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Finance Discussion Forum

 Savings versus Mortgage?
Would I be wise to use the money in my low interest savings account to pay a large chunk off my high interest mortgage?...


 Does anybody know if it's possible?
To buy a house with little/not so good credit with little down? I've heard of first time home buyer programs, and downpayment assistance. But does this stuff really exist? And if so, does ...


 I have a 1yr apartment lease which I need to break. Can the landlord hold me legally responsible?
...


 Do you think we need more 4-5 bedroomed houses in this day & age?
i do the council only have 11 4bed houses in the whole district!!...


 Question about Rent!
Me and my boyfriend live together in an apt, we are both on the lease for another 7 months. Things aren't going so well and I am thinking about moving out. In the last argument, he asked me to ...


 Would you put a huge addition on your house if it meant you might not be able to retire in style?
...


 Why was I charged extra money for Escrow?
I was charged an additional $300.00 that I need to pay on my next month's bill. The taxes went up about $250.00 and my coupon book says I need to pay $20.00 more per month because of that. What ...


 How do I find or rent an ampartment with not good credit.?
...


 Judgemenet against my husband that we never knew about.?
I just found out by a site search that my husband has a judgment against him for $700.00 for rent and damages to teh apartment he rented for 3 months. He moved homes and jobs. We were never notified ...


 I am trying to find the max loan amount I can get and the mim dwn payment i can get without requiring PMI?
I want a house that cost 400,000 and was appraised at 375,000. My monthly income is 7300.00 and I have two cars totalling 730.00, alimony 400 and credit cards.
My proposed conventional mtg ...


 Breaking an apt lease???
Okay, me and my fiance moved into a 1 bedroom apartment in Feb of this year. We signed a year lease. Since we moved in, we have had a bad cockroach problem, the gate to the carport has been broken ...


 Is it better to rent a house or apartment from a management company or a private individual?
What are the pros and cons of each?...


 Evictions: What happens if you don't remove your possessions on the day the bailliffs come?
...


 Apartment move-out and move-in!!!?
MOVE-OUT:

Do we really have to ask our apartment manager to walk through with us before we move-out of our apartment? Then, after walking through with us, can we really ask them to make a ...


 Moving out tips? What is "Reasonable wear and tear"?
My partner and i are moving out of our furnished (rented) flat on monday for our new place.

We really need all the deposit money back - what are your tips for leaving the flat in tip-top ...


 Do I have to have a down payment to buy a new house?
My brother says you can get a house with a very small down payment. I own the family home. Dad gave it to me before he died and I do not want to sell it. The family would be really upset. Its not ...


 My landlord wants to sell the apartment I rent.?
I live in MA. and pay my rent on time. My landlord wants me to move so he can sell the property. I'm waiting to hear from housing to get an affordable place and currently am unemployed as I was ...


 Would you describe your "dream house" and where it would be located?
...


 How much would i have to earn to be renting a house for £600 a month?
I've found a nice house to rent for £600 a month with my boyfriend. The agency it's with needs proof of income for renters. How much do you think our combined income would have to be a ...


 Real Estate Agent claims he undercharged me for sale of house seven months ago, do I have to pay?
I purchased a home seven months ago. Yesterday the real estate lawyer's office called me and said a mistake was made on our paperwork and they had undercharged me by $500. Apparently when ...



10 pts for me?
Renter's rights question?
My husband and I are currently renting. The garbage disposal is broken. We talked to our landlords about this and they said they would reimburse us for a new one but would not pay for the labor to install it. My husband has done a lot of work on this house for reduction in rent but he does not know how to install a garbage disposal, so we would have to hire someone. Is my landlord being unfair? It brokeout of normal wear and tear. My feeling is the garbage disposal should be treated like the dishwasher, etc. Thanks!
                     
 




CMR2006
Rating
Some of the previous answers touch on the correct answer, some do not.

Double check in the area where you live (with a legal aid office or tenant/landlord website) but the basic rules are the same nation wide as far as tenant/landlord laws and regulations go. A landlord is obligated to provide you with a habitable residence in exchange for your rent monies. Essential services must me fixed within seven days of being reported as broken/deficient; non-essential services must be fixed within thirty days of being reported. ( Always report things in writing to be able to document times...)

Before jumping the gun, double check your rental agreement to ensure that you are not renting the place "AS IS". Then point out to your landlord (again in writing) that it is his/her responsibility by law to maintain the residence. This means that HE/SHE has to either have the garbage disposer replaced or repaired, or the unit removed and a simple drain installed in it's place. A broken disposer can be a health hazard because it is a trap for any food particles that get washed down the sink, and is a breeding ground for all sorts of germs and bacteria.


Michael J
He may believe a garbage disposal is not a "necessary household item", therefore you can live without it.


bradmoehring
Rating
If he has done any work on the house he should no how to install a garbage disposal. Buy one a read the directions. A 12 year old could do it


BoomChikkaBoom
Unless your lease specifies that you are responsible for repairing the garbage disposal, your landlord is.


Chantal D.
You have a very fair landlord here!
They like to reimburse the item and not the labor.You use it, normally you should to replace it depends the rules in your contract.Also there was already a reduction in rent in the past, what are you complaining ??
As advice I can give you keep up the good peace with your landlord or seek else where.


steph
hrm.. if you think the garbage disposal should be treated like the dishwasher..

i think thats your responsibility hehe :)


realestatelawyer
If the garbage disposal was there and working when you first rented the place, and if your lease does not specify that the tenant is responsible for repairing/replacing appliances, then the landlord is responsible for repairing it or replacing it. Send your landlord a letter by certified mail that the garbage disposal is broken and must be repaired or replaced. Also say that if it is not repaired or replaced within 10 days then you will have it done and the cost will be deducted from the rent.


moluvsmark
Rating
tyoe in renters rights on your search engine..it sounds like you two have a special arrangement, but if the disposal was there when you moved in, then he should be required to pay for it. you on the other hand, may be required to start paying the full amount of rent.


JAMES
Rating
You should have the rights to ask him or her.


ruzicho2000
Rating
It is generally the landlord's responsiblity to fix such problems if the problem was caused by normal wear and tear. Double check your lease. You should send written notice to the landlord of the problem. Send it in a way that you can prove the landlord received it. In most states, this starts the clock ticking on the landlord's duty to repair. In Ohio, landlord's have a maximum of 30 days to fix such problems. If the landlord still hasn't addressed the problem in 30 days, you can escrow your rent with the clerk of courts, sue to compel the repairs, or, if the problem is serious enough, vacate the apartment. Garbage disposal usually would not merit this last option.


des g
Rating
you are right and I'm not sure how you feel about this or your LL but you have the right to with hold rent it's called the mirini law I think i spelled it right but basically the disposal was their when you moved in and is not responsibility, you LL is being unfair and he knows it. on the flip side if you decide to pay tell him don't reimburse you take it out the rent cause who knows if he really will, if you decide to trust him get it in writing. it's the american way.


Odessa R
Rating
landlords responsibility to pay for labor and disposal ...just deduct from rent make copy of bill and keep the copy !! its part of what your renting and should be working don't let them hood wink you !!


Jenyfer C
A landlord is legally bound to provide you with adequate water and heating systems, but they aren't legally bound to fix something that doesn't affect your quality of life.
That said, sound like your landlords are being jerks.


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