 I Filed Bankruptcy Over 7 Years Ago, Will Any Lender Extend A Mortgage? |
I let my house go and filed bankruptcy when I got ill and my ex flew off on her broom b/c she didn't want to "deal" with it.
I have been since been renting and establishing my ... |
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 What does DSS stand for? |
| In Property / flat share ads, they often say, along with No Smoking, No Pets, etc, 'No DSS' - what does this mean?... |
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 What kind of rent do people pay for a two bedroom apartment and in what city/state are you? |
| Just curious to know, because in central NJ average rents I've seen for a nice place start around $1200 per month.... |
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 Is it out of order to ask current owners to move out so I can move in? |
| I've just had an offer accepted on a house in England, I want to move in ASAP so I don't have to keep paying rent on the flat I'm in at the moment but I'm the bottom of a chain. C... |
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 How do realtors get paid, as far as when trying to buy a house? |
| I'm looking into buying a house for the first time and was wondering how much I can expect to have to pay a ... |
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 URGENT ADVICE NEEDED! Tenancy law, am I wrong or is the Landlady? |
| Me and my partner are in a unique situation. We've been renting a house off of my Aunt for 2.5 years. We never signed a contract, and as it's family, it hasn't been a very ... |
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 Can you sue your landlord for turning off the gas that runs your stove in the house?? |
and he refuses to fix it...if so what can I do??
Additional Details
and yes I pay the ... |
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 I have 15K burning a hole in my wallet. What do I do with it? |
| I have sold my house but with my new earnings I have no idea what to do with this extra money. I'm absolutely clueless when it comes to investments and whatever I decide to dump my money into I&#... |
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 How much on average does a 3 bedroom house in your area cost to buy? |
Where do you live?
I am in SE suburbs of Melbourne Victoria Australia and an average 3 bedroom house (nothing too special) seems to be around $300,000+
Curious how it compares to ... |
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 Why are big detached houses in the USA ridiculously cheaper than here in Britain? |
I was gobsmacked when I saw absolute massive 5-6 bedroom detached houses for just over £200,000 when i was looking through some US pproperty market websites.
Over here in the UK you can ... |
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 I need to know what this means "utilities not included"...please explain further...? |
| I just signed a lease that stipulates that "utilities are not included" in the rent. I'm not from New York, NY and I don't know if that means heat, hot water, electricity, etc. W... |
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 Shouldn't my landlord be concerned about the safety of my apartment? |
| I asked my landlord to replace the locks because someone stole my purse at the mall. I have an extra set at my bank so I got in. My landlord refused saying that if I want them replaced I may do so ... |
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 I'm selling my house and am wondering if it's ethical to set up a tape recorder at my open house? |
Additional Details
The reason I want to do this is so that I can see if there is anything about the house people don't like and if there is something I can improve before other ... |
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 Im 20 years old, in college, and i want to buy a house but have no credit? |
| im still in school and ilive with my parents..i make about 700-800 a month...i dont spend alot because im saving it all for future purposes..how do i go about owning my own home at this age?... |
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 My gardener found what looks like a dead body in my backyard. Do I have to disclose this when I sell my house? |
It has been there for quite some time and if I call the police they will probably insist on digging it up. But that woud destroy all the Panama White roses I have spent years establishing.
... |
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 What are the advantages/disadvantages of selling your house yourself and not using a realtor? |
I'm getting ready to sell my house. Should I use a realtor or sell it myself? Advice?
I have an attorney who is willing to help me if I try and sell it myself. Total cost for time ... |
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 I am 6 months behind mortgage payments on an investment property. How do I get rid of it? |
Additional Details
I went in the propery with another investor. I left it in their hands to fix it up and rent it out and they havent. The house is Newark New J... |
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William S | Should I buy a 900 sq ft home for $70,000 or a 1300 sq ft mobile home for $55,000.? |
The house is complete but basic. The mobile home has all upgrades.
Additional Details
I'm 42. No children at home. House or mobile home would go on same land which is not in a mobile home park. Going back to school in fall. Don't know how long I'll have to live there. |
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trying2bhelpful
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Depends on what you want to do with it. Mobile homes do not have a good resale value, and do not hold their value well. But you can get all the amenities for cheap.
Mobile homes can also be dangerous in bad weather, so be careful. It is also harder and more expensive to finance a mobile home.
If you want to buy a mobile home and live in it for a while then use it as a rental property later when you can afford a better house, go for it. Or if you could use the land its on to build a house.
But if you are looking for a home to appreciate in value and that you will be able to sell at some point in the future, go with the smaller home. (That's what I did.) |
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Sublime Understanding
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As a manufactured home salesperson I can honestly say that a manufactured or "mobile" home is not for everyone. Yes they have gotten better in bad weather, in some cases on par with some tract homes. However the odds that weather will cause major damage is increased in a park due to the relative openess and flatness of teh overall landscape.
Manufactured homes do not hold value like a site built, however one option you might consider is the modular home. These have the benifits of manufactured in that they are constructed in a controled environment liek manufactured. But they are built to sometimes stricter standards than the HUD code which governs manufactured housing. The pricing will still save money and these homes are inspected, appraised, and finaced exactly like a site built home while costing you less.
In many cases you can get more for your money in a modular than in a site built home.
Another consideration is what Brand of home your purchasing. If you purchase a site built home, be sure you know as much as possible about the standards to which it was built. How is the foundation? How much will it cost to maintain? What are the average per foot energy cost?
Do the same with a mobile and a modular and I think you will see some pretty big differences. If yoiu do go with either manufactured or modular be sure to ask about the factory. Many will even offer a factory tour so that you can see exactly how the homes are built. |
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Paul & Debbie D
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Need a good realtor for you area? I work with a network of realtors nation-wide http://www.pauld-kw.com |
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maslyn_jl
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You can add on to the home but a mobile home is always going to stay the same size. I think you should buy the home and add on the extra footage. |
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broker
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It's personal choice but my choice would be the house. I've appraised homes for 15 years. I've seen many people loose money on mobile homes and very few on houses. The house is a safer investment.
However, if you want to get more bang for your buck the mobile home is cheaper. Just keep in mind when you sell your potential buyers will think the same.
best of luck with your decision. |
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dreamcatcher8993
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HOUSE HOUSE HOUSE.
I KNOW COLUMBIA, I LIVE AN HOUR FROM YOU. YOU CAN ALWAYS ADD TO THE HOUSE LATER. JUST Don't buy in a bad neighborhood and you'll be fine! You will regret buying a mobile home. 10 years will go by.....the mobile home will be worth the same IF your lucky, while in 10 yrs, the house could go up $15,000-50,000 up in value. |
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sunshine
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I think you should have the house inspected, and remember you will have to pay on the land where the mobile home sits, If the mobile is in a park. then keep in mind this will make you trailer trash.... which is in a nicer area??? the house sounds very small. is it in a bad neighbor hood????? Is the house brick or sided??? |
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bklyngirl
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Depends on where u live. I live in FL now and the insurance on Mobile homes are atrocious. Many of the big insurers won't insure them here... in fact I think at this point the only insurer is the state of FL and you will pay through the rear. The amount of $$ you will save in mortgage would be made up with insurance. Some mobiles are flimsy and depending on the manufacturer may not be made well. If you are not in an area prone for hurricanes, tornadoes or earthquakes you should be alright. However, I'd take a smaller home than the bigger mobile. |
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TOMARUSH
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Mobile homes depreciate in value while a house has the opportunity to appreciatein value. |
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lu
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none thats bull **** its too smal at a large price but if i could pick the 900 sq foot one |
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spot
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Buy the house. You are buying the land as well and that what appreciates in value. Mobile home is just a structure and it only goes down in value. |
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rduke88
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Buy the house. A mobile home depreciates in value, just like a car. |
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♥Stranger In Maine™♥ (Thriller)
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I'd buy the mobile home ......it's cheaper, bigger and has better ammenities! By the way to the person who said you can't add on to a mobile home you are wrong...I know lots of people with mobile homes who add on, in fact I will be doing it to mine very soon! |
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sadie_oyes
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Buy the home...it will "appreciate" (appreciation rates for neighborhoods in America as a percentage will higher the value year after year), homeowner tax credit, raise your financial credit, build equity, update at your convenience, which will also increase it's value. |
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rockinray57
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you will loose your *** on a mobile home!!!!! |
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Laurel_Eden
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The house is a better bet, in my opinion. A mobile home doesn't appreciate in value, over time, as well as a house does. |
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jojo
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how much land comes with the house for1? is the mobile home set up on its own private lot? trailers may be cheaper in price but thier aslo cheaper in taxes and other stuff. and being in a mobile home park does not make u trailer trash , there are alota really nice parks out there , i live in 1 its great , and if i wanted to sell my trailer i could get more for it now than what i paid for it. id go for the cheaper all maxed out mobile home if i were u . mobile homes are really sweet these days. |
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cervantes3773
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You can't base a decision like this on square footage. Go to your library and get "home-buying for dummies", its a really good resource for homebuyers.
Basically, it depends on what you want and where you are in your life. Do you have kids? Then which home is in a better school district. A home would build equity, gain in value (especially if you improved it), and improve your credit if you make your payments ontime.
How long do you intend to live at either of these places?
Personally, I'd by the house, improve it a bit and then sell it for a nice guy (after living there for two years, for tax purposes). |
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