 How do I deal with a real estate agent who won't return phone calls and fails to show at an open house? |
| The realtor made beautiful fliers, but it took 4 weeks from the date of the contract to receive them. We also had two scheduled showings, but the interested buyers did not show. We later found out ... |
|
 I want to shop for mortgage rates and all of them wants to run my credit. Will it affect my credit score? |
| I am trying to refinance my home equity loan. Each time I try to call a lender, they all want to run my credit report which I understand because that is the only way to check my FICO, debt ratio and ... |
|
 Is It Really Better To Own Your own Home???? |
| i'm just curious as to why people think its better to own your own home. I know you can say its yours and you can do whatever you want to make it your home and when you get to be a senior you�... |
|
 We are selling our house and I have a question about "fixtures and fittings"? |
| When we moved in I saw the previous owners leave with the loft ladder. Not a great issue, I replaced it with one from a DIY shop. It cost about £30. Now the house I am moving to doesn't have ... |
|
 I found a home loan with a teaser rate of 1% locked in for 5 years. Is there something I should be wary of? |
| I'm planning on selling my home in about 5 years anyways. Is there some other catch with this kind of loan that I should be wary of?... |
|
 Does the landlord have the right to check credit on both people living in the property? |
| I am looking to rent an apartment with my fiance, and we found the one that we like, but the landlord is asking for both our credit scores... is that leagal? or one is enough?... |
|
 Why would a roof that's only 6 yrs old need to be replaced? |
| Buying a house and the inspector says it needs a new roof but it's only 6 yrs old.... |
|
 How do I get out of a rental lease with a roommate? |
| I can't take my roommate anymore. I am tired of babysitting her kids and she can be irresponsible. I will feel bad for the kids but I have kids of my own that I have to take care of. I have ... |
|
 Landlord keeps calling about the rent before its due.? |
| My landlord is a pain. She never comes and fixes things that have been wrong since day one. My rent is due on the 1st, but is not considered late until the 7th. She called me on Feb 25,2008 asking ... |
|
 Would like to buy the property we currently rent privately...? |
| We would like to find out about making an offer to our landlord who we currently privately rent a property from. What should we do? What sort of discount would we be entitled to?... |
|
 Ok i'm looking for an nice little apartment for next year with rent for $200 a month for when i turn 17? |
| a nice 2 bedroom apartment in farmville virginia nice kitchen a nice bathroom a laundry room a nice front ... |
|
 Can a home builder refuse to return my deposit after not building the house? |
Last November 2006 I signed an agreement with a home builder to build a house for me and my family in Laurel, MD
As part of the agreement, I deposited $25,000 for the home + another $10,00... |
|
 Do you have a better chance of qualifying for a home morgage if you are working rather than retired? |
Home lone qualifying
Additional Details
FIY I never bought a home, but have worked almost 39 years in the Railroad industry. The pension plan is the Railroad Retirement anuity, and ... |
|
 Who owns the fruit? |
My landlord takes the fruit from the trees in the yared of the house I rent.
Since I pay the rent and the water bills isn't the fruit mine?... |
|
 I need game that u can build your own houses and move in and u can make a persons and dress them up .? |
| i need game that u can build your own houses and move in and u can make a persons and dress them up .... |
|
 Am I responsible? Can she keep my deposit? |
| I recently moved out of a property and still haven't had my deposit back. The guy who replaced me has moved out after 3 weeks and never signed a contract or gave a deposit. I'm not even ... |
|
 Who is at fault tenant or Landlord? |
| Our pets got out of the fence, after we repeatedly asked the landlords to fix it, and caused damage to someone else's property. They evicted us and charged us an unauthorized pet deposit for ... |
|
 818 square feet??? |
im thinking of buying a 2 bedroom condo and its 818 square feet. would you say its big, moderate, or small??
Additional Details
this is the floor plan. & no its not a big family ... |
|
| Is it possible to own your own home on a single income? |
| I don't want to rent forever, or even more than a couple of years. I am finishing study this year and plan on renting next year. However, I would really really like to own my own home. Unless I ... |
|
|  |
MsQuestion | Question about buying a condo? |
I plan to purchase an apartment condo. it costs around $40K. Is that good to pay in full one time or pay monthly with mortgage? |
 |
 
Rockstar ☆
|
A condo for 40k????? Where do you live?!! Pay it off all at once if you can. |
|
entidtil
 |
Probably better to pay for it up front unless; The lender can offer you a low interest rate ....and... you can get at least 2 1/2 % more in interest by investing the $40,000. Many will disagree with me but I never believed in creating debt for myself and paying someone interest when I didn't have to. |
|
halobungie360
|
If I were you, I'll pay monthly with mortgage. |
|
Louisa
|
Depends on what you want to do with it...if you want to build credit, pay it on time. If you want instant access to the equity, pay it in full. |
|
Tuesday
|
Depends on if your needing to re-do the house or what. You can build your credit if you pay it out or put down a large amount as a down payment to drop interest rate |
|
El Duderino
|
depends on your financial situation. If you can afford that in cash, you probably could have rental properties which are a great investment.
Only 40K you better get an inspection on it. Unless where you live you can buy inhabitable houses/condos for that little. |
|
Grisham
|
At this point in time, the mortgage rates are so low you would be making a mistake not to take advantage. Your money will earn much more than the 5.5% rate you can get right now for a mortgage.
This doesn't count though if you have bad credit and can't get a good rate, then pay in full... |
|
JoAnn N
|
Its good to pay in full unless you want the tax deduction at the end of the year. I have had 4 houses and if I could of ever purchased one out right, I would of.
Good for you! Good luck! |
|
anonymousgirlygirl
|
Depends totallly on WHERE it is located. |
|
Hilinenursegrl
|
If you can pay it off it's always better to do that way there is no interest on a loan to pay. |
|
breandanwalsh
|
It's up to you - Obviously with a mortgage, you're going to be paying some sort of interest, depending on how you plan on having the loan for. But having a mortgage is a great way to build credit. If you do plan on financing, make sure you find out if there are penalties for paying it off early, which you may want to do eventually with such a low cost.
Congrats on the new home! |
|
kapn
|
It depends on the interest rate charged by the lender...look at it this way...if its 5% and you can invest your money at 6% then invest it...think about it the other way too...plus your morgage thing is tax deductable at the end of the year.
40K is chump change for a condo...are you sure that is the purchace price or just a down payment....I can't build a garage on my back lot for 40K...something stinks... |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 13 minutes(s) ago
| | | |
12 | 27 minutes(s) ago
| | | |
11 | 29 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
12 | 8 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 3 day(s) ago
| | | |
12 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
