 Mortgage ? |
Can I cosign on a mortgage when I have no credit? As in no bad credit, no good credit?
Additional Details
I would be cosigner. Hubby is the major bread winner.
I have never ... |
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 Rent increases? |
| My landlord increased my rent twice already, once every 6 months since I moved to my apartment. Now they want to increase the late charges from $50 to $100! a couple of months ago we got a letter ... |
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 When a tenant gives 'written notice' when wanting to terminate a rental agreement. Does by email count? |
| We want to move out asap. The contract states 1 months written notice (nothing about it being signed). I emailed about 2 weeks ago, can I now write a signed letter and back date it?... |
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 Is there a sales tax on buying real estate? |
| If you buy a house, do you need to pay a sales tax on top of everything else?... |
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 I want to refinacne my mortgage in CA, are you a loan officer? |
| I got a 7% F mortgage for 15 years and i want to refinance it because i want to take out cashout of 90000 out of my equity of $250000. My credit score right now is 692. I want to contact some good ... |
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 Can a landlord raise the rent any amount he wants in a private house? |
| So far he has tried to raise my rent 100 every year since I moved in! I have no lease but isn't there some kind of guideline he must follow as a landlord?... |
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 When buying a home, should you tip your real estate agent? |
| I know the agent gets paid based off of the price of the home; however, what is a good way to show my appreciation for his work after closing?... |
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 Moving out of parents house.? |
I am 24 in part time eduction to get the qualifications i need to get a job coz i left school when i was 14 due to bullying. I live in the uk.
do you guys have any advice for someone ... |
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 Pay final rent or just move out? |
| We are in the final stages of a house being built, and we should close in the next few weeks. It is the beginning of July and we are contemplating just putting our stuff in storage, moving in with a ... |
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| Landlord Neglects? |
| I live in the state of Illinois, Everthing runs of electric. Now if my landlord have some electric work done and left us, me without electric for 4 days, and I had to go to hotel is she require to ... |
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 Where can I find the previous owners names and info of a house? |
The address is 10114 Kirkdale Houston, TX Zip: 77089
So far, all I could find is that the home was built in 1967. Any helpful sites? Preferably sites that don't require a fee.... |
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 Where to look for homes for sale no realtor? |
| want to see homes for sale in northern ky area.woild like to see homes for sale in 150.0000 ... |
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 My landlord has told us to leave... what are my rights? |
| Me & my partner were horrified to return back from our holiday last nite to find that our landlord had been in our house without our permission while we were away. He told us last week that the ... |
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 My tentent asked if she could stay until after the holidays and not pay full rent because she can't afford it? |
| I am renting a house out for $1400 to a couple. They had a 12 month lease that ended October 1st and then the lease turned month to month. The lease also says I need 90 days notice before they decide ... |
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 Is it typical for a lender to charge a PMI on a VA loan? |
| I live in Las Vegas, NV and am purchasing a home. I want to go VA, because I don't want to put anything down. However, my current lender-to-be is including mortgage insurance. I was told that ... |
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cookie | Seller wants to stay past closing date... how much to charge? |
I know it is mainly an individual's choice on how much to charge if the person you are buying a house from puts in a request to remain in the house a few days longer. I would just like to hear everyone's thoughts on the subject. Honestly, she has been everything but cooperative or helpful throughout the entire process, so I'm quite disinclined to aquest her request without some kind of substantial financial reimbursement.
Hit me with your best thought! |
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cridler
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Be very careful in granting an extension, try to reschedule the closing date rather than closing and renting back. Renting my affect the validity of your property and liability insurance. If you allow the person to stay have a written agreement with a date certain to vacate the premises with a stiff and growing penalty for failure to vacate on said date plus cost of enforcement.
I bought my present farm in Oct 2004 and leased back to the seller until 6/15/05. About June 1, 05 we needed to put a horse in barn and was refused access. The seller was not ready to move on 6/15 and asked for more time. Fortunately, my attorney had put in the lease a provision that it cold not be extended so we forced the tenant to leave. |
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lepr0kan
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Your realtor should help with that. Find out what the home could rent for and divide that by 30 for a per day rate. Usually a few dollars are added onto that amount as well due to the inconvenience factor. |
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Tim
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It would normally be what your daily mortgage payment is. Take the monthly payment and divide by the number of days in the month.
Most buyers will have a payment higher than the property would rent for, so don't go by what rents are like in the area.
This is actually fairly common. |
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Daybreak
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I would start with how much the mortgage is going to be, you can pro-rate for the # of days, then add into it any inconviences you will be suffering, like do you need to stay in a hotel b/c of it, or did you have to pay a penalty to reschedule movers etc. |
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Real Estate Guy
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I would never recommend that you allow the person in the house AFTER settlement. They have YOUR house and YOUR MONEY - especially if she has been a pain.
I personally would only allow her to stay past the closing date on the following continues:
1. Settlement will occur, but her profit is held by the settlement in escrow until she has moved out and you inspect the home to make sure that it's in good order and that all the items are still there (light fixture, appliances, etc).
2. You charge her the per day rate of your mortgage. If your TOTAL mortgage payment is $1,500 a month, you charge her $50 a day; and you get this amount at settlement, upfront. If you have additional expenses because she didn't move out, add them to the total cost and prorate per day.
3. you have an agreement in writing that she will move out by a set date (WRITE "TIME IS OF THE ESSENCE"). And get the "rent" up front at settlement.
4. If she is still in the house after the agreed date, then increase the rent by 3x. And this money is paid out of the "profit" the settlement company is holding.
5. When the new payment (#4) starts, you start court process to kick her out.
There may not be any problems, but plan ahead. |
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SDD
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How much would your house lease for if you rented it to someone? Use that as a starting point. |
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bob shark
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So she will have your money and your house....NOT GOOD!
In reality, you could find you have a tennants that is hard to evict. and when you want to move in you could have trouble.
It is best that everyone adheres to the sales contract, |
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Dawni Do Right
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In Washington, sellers can remain in the home for up to 3 days after closing.
Typically a seller remaining in a home 1 week or more after closing would entitle the new buyer to rent.
Rent could be determined on a "per diem" basis. Your monthly loan payment divided by 30 or 31 days & that is the amount the seller would have to pay for each day they remain in possession of the home.
If the sale has not yet closed, implement this in escrow, so that a certain amount of the seller's proceeds (an amount equal to your loan payment) are held back at closing & then released to you. She can get a refund if she is out sooner. This is less risky than getting a check from the seller which might not be good after they have moved out & you have no way of tracking them down. |
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Lisa
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Rent it for the going monthly rate. If she only stays a few days and not an entire month then divide that rate by 30 days and multiply by the number of days she stayed. If it is a hinderence to you then you have the right to tell her no. You also need to state in your contract how many days you are willing to let her stay, because sometimes people will take advantage of that and stay for too long and it's harder to get them out if you don't have a move out date agreed upon in writing. Your realtor should know what to do. |
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naranghi
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In Ohio the buyer does not get occupancy until 30 days after closing unless other arrangements have been made ahead of time.
If the seller was such a pain then you can demand occupancy at closing, you will legally own it then! |
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