 The city wants to build a church behind my house? |
| This is a residential area and there are woods behind my house. They are supposed to have a public hearing on this. I do not want the church to to built just behind my house because of the noise and ... |
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 First time buyer (interest only or repayment mortgage)? |
| i am a first time buyer, looking for a 100% mortgage on the property. i am very new to this whole idea of mortagage. i want to know whether it is wise to go for interest only on a fixed rate for 5 ... |
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 Do you think the landlord will pick us to move in the house???? read? |
well we looked at the best house, 4 bedroom in country secluded, huge house very very nice fenced in yard and all....
its 600 month+ utilities. we told him we could give him it all upfront in ... |
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 How can first-time buyers buy a home in So Cal where the average cost is over $700,000? |
| Our income is about $70,000 annually and we have no debt other than student loans. We have about $25,000 saved. In an area where an "okay" house will run you about $700,000 - how in the ... |
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 Do you think that the age of the house is important and I should be looking for newer house? |
| I Live in Phoenix, Arizona and I am in the process of buying a house. I have seen a house which I really like and it is built in 1988 but the house is in a very good shape. Do you think that the age ... |
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 Could we afford to buy land for £16,000 and build a posh property on it? |
| We're a small family, all with average wages. I myself am a full time student who also works part time at a call centre, my mum is a supermarket supervisor and her fiancé runs his own landscape ... |
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 Can they kick my out for this..? |
I have gone over my lease several time and find nothing on it about this..
For the next few months I am going to be late with my rent. Two weeks each month late. There is a late fee of $1... |
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 Do I need a Lawyer while selling my house? |
I am selling my house for cash to an investor.There is a small 15k loan on the house.This means the bank will be involved in the transaction.
The investor is doing most/all of the paperwork.
... |
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 I found evidence of someone sleeping in my new apt, when I went to leave the mattress.? |
| We had been there earlier today to clean and wash windows, etc. I locked all of the windows and the door before I left. Late tonight I was given a new bed by a friend and deceided to take it to the ... |
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 What to do what to do!!? |
| My credit score is at a measely 529 right now. A few yearas back i drowned my self in credit card debt totalling $5,000 that i couldn't pay back at the time but over the past 6 months i just ... |
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 How do i make 1000 dollars in two days? |
| I'm a single mom rite now with two kids and i want to move to this really nice house. I will have money next month but not right now i'm on disability and can't go back to work till ... |
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 Who can help me with my tenant/landlord issue? |
| i have lived here for 7 yrs.+ and have been asking my landlord to fix things for at least 2 yrs. and have gotten some stuff fixed after constantly asking .anyway 4 to 5 of my electric outlets are bad.... |
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 I need help purchasing our first home...but don't want to get in over my head...? |
| I live in southern california. I am looking to puchase a home but dont want to spend more than 300,000 with a 6% interest. Last year my husband and I made 60,000, but this year i expect to make ... |
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 How can I get rid off my roommate without getting lawsuit? |
| I just bought a house and I decided to rented out one bedroom to a 40 years old female. She does not pay rent on time and she is making excuses like " I'll pay you the next week" "... |
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 Will california house prices ever go back to cheap? |
| i was wondering because i moved out of state, and really want to go back. but im afraid of taking my whole life to pay off a home. compared to other states with cheap ... |
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 Help for mortgage, independent financial advisor and putting in an offer on a house.? |
I went to 3 banks for mortgage quotes, halifax, hsbc and alliance & leicester. Halifax could borrow me the most money, then hsbc, and then alliance & leicester.
I then looked around for ... |
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 Can we afford it or should we just wait? |
| my family wants to buy a house that is around $699,900. we dont have the 20% down payment needed, so we are just waiting to see if we can come up with some money. we pay $15,000 a year for middle ... |
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| My apartment pool has been down for over 6 MONTHS, how can I make them fix it?!? |
| Part of the rents I pay were to have a working pool, and this is in sunny Florida where it gets really hot. The pool has been down since last year and they keep promising it will be fixed soon, but ... |
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fairylandk | Really need your help on buying a house.......? |
My offer on a house has just been accepted for £91,500. Was orginally on market for £105,000 in Jan this year then was reduced to offers over £100,000. I have paid for Surveyor and Valuers fees and they should hopefully be in this week. People well my partners sister has said that we are stupid and we are in negative equatiy straight away. We are not buying it to sell we are buying it to live on for atleast 8 years. People have said it's a buyers market then others have said wait until they come down further. Who is going to sell their house in the current market unless they really need too? The only really cheap houses i have seen have been ex council on awful estates, such as the one im living in now. Please advise as this is causing alot of tension and is making me feel sick with worry. Thank you....... x x x x |
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Penfold
|
Your thinking is quite correct - you are buying a house for it to be your home for several years. Generally, property prices trend upwards and so if you buy in a reasonable area in the first place, the value of your property has a good chance of increasing.
Negative equity is typically a moot point as negative equity only has value when you come to sell. Most people do not need to sell when prices are dropping. It's a reasonable assumption that you will not need to sell your property when prices are falling. If you do and you have already stayed in your home for several years, it's reasonable to assume you have paid off a portion of your mortgage. If so, it'll be harder to go into negative equity. After all, you will only ever be in negative equity if you sell your home for less than the mortgage you owe. |
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ang l
|
you found something you like at the price you are happy with. so be happy and don't listen to anyone. with the bailout the property values will start increasing. that is my opinion. good luck |
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HOTSTAR
 |
good luck!
if i had the right money i would buy too..
its always an asset and its yr own home.
in time it will appreciate anyhow, prices are not going to down forever..
so buy and be happy..
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Destiny 777
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I would say dont listen to your partners sister... people in this business like to act as "know-it-alls" when they are just trying to sound intelligent. GO FOR IT. Its absolutly the time to buy I am in the business and all my friends and family are buying... good luck!!!!! |
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Jenifer B
|
Get the house you want. Buy while the market is low and enjoy. |
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Winnie
|
I think that you are doing the right thing - stop worrying. I am trying to sell my house at the moment but, as I am in no hurry, I am not reducing it too much.
Property prices will increase within eight years so it is still the best investment. It gives you somewhere nice to live, anyway.
Enjoy. |
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WelshLad
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Don't listen to her, you liked it and bought it to live in it for a few a few years. |
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marzypan
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I think you have got a bargain and good luck to you, but what people are trying to say is you have got a morgage fo 91,500 and in a couple of years it might be worth less,so say in 8 years your house is only worth 85,000 you are going to lose out but it could be worth 100,000 in 8 years so you have to take a chance ,but i can;t tell you how things are going to be in the future and you don;t know so you should just go for it. |
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salambo
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if you are interested in a house in waterbury ct i can help you.contact me. |
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