 Can a landlord charge the renter for a plumber's repairs to fix a leaky sink? |
My son rents an old house with 2 other roommates. Yesterday they received a bill from the landlord for $100.00 to repair a leak under the kitchen sink. Who is reponsible for that repair?
A... |
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 We just moved in to a new apartment, we signed the lease saying we had a cat now the landlord came today and? |
| We moved in last Sunday, we signed the lease saying we had a cat. He only told us we dont accept dogs. He came this morning and said I noticed you have a cat, we said yeah we signed it in the lease, ... |
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 Realtor issue - help? |
| ok, so i found this condo that is currently bank owned, but the listing doesnt say who the bank is. i called the agent on saturday, got voice mail saying he only returns calls between 12-1 and 5-6, ... |
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 We need to break our lease...HELP!!? |
We need to break our lease...?
i am 8 months pregnant with my first child, and we live about 50 miles from my parents and his parents. We found a house to move into that is only 9 miles awayfrom ... |
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 How much will i pay for a condo? |
Just wondering... would i pay more for a condo or a duplex?
& about how much can i expect to pay?... |
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 What to do when your tenat wont move?????? |
| have this 54 year old man living in my basement not paying any rent .Everytime I go to court he always say he needs more time.This has been going on since April.2006. The last time i received rent ... |
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 Do I buy a house outright or leave some money liquid? |
| I am 28 years old and I am in the military. I make about 40k. My wife is 26 and makes 40k a year. I will get out of the military in two years after serving for four. We have about 150k saved and ... |
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 35k and buying a house? |
| Making about 35k a year, would it be possible for me to buy my first home, well a condo that is about 175k? I have great credit and about 32000 to put down. Should I give up hope on ever buying a ... |
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| are you happy where you are or would you like to live elsewhere?... |
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 How can you find the selling price of a house that sold while remaining confidential? |
| A friends ex sold a second house and they wanted to know what it was sold for as this is needed for a court matter.... |
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 Would it be better for me to rent or to buy now? I have a low credit score, but have over $100k for a down.? |
| I have just accepted an offer on my home and will have just over $100k from my equity from that sale to use for new housing. My credit is poor (I'm currently paying 12% interest on the home ... |
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 Where can I find a For Sale by Owner Real Estate Contract? |
| I'm selling a house For Sale by Owner and need a contract to use for offers. Anyone know where I can find one to use for free?... |
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 I want to by a house. Where do I start? |
I think it might be time to take advantage of the current housing climate and see what we can do to get our first house. How do I get something like this off the ground? Where should I start?
<... |
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 Landlord question, Is this legal? |
| First thing, We have lived in a duplex for 3 months, we have never been late on our rent, our place is clean and when we move out it will be just as it did when we moved in. The day after we gave our ... |
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 Are people aloud to be kicked out from other tenets when they have a key and clothes there, but not on lease? |
| if they have lived their for more tah 6 months and never put on the lease but the other tenets are trying to kick him out is it aloud?... |
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 Trying to but a house and don't know what i am doing? |
| ok last week found a house then went to the bank to see if we could get a loan our credit together is about a 630 and we have 24000 to put down the preapproved us and then we went back and put a ... |
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Jasmine | Renter's insurance, is it worth it? |
I keep on getting these ads from Geico on the renter's insurance packages that they offer. I am renting right now and has one roommate. I've gotten mixed opinions on the renter's insurance, some say it's not worth it some say it is. So what do you guys think? I don't think it's that much money, maybe like $20 a month or something like that? |
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Gillian
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My renters insurance is $140 a year (roughly $12 a month). The amount of security I feel just for having it, makes it worth it. Should anything happen (i.e. fire, theft) I'm covered! How much is putting your mind at ease worth? (To me @ least $12 a month)
This site has great links for getting quotes on Renter's Insurance! Good Luck!
http://www.forrent.com/resources/Renters-Insurance.php |
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The Wise One
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Over the years I found it far cheaper to do without contents insurance.
After all, how often do you get burgled, flooded or have the place catch fire.
Even if you, then there is an excess on the payout and claiming might affect future premiums.
Only exception might be for something particularly valuable like jewellery.
$20 a month is $240 a year which is lot of loot. |
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open4one
 |
It's a pretty good idea.
It's not just insurance on your own stuff that you get. You're covered for your liability.
For example, say you have a grease fire and burn the building to the ground. The owner's insurance will pay, BUT, they're going to probably come after you for negligence.
Or say someone gets injured in your home, and it's your fault. The insurance covers you for that.
It's worth it for most people, certainly more than those who actually get it. |
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daisy
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Get a quote from Geico and other companies. Would all of your electronics, appliances and so forth be covered under the policy? What is NOT covered? (for instance somebody spills beer on your laptop) Are your belongings cheap enough to be replaced if they are stolen, or damaged in a flood or fire if you don't have insurance? This is something you need to form an educated opinion on, no guessing.
Having paid mucho dinero for homeowner's insurance over the years I'd say it's well worth the price, make sure that you look at REPLACEMENT insurance. We lost 85% of our home and belongings to a fire several years ago. Thanks to replacement insurance we had a roof over our heads, the furniture and everything was either replaced or we were given a check for a percentage of the current value of the item if we did not replace it, and things worked out OK. BE SURE that you read the polcy's fine print as to what is covered and under what circumstances. That beer on the laptop instance may be a non-covered item :)! |
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Girls M
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Depends on the neighbourhood you live in. If there is high crime, get the insurance. If you live in a basement apartment, get the insurance to protect you against flooding. The landlord will have building insurance, so if there was a fire or a flood, his building is protected but not the contents of the building, meaning all the tenants furniture. If you have very expensive furniture, like plasma TV, then the insurance is recommended, but if you have used throw away furniture, I recommend you keep your $20/month and invest in new furniture. In all my years of renting, I was only broken into once, and all they got was a sander and my jewellery, they could not carry anything heavy, was not worth the insurance. Anyhow, every time you make an insurance claim, you insurance rate goes up, so most people don't make a claim for this reason along. As you just proved advertising works, just turn off the TV and you won't be pressured into buying. |
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Gerald
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What is the worth of your private property??? $500-$1000 and you have to remember to file a claim they need to know what was lost-- then it is depreciated. If you schedule certain real valuable item--the cost is more. Most don't have enough to insure...NO is my opinion... |
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john
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I have a policy. I would check around for the best price. I pay less than $100 a year. |
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Tim
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It is worth it when you have a claim and did not have the insurance to cover the claim.
In apartment situations especially, it seems like there is a higher risk of damage or loss to your property. I would get it to cover yourself. |
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Jeffery B
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Great post! I completely understand your question. Money is hard for a lot of people right now since the enconomy is going down. My friend told me about this website of an organization that gives people up to $1500 towards their rent or mortgage. It's available in most areas, so I think you should check it out.
http://www.renters-mortgage-assistance.org
Hope this helps! |
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Stop Crime
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i dont think its an option i heard it was some sort of law.
its like 10-18 dollars per month..
i think its worth it |
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Eugene V
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I was once in your situation. Don't worry, everything will work out for you =)
A year ago I found this organization that gives people up to $1500 in renter or mortagage assistance! They operate in most US cities, I highly suggest you try to get some of this money.
http://www.rent-mortgage-help.org
Good Luck! |
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m r
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In general it probably is not worth it, however, if something happens and you are not covered, then you are out of luck. I would evaluate your situation and location, if you seem to be at more risk where you are, and have valuables, then get it. Or maybe test drive it for a while to see if you like it. |
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Marysue
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I think my insurance was $200/year. Renter’s insurance is one of those things that you’ll probably never need, but if you do, it more than pays for itself.
I have a buddy who just lost everything in an apartment fire. He had no insurance so he’s sleeping on other people’s couches while he finds a new place to live, and has to pay for all of his replacement stuff out of pocket. $200/year would be worth it to me to avoid the possibility of dealing with that! |
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