 Renting vs buying a home or condo/townhouse? |
| I will be moving to Michigan soon, and am not sure if buying is better than renting. I will be 62 at the time I move, and plan to retire and work part-... |
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 Ohio foreclosure? please help? |
| can someone please give me a timeline? our last payment was due on march 15th.our mortgage is with chase bank.my husband lost his job and theres no way we can pay for this house.i just want to know ... |
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 If I put my name on a lease agreement with someone else, is our credit linked? |
| I need to get a roommate cause i can't afford rent. When they put their name on the lease, will their credit history be linked to mine?... |
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| Best place to get a mortgage refinanaced? |
| Want to refinance home for cheaper interest rate. any ideas?... |
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 How can I buy a house? I have a fairly good job and good credit but no money saved.? |
| I feel like I am in a poor position to negotiate since I have no cash, plus, all of the homes I like are about 30k more than I have pre-qualified for on my mortgage loan -- Dave.... |
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 Private landlords? Housing benefit? |
| I am currently living relatives sharing a bedroom with my two kids due to relationship breakdown. Council wont help me find my own place. I work part time but on a low income so i am entitled to ... |
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 What kind of mortgage should I get, and where from? |
| This will be me and my wife's first home and mortgage. Combined we make alittle less than 100k. We are looking at a house around 200k. We have good credit, and our parents would be lending us ... |
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 Tenacy Agreement? |
| My girlfriend and I have lived in a flat for four years, we have not signed or renewed a formal contract with the estate agent last year or this year (it should be signed in Oct). We have found a ... |
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 Can our landlords make us paint it back? |
I just posted a similar question regarding our old apartment, now onto one regarding our new one:
In the lease to our new apartment, it states we may paint the walls as we wish, with the ... |
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 Landlord/rental/etc? |
Is this legal...
I've been living in someones home- renting it... but there is NO lease. All i had was a written agreement that I could stay here for one year... but no conditions or ... |
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 Need to move out of our apartment but still have 6 months on our lease. what should we do? cant afford rent...? |
| we are in a bind, we can't afford rent anymore but still have 6 months on our apartment lease contract. don't know what we should do. any suggestions? please help and no mean comments ... |
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 Can I buy a house with no credit or bad credit? |
| Here is the thing, I'm moving to Maryland soon and I'm done with the renting thing, I have no credit and my husband have a 567 score, we really wanna buy a house, what are my options?... |
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 Where do I get/find housing foreclosure lists? |
| I am interested in purchasing foreclosure real estate, but I don't know where to find the lists of foreclosures. Please help me!... |
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 What would you do if this happened to you? |
| renting a farm house, barns, garage, house, etc, and one day two people show up dress into their camo hunting cloths, get out their guns LOAD them, and continue to walk right through your yard where ... |
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NIETOR | Real Estate fraud? |
A few months ago I was trying to buy a home but the lender could'nt come thru with my loan in time ant now I'm out of my 2000.00 deposit.I think this is fraud. What government agency do I call for help? |
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col. Kurtz
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assuming you used a Realtor to prepare your purchase agreement, you should have been protected in this eventuality. You did use a Realtor, right?
Write a letter to the brokerage and ask for a written explanation of how your Earnest Money was left at risk to forfeiture. ask them to detail a time line of their actions or in-actions and their "Written Warning" to you that YOUR lack of action would place your deposit in jeopardy.
With this you should have a paper trail for your next stop, the R.E. Attorney's office. |
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Real Estate Guy
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Was the contract contingent on you getting financing?
Our contract is written that it is contingent on buyer receiving a loan approval. However, if they fail to settle for any reason, they lose their deposit.
I would talk with a lawyer. |
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acermill
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There is no fraud involved here. The lender inability to get the loan approved has nothing to do with your real estate contract to purchase. You should have allowed yourself more time to close than you did. Apparently you cut that time frame too short in your purchase contract, and then could not fulfill what you signed.
Sorry, but that's the way it works. |
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golferwhoworks
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here is YOUR problem -- you did not make final approval from underwriting as a contingency of sale. A pre approval in this market says nothing as yo may have been pr-approved and that program changed before the loan officer could submit the file. Look at your pre-approval letter and see if the loan officer didn't protect himself with wording of final underwriting approval. If that is the case yo can ask him to refund but you haven't a leg to stand on in court |
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Marysue
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The answer would depend on why the loan couldn’t be processed in time. |
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ushelp18
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Their are lot of online agencies offering legal help , you can try them . following is the link for one |
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Alterfemego
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You can file a complaint with the Federal Trade Commission. |
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frak1a12345
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Consult a lawyer first. If you couldn't obtain financing then your earnest money should be returned provided that you had a contingency clause in your purchase offer to that effect. Even your realtor should be able to tell you that. Why was it not returned? No contract? Or it isn't in your contract? Ouch! Talk to a lawyer. There really isn't an agency you can go to because this is a civil matter and not criminal. Did you exceed the time limit for obtaining financing? And you did not cancel the contract?
Too much info is missing here. Start with your realtor and then go see a lawyer. |
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Grits C
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Contact a lawyer right away and sue you can get the house for free |
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