the additional leverage creates. Same thing applies with interest only loans; they are a loan product made for certain situations and when used correctly can increase your rate of return and your leverage. But this is a double edged sword; the things that make them a higher leveraged loan can also increase your exposure and increase your risks.
If ANYBODY tells you EVERY interest only loan is bad OR good then you need to put their opions in the trashcan because they have no clue as to your exact situation and therefore CAN'T give blanket answers. |
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