 Can a joint owned house be sold even though the other party refuses to sell?What is the way to sell my share? |
THIS QUETION IS FOR UK RESIDENTS ONLY
* I owm the property with my wife ( jointly owned).
* I want to sell the property, but the wife refuses!
* Can there be away of selling my share ... |
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micktravis | Should I buy a property now? |
I'm 29 and on an income of about £18k (£21-22 with bonus), I expect to be in a better paid job within the next few months though. I've been renting since moving out the family home and not very knowledgable about property.
If for example I buy somewhere for £75k (live in Scotland btw) then 6 months later it's worth £60k (worst case scenario) will I be worse off than if I was still renting or are you better to buy whatever the consequences?
Please be helpful and I'll give you 10 points! |
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***Toria***
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I work in an esate agents and from what i've seen and heard there I would advise to buy any time now. To be honest, the market isn't really going up anymore, it's reached a peak and levelled off and the market is currently a little saturated.
But, I don't see a drastic fall coming any time soon. Property should remain about the same price (in my opinion) for a while yet and property is always a good investment anyway.
Besides renting is like throwing money away, at least with a mortgage you have something to show for it!
As a FTB it's hard to get onto the property ladder but do it sooner rather than later, although I advise when looking at mortgages try and find a financial adviser (whose services will usually be free as they are then paid by the mortgage lender - see the FSA website for further details) who can search the whole of the market for the best rate. Interest rates are quite high at the moment but they could continue to rise so again, it's sooner rather than later you should be aiming for.
Hope this is useful, good luck if you do decide to buy x |
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bigscary_monster
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I'm simply not prepared to pay the prices people are demanding at the moment and I'm sure others are or will eventually feel the same.. I'm sure the whole market is going to go ***s up over the next 12-18 months so hopefully I'll pick up a bargain.. If not, I'll rent until it does - it wll happen, just look at the USA! The best way is to put your figures through a mortgage calculator - I worked out I'd only have paid off about £3000 or £4000 of a mortgage balance in 5 years and there's no real guarantee the property would go up in value. Add to that about £2500 for legal fees and you're not really any worse off renting. |
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cheeky chappie
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Obviously renting is dead money. Personally...I think i,d hang loose untill theres real evidence of prices falling. In the meantime .. i,d try and save some dosh for a good deposit...and emergency cash for a rainy day .
..But buying a property has a few pitfalls too...you,ll always be skint... alongside all the other bills..and if ever ya job goes wonky you,ll be in big trouble .
I reckon the prices will fall even further one day.. but when?Interest rises and a likely recession (its gonna happen) might make a few people desperate to sell...get ya self one of the cheaper places to start off with when buying ya first pad. Don,t buy a static caravan though...and check the neighbourhood out when buying a flat or bedsit...theres nothing worse than noisy neighbours and no escape..Good luck mate.
Investment wise...ya could buy a much much cheaper place in eastern europe..even somewhere obscure like Albania....rent that out and sit tight for 5-10 years and wait till their prices rise. ..The rest of europe will see prices rise...and alot of uk people are cashing in and buying abroad. |
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neek
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I don't know much about Scotland real estate, but in the states the "safe" normal is about three times your income so 60k-70k sounds about right. But if property values are going down you shouldn't buy, because in your scenario if you buy at 75k and it loses 15k of value you would still owe the bank 75k. This is obviously one of the biggest investments in your life so you should take a lot of time to plan. Read the newspaper or talk to a few different realtors to try and get a feel for the market, if its anything like the US market I would advise you to wait 6-12 months! |
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Rich S
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WAIT!
The markets are about to crash,
Northen Rock is a good example, of confidence going,
The best thing to do is make freinds with an estate agent and tell them your budget and area that you want to move to and they will let you know of any bargins (Reposessions and such) that come up.
But do not get anything untill you have that nice new job. |
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steven e
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yes buy now.the market is unsure of it s self. |
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crutchduck
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well you should definitely buy now, its a buyers market. you could get just about anything you want out of a seller as long as they want to sell the house.
the value of your place can come down yes but if you do some work to it that will always help. and even if the value comes down you have still been paying on it, so hopefully you wont be upside down in the house if you try and sell it. Nobody wants to keep making payments on something they dont own. |
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whitetiger2137
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If you have the money, now is the time to buy when the markets down. & even if it were to go down more, atleast you didn't pay full price anyway. & it's almost never worse to to buy your own home, cause atleast your making payment on something thats yours, & not paying for someone else's morgage. |
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carmen m
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Now is a good time to buy, remember this is a buyers market
NOW is great to buy, dont wait, houses are going up |
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Em
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Sorry to be on an downer but I would wait - you'll have more time to save a deposit and I really suspect that prices will fall in the next six months or so. That wont affect people already on the property ladder but it will be good news for new buyers. |
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Mr Mmmmm
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Buy, buy, buy ! property in Britain will always be a good long term investment. Especially in Scotland where the prices are still relatively low. If you don't and prices rise, you may find you have worked for nothing as your wages will have been swallowed up in the rise ! |
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