 Can a landlord raise the rent any amount he wants in a private house? |
| So far he has tried to raise my rent 100 every year since I moved in! I have no lease but isn't there some kind of guideline he must follow as a landlord?... |
|
 When buying a home, should you tip your real estate agent? |
| I know the agent gets paid based off of the price of the home; however, what is a good way to show my appreciation for his work after closing?... |
|
 Moving out of parents house.? |
I am 24 in part time eduction to get the qualifications i need to get a job coz i left school when i was 14 due to bullying. I live in the uk.
do you guys have any advice for someone ... |
|
 Pay final rent or just move out? |
| We are in the final stages of a house being built, and we should close in the next few weeks. It is the beginning of July and we are contemplating just putting our stuff in storage, moving in with a ... |
|
| Landlord Neglects? |
| I live in the state of Illinois, Everthing runs of electric. Now if my landlord have some electric work done and left us, me without electric for 4 days, and I had to go to hotel is she require to ... |
|
 Where can I find the previous owners names and info of a house? |
The address is 10114 Kirkdale Houston, TX Zip: 77089
So far, all I could find is that the home was built in 1967. Any helpful sites? Preferably sites that don't require a fee.... |
|
 Where to look for homes for sale no realtor? |
| want to see homes for sale in northern ky area.woild like to see homes for sale in 150.0000 ... |
|
 My landlord has told us to leave... what are my rights? |
| Me & my partner were horrified to return back from our holiday last nite to find that our landlord had been in our house without our permission while we were away. He told us last week that the ... |
|
 My tentent asked if she could stay until after the holidays and not pay full rent because she can't afford it? |
| I am renting a house out for $1400 to a couple. They had a 12 month lease that ended October 1st and then the lease turned month to month. The lease also says I need 90 days notice before they decide ... |
|
 Is it typical for a lender to charge a PMI on a VA loan? |
| I live in Las Vegas, NV and am purchasing a home. I want to go VA, because I don't want to put anything down. However, my current lender-to-be is including mortgage insurance. I was told that ... |
|
 How do I get my security deposit back from my landlord? |
I was renting a backroom of a house.
When I moved in a contract was never signed because my landlord (my landlord does not own the house, she rents it) never thought it was necessary.
T... |
|
 Buying our 1st home? |
| Me & My husband have pretty good credit and are looking to buy a home within the next 6 months. We will have money to put down, but what are the first steps that we should take, in buying a new ... |
|
 Plan on moving to another state...find job or house first? |
| My husband and I plan on moving out of New Jersey within the next 3 years. This is something we've decided on for quite some time now...we're just waiting for my schooling to be done. Even ... |
|
 I am a buyer and would like to switch my agent on a property purchase? |
| I was in the process of buying a property and our offer expired. I was not very happy with my agent's performance on this offer due to numerous reasons. I never signed a contract with the agent ... |
|
|  |
stayc8002 | Refinancing with poor credit? |
I am in an adjustable rate morgage, I have been for 3 years now. It is a 80/20 loan. Paid 115 and it similiar homes are going in the high 130 or low 140. My credit scores are 559 at low and 585 at high. My loan has the potential to go to 12.5. Is there anyway to refinance to a lower (under 8%) locked rate?
Additional Details
The property is located in Texas |
 |
 
Las Vegas Go To Loan Guru
 |
Come on guys... I thought we were all mortgage experts?
Stacy to answer your question there is a way to refinance and I just refinanced an identical deal to yours...
Based off the high and low scores I will assume your mid score is at 560+... at 560+ you can get a loan amount at 90%.
Now lets say your home appraises at 140k and you owe 115k you're at about 82% loan to value which basically means you have 8% to play with. Based on your loan amount your standard closing costs will be around 3k most likely not more than that. If we include closing costs into the loan amount that brings you up to around 84% which means you still have 6% of equity to play with.
Based on this you're looking at an interest rate at around 8.5%. Since you do have 6% room until you reach your max loan to value of 90% you can use that to buy down(discount points) the rate.
If you choose to buy down you're looking at a little bit less than 8% on a 30yr fixed with no money out of pocket. |
|
Ron B
 |
There are a number of programs that will help you out. You will want to ask your local bank for thier best offer, and then see if a mortgage broker has something better. You will probably have a hard time qualifying for an FHA, but there are other programs that are not credit based. |
|
Nick Z
 |
It probably would have been easier to find the financing you need a few months ago- since February a large amount of Subprime lenders have left the industry (for the time being at least). The best advice I can give you is to find a quick fix on your credit profile (maybe a credit card that you can pay down or a collection you can settle?) to get your MIDDLE credit score above a 575- this is an important number because it will allow most PMI companies to provide the insurance you would need. Going forward I would advise to work with a larger mortgage company and have them try to get you approved on a Fannie Mae backed loan (any mortgage banker should know what this is).
Good Luck |
|
brmj41975
 |
you should be able to get a good refinace loan with a fixed rate. my company can help you out. Feel free to e-mail me for further information.
Demetria Haller ( brmj41975@yahoo.com ) |
|
choice_finance
|
yes, but get your scores us some first, otherwise you are making it too difficult. pay all of your bills on time for the next 3 months and then have your credit report pulled by one trusted Loan Officer to see where all 3 of your scores are... Don't force the issue now. you will just cause a lot of stress on yourself. |
|
Yanswersmonitorsarenazis
 |
If you've paid your mortgage on time, and have fairly clean credit for the past 12 months, and your income will actually qualify you fully documented for the loan, FHA is your best bet.
You'll have to pay some upfront mortgage insurance, but you'll get a rate of 6.5% or less, monthly mortgage insurance of .5% on top, 30 year fixed-rate.
FHA has no minimum credit score requirement.
And I'd recommend applying directly for FHA from a large bank like Wells Fargo, Citi, Bank of America. They know how to do FHA better than most brokers. |
|
Martin S
|
I may be able to help. Shoot me an email to msmith@premierloangroup.com, and let's chat!
Marty |
|
jack
|
Yes you can.
However, some institutions may approve bad credit bank loan. Keep in mind that they may charge you a higher interest rate. If you have bad credit or poor credit history, you may have trouble convincing lenders to approve your loans.
I have a list of some best compnies offering low interest Bad Credit loans with fast approval. Just email me with subject Bad Credit Loans at solidoffer11@yahoo.com you dont
have to write anything.
Best wishes |
|
Tom J
|
You should be able to get a good rate and get some money out if that is what you want. A 30 yr fixed is in the 6.25-6.5% range now-go for it. Shop the loan around and get the best deal.
Then start working on getting your credit improved-maybe pay off some bills:} |
|
lovnlife
|
If I were you I would start paying my bills on time, pay off all credit cards and let your credit build back up. And close all the credit cards.
Then I would check into a refinance where they do manual underwriting. They would see that you were paying your bills on time and would be more apt to give you a refi at a better rate.
Good luck! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 8 minutes(s) ago
| | | |
10 | 42 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
