 I wonder if I will ever be able to purchase my own home. I have crap credit , and a divorce. Is there hope? |
| I would like to purchase my own place someday . I divorced a few years ago, my credit is terrible . I owe some bills and work hard. I feel like I'm doomed to rent til I die. Any help as to where ... |
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 Bought a first house in 2004, but cannot afford it anymore, what can i do? |
| for sell for the same price or more if the market is going down hill? zif I stop pay the full montly amount, what happen, and how long take to them take the house way? What about my credit? see the ... |
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 How much do you pay for your rent or mortgage every month? |
| What % of your total income is this and what type of accomodation do you live in ?... |
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 New rules for an apartment building....PLEASE HELP!? |
| My father and a friend have recently bought an apartment building with 9 units. The people who owned it before had no rules set up, people have no leases. So I am "incharge" of comming up ... |
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 Where is a good place to move that has low property taxes and has large acres of waterfront property? |
| (10+ acres waterfront) i like boating and jetskiing so if its a lake it needs to be large (lake of the ozarks) and it needs to be waterfront.... |
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 If you are behind 1 month on rent, can the apt manager come into your house unannounced and size your things? |
| My girlfriend was not home at the time, and the apartment manager came in and took her TV, and when she paid the rent, they promised to bring it back, and now they are saying she ( a 95 pound asian ... |
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 Who's sick of people dissing people just because we would rather live in a council/housing association? |
| I live in housing association property, i work, i buy nice clothes, my house is nice inside, clean, i have a nice car, but people always put a stamp on you, just because i live in a council house ... |
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 I was approved for a home loan but need to come up with $30,000 for a down payment any ideas? |
| I DON'T HAVE THE BEST CREDIT AND DON'T KNOW A WHOLE LOT ABOUT REAL ESTATE I'M A FIRST TIME HOMEBUYER. ANY SUGGESTIONS ON HOW TO COME UP WITH THE DOWN PAYMENT. I REALLY WANT THIS HOUSE... |
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 Best way to argue with a landlord? |
i really want a dog
my parents say no becuase of hair, noise, how no one would take care of him, no space, and a landlord
i thought about this for years, silently searched dogs, and ... |
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 Would you buy this house? |
| We are thinking about buying this beautiful 1880 Victorian home. We would live in it, not rent it out. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job ... |
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 In a divorce can I take my wife off my mortgage with out refinancing? |
| The curent morgage rates are at least 1.5% higher than my curent rate of 6.25%.... |
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 Is the landlord of a trailer park required to attempted to notify me before they cut my lawn? |
| I live in a trailer park and somebody without notice started cutting my lawn now I owe an extra $40.... |
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 How much housing benefits am i entitled to? |
| im 18 and im 18 weeks pregnant and my house is over crowded and i need to move out before my baby is due. i was going to move into a house with somebody but that fell through. the thing is that house ... |
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 How do I fire my Real Estate agent gently? |
| I'm in the process of buying a home, and I feel that I haven't been assisted by my agent at all. I've found a new one who is willing to help me out, but I must first fire the old one. H... |
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Ally T | Question about my Credit score? |
I am in the process of renting an apartment. The landlord and I have everythingin order, All she has to do is do I credit report on me. I am farly young(just turned 20) so I dont have very much credit. I pay my rent on time every month, I pay all my bills on time and have never missed a payment (cable, internet, phone) so do you think i will still get the apartment? what do you think? she said if i have good credit then I will get it. |
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Hunter J
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You shouldn't have a problem if you have made your payments on time. She is looking for past problems with past landlords you may have rented from (abandonment, etc.).
You can obtain a free credit report from all three credit burueas once a year now by a new law.
https://www.annualcreditreport.com/cra/index.jsp |
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rothrock21
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yep, you should get it. You make your payments on time and that should show up. |
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K .
|
There is a difference between bad credit, and little credit.
If they took your application, and know your age, then they should already know you have little credit. No one has much credit at 20.
I wouldn't worry about it. You should be fine, as long as your income matches the payments you will be making.
It's nice to see someone at 20, worried about their credit score. It's nice to know there are still 20 year olds with some independence. |
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Sal G
 |
Yes, unless you cosigned for someone on a car, furniture, or credit card and they failed to pay.
- |
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big bad momma
 |
you should explain to her your just starting out on your own and your just beginning to get credit.the companies you mentions will not give out personal in fro maybe she could do a personal background check you know talk to neighbors,friends,people on your job your boss and like that maybe you could give her references.good luck |
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Deborah H
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You will probably get the apartment. The only thing that might be a negative for you is the length of time you've had credit. (You are younger than most) or if you have too many "store" credit cards, since these are seen as negatives. However, most apartments are only looking for Very negative credit, and it doesn't sound like you could possibley be in that position. Congratulations! |
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rab2344
 |
As long as nothing negative is on your credit you should be fine. Normally landlords look for deliquent payments on anything to get a feel for it. Your score may be low, but that might be because it sounds like you don't have any major debt - that is actually a good thing. I have an idea to help your score. Get 1 card with like a 500.00 limit. Put your cable or something really small on it. Pay it every month and keep that card that way for about a year. When your card increases your limit, and they will - simply don't go nuts and use the card. Keep it to one small bill that is paid all the time and you will be fine. |
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randollers
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Ones you have a good credit score there are chances that you can get the apartment no matter what. I have a good credit score as well, last two weeks I paid off my debt. I don't like to owe anyone. I still live at home with my parents. |
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Nicole T
 |
You can go to AnnualCreditReport.com and check oyu own credit score -- and for free! No having to give a credit card or anything!
I think it would be a good idea if you checked your credit report as well, this was you can see if there are any discrepancies. I have a popular first/last name and my wallet was stolen several years ago. I came to find out that someone opened a cell phone account in my name, ran up a HUGE bill, and then never paid it. Took me some work, but I did get it squared away.
Good luck! |
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chante
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You could have gotten into a lot of trouble in the last couple of years. Kids get credit cards and go wild while they're still in school. So I think it will be OK. Your income will be important. Bad marks are worse than light credit.
Good luck.
(I work in the business but not on the leasing end) |
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Jade
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if you have paid everything on time and have no outstanding bills left unpaid, then why wouldnt you have good credit, only people who dont pay their bills have bad credit...so you should have great credit according to what you have told us. |
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Mightymo
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You won't have any problems, even if you don't have a credit score, which in turn means that you just never had anything against you.
Good Luck and Good Housewarming |
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LaLa 78
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Ususally when renting they just pull your credit to make sure no other landlords have reported anything bad about you. If a renter leaves and steals all the appliances or has to be evicted, the landlord has a right to report it on you credit report. |
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newmexicorealestateforms
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Find out before they tell you what they found out.
Here"
Once per year free credit report from all three credit reporting agencies:
http://www.annualcreditreport.com/cra/index.jsp |
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gladshe8or
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I have a great credit score so I really don't care |
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