 Help! Scared to start my new career as a Realtor.? |
| I've been a stay at home mom for 6 years and I'll soon be taking my real estate exam. I'm confident about the test but I'm terrified about starting work. I live in a coastal ... |
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| I am going to be moving in december and will just let the landlord have the security deposit as a form of rent for december, and I going to jeopardize my chance to close on the house if I dont pay ... |
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 People with apartments?? |
| I may be getting and apartment but i was wondering if you could tell me whats the best floor to live on. 1,2,3,4th.. or whatever, and why.Thank youu!... |
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 Landlord entering without asking...and breaking a lease? |
| So my landlord and I had a one year lease. I have been in the apartment for 7 months now. He broke the lease, by coming into my apartment when I was not home, for a no good reason ( to count floor ... |
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 Real Estate Negotiations? |
| I put an offer down on a house 2 weeks ago. It took the seller over 2 weeks to give me a counter offer and not only that, he raised the price. My original offer was very reasonable which was 1.5% ... |
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 How fast can you evict tenants for non-payment of rent? |
| there are two guys living in my house exactly two months now and from talking with them, i know they plan to live further on without paying. What can I do?... |
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 What is a good gift for a client from a realtor? |
Hello All,
I am a new realtor and i have a closing tomorrow. I would like to get my client a gift when i meet them at closing. What would be a good inexpensive gift i can get for them?
A... |
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 If somone gives you power of attorney are you responsible for all there bills? |
| I am in a situation my husband will be leaving the country soon and i am getting a divorce the house is in both names but the mortgage is in only his name. Is their a paper he can sign giving me ... |
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 Even though my lease expired on a certain day, am i still required to submit a 30 day notice of vacating home? |
| my landlord is keeping all of our security deposit bc we didn't provide a written notice we were vacating. our lease doesn't state we have to provide a notice unless we remained in ... |
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 To Buy or Not To Buy? |
| We have just found a house that we like and plan to make an offer. This house has been listed since December 2006. But after reading the Seller's Disclosure, we found out that the seller had ... |
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 What do I do? My maintenance men for my apartment building smoke in my apartment while I was gone.? |
The maintenance men came and fixed my bathtub while I wasn't home and when I came back home my apartment smelled of cigarette smoke.
I also have 2 birds, which is very harmful to ... |
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 Any way to avoid mortgage insurance? |
| I'm a first time home buyer who doesn't qualify for a grant. Apparently $35k is "too much" income. Anyway, the mortgage insurance will add nearly $100 to my monthly payment - that&... |
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| I moved into an apartment complex in June, and back when I moved in, the complex was nice, clean, and maintained. I am paying over $600 a month for a clean, safe, gated community. It's what I ... |
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 How do you profit from Real Estate? |
| i all ways wanted how do you get rich from doing ... |
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 A letting agent is trying to rip me off.? |
| I am in the UK - I went to view a flat and gave the letting agent a holding fee last saturday. The flat needs some repair work so the agent promised it would be ready in a couple of days. But it has ... |
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 Can I evict my wife ...? |
| If we live in a rented house (california) and I am the only name on the lease. She has never payed the rent, all checks have been written by me from my personal account. Every month she writes me a ... |
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Jennifer H | Question about defaulting on mortgage? |
My neigbhor is really sneaky and has lots of police problums and such. one day she called me and asked me to look out the window to see if her boyfriend was home. when I looked out the window there was a sherif at her door so I told her that. he had left a note so she asked me to read it. when I went and read the note it said she had defaulted on her mortgage and had to apear in circuit court oct 3 and it said something about forclosure. She called me later and said it was because she had just switched mortgage companys. was this a forclouser notice? |
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rlloydevans
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This depends partly on what state you are in. There are "Mortgage States" and "Trust Deed States" and both have different foreclosure procedures.
In neither case is this a foreclosure notice. having a Sheriff come to the door and leave a notice is far beyond that. Foreclosure notices are normally done by mail, sometimes registered mail.
If you are in a mortgage state, then this is a subpoena for her to attend the actual court hearing to have your neighbor's house foreclosed on.
If this is a Trust Deed State then this is probably an eviction hearing. Her property has been foreclosed or in the last days of foreclosure, and she is in the final process of being evicted from the house.
The Oct 3 hearing would be the final action, with her getting a chance to show cause why she should be allowed to stay in the property a few extra days/weeks, or to move out immediately. if she doesn't go, in all likelyhood the next time the sheriff comes it will be with a crew to move all of your neighbor's items to the street (actually storage) and lock her out of the property. |
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likurim
 |
Like many people today she probably had an adjustable rate mortgage (a mortgage where the interest percentage rate changes) and when her mortgage rate went up she ceased to make the payments. Or she stopped paying her mortgage for other reasons. Basically foreclosure means that you will be evicted from your home and your home taken from you.
When you are evicted the authorities are the ones serving the notice to appear in court, if you refuse to vacate your property voluntarily the cops come to your house and throw you and your stuff out on the sidewalk. Laws will vary from state to state. |
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kimbalaa
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If the sherrif came with a note she is more than a couple months behind on her mortgage, yes she is pretty much getting ready to go into foreclosure. |
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Violated
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Sounds like it but I never knew that the sheriffs dept would come knocking on your door to let you know that it was in foreclosure. But I guess someone who have to do someting like that to get you to gt out of the house. That is a good question |
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Rick K
 |
yes and it was because she did not pay her mortgage for probably 3-6 months |
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khinsd
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If a sheriff delivered it, it was likley a letter called " Notice of Intent to Foreclose." This means that the lender / bank is starting the foreclosure process in the court system (or has already started it). If your neighbor doesn't make any settlement or payment arrangements by the time they are due for their court appearance, the court will issue an order allowing the bank to foreclose, and the home will be auctioned.
So you are aware, it takes several months of non-payment (default) before a foreclosure is implemented; therefore, your neighbor probably hasn't made a mortgage payment for a while. |
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Felix
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probably.. |
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diesel6999999
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More then likely, each state dictates notification to homeowner, most states will post sheriffs sale on the property in question, along with notification in a publication known as the Legal News, as well as the legal section of local newspaper. |
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ms.chacha
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it all sounds very shady..if she had refinanced that loan the old one would have been paid off..so that there is bs.. |
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benebuck8
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More than likely, yes.
You can check it out for yourself, by checking the sheriff's department's foreclosure sale list. See if her property is on the list. Some counties list this information online. |
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jml167
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Could have been. Why do you care? Sounds like she is nothing but trouble anyway. Hopefully you will end up with better neighbors. |
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Bob D
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Yes it was. Different states have different requirement for delivering eviction/foreclosure notices. You should not have gotten involved at all. If she was sneaky with the cops do you think she told you the truth about changing mortgage companies? |
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I_Love_McRedneck
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Sounds like your neighbor is a liar. Who wants to admit they can't afford their house anymore.
Tell her she'd better show up to court.
You don't just switch mortgage companies without them knowing it, so she's obviously living way out there.
You could buy her house at a great price, then rent it out and enjoy instant equity. |
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Lyndsey R
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i dont think a cop would leave in on the door. Not sure how that works exactly... buy the house cheap... sounds like you dont need them living there anyways!! |
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