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Finance Discussion Forum

 Can a landlord shut your electricity for late rent?
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 Is 3% a good interest rate on a home loan?
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 Does a landlord have the right to walk into the home he has let out and ask you to move out without notice?
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 My husband and I are buying our first home. What insurance will we need?
Life insurance to cover the mortgage? Illness or unemployment cover? Please help!...


 Never had a water bill, will I never have to pay it?
I have lived in my flat for 9 months now. I receive and pay my gas bill regularly but I have never received a water bill or an electricity bill. I have phoned many companies several times and think I ...


 What does it mean by "utilities paid" when renting an apartment?
I'm not quite sure if the utilities are paid within the rent or just some of them? I'm looking for some apts. but I want to make sure I know what I'm looking for....


 How do i stop getting mail for the previous tenant?
I keep getting letters for the previous tenant, he was renting off the person that i bought the house off.
Additional Details
forgot to say I'm in the UK....


 First time homebuyers?
well my fiance and I have decided that it is time to start to try to buy a home. I just don't know where to begin. It all seems to be so confusing. I keep reading that we need to talk to a ...


 My tenant owes me five months of rent. What are the avenues available for recovery of the money?
I have spoken to the tenant a month ago and he has agreed to send post dated cheques. To-date, the cheques have not been received....


 Hello I am 17 years old my parents have bad credit to the point they can't own apartment. How can i get an apt
I am 17 years old..could i get apartment at 17. I need to be on my own . I hate the place we live now because it's so ghetto. My family live with my grandfather in a two bedroom house plus my ...


 I am starting to think about buying a home, especially since the buyers market is great, how do I get started?
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 What could I buy to sell in future but that will keep its value.?
I am not thinking property but goods all ideas welcome.
Additional Details
Confused about barrels of oil. Nowhere to store the barrels. Is there something I don't know?...


 Brown Bug in refrigerator?
OK so I have brown bugs ( I think dead) in the freezer of my fridge. I 1st thought it was b/c the previous tenats in my apartment were gross and left rotting food in the fridge. I have now realize ...


 Can i get a lone to buy a $700,000 house?
how am i gong to pay them back please explain about getting a lone for a house. I really want to ...


 Seller of home will NOT accept my bid because I ate food at the showing. Is this legal?
I viewed a home with my realtor last night and as anybody in the market for homes know, the owners leave while the realtor shows you the home. Anyway, I was looking at a very nice house and noticed a ...


 Can you buy a home, with a credit score of 519?
score will be going up in a year or so. Have 10 grand to put down....


 Rent or Buy, first timers, help!?
My husband and I are 22, and both college students and he works full time, I'm in transition and going to get a full time job most likely. We are looking to move within a year. Right now, we do ...


 What are the benefits of living in a condo versus living in a house?
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 Can you get fired for moving further away from work?
I applied @ an apt complex in PA but work in NJ which I liked and it's 60 miles one way from my job, and would naturally have to get up to leave the house by 6:20 AM so the traffic wouldn't ...


 Problems with my rented house?
I have just moved into my first house that im renting.
There are loads of little problems with it such as mouldy taps/cracks in doors/broken wardrobes etc.
There is no lock on the backgate ...



SD2007
Should I buy the home I just fell in love with or keep looking because it is too soon?
I decided to buy a house about two months ago, and I enlisted a real estate agent to help me find a home. I have looked at 9 houses within a 2 day period, and I love the 8th one I saw. It's only been on the market for 3 days and it is a little above what I was looking to pay. I am going to look at a few more houses in the upcoming days. They have already turned down an offer at the house I really like because it was too low and they did not counter. I want to lowball a little bit since it is expensive, but I don't want to be turned away completely. Should I keep looking because it's too soon, or should I try to commit to the house that I really like. Also, should I offer a bigger deposit with my low offer and maybe write a letter to win them over?

I have found 3 other houses recently through my own research that I really liked, and they each sold before I even had a chance to consider them. So, this is the 4th house that I have truly found appealing.
                     
 




kat2800
I have found from experience that if you really like the house, go for it. Ask for advice from the agent on what price to offer. Explain that you really want the house but it is a little too much for you. I am sure he/she will have experience with this and will know what to offer without turning the sellers away completely. Good luck!!


L.K. Duh
Is that how you selected your husband? You might want to shop around a little.


Viv'
Rating
Keep looking and make your realtor work! Let her know your strategy and when you're turned away, have her ask, what kind of bid would you consider? If they stick to the origional price she should then ask what they're going to throw in with the house, like the curtains, or the throw rug, shower curtains, or maybe they can put ceiling fans in the rooms. You know stuff like that. That will help add value to the home and if you're going to pay more than what you planned, you may as will get more for your buck. But remember the realtor is getting a % - so put them to work.


Cannibal Emma
Rating
I think you should wait until you find exactly what your looking for.

After all, Its currently a buyer's market :)


Jillian A
Buy what you love you'll feel comfortable living there!


Datborikuagurl
Rating
buy it before is too late because then in the future you gonna regret not buying it


PSP Modder At ACIDMODS.COM
wait and look for another 2weeks persay.
make sure you absolutly confident that theres nothing better, then go in for the kill, ^.^


estielmo
Don't offer more than you can afford. Fall in love with the deal, not the house.


megalomaniac
Of course you have to like your home but you shouldn't be too emotional on such a large purchase (or any purchase for that matter - that just plays into the hands of the marketers and sellers).


alfred<
i know houses are expected to go way down more!!! just wait!!!!


jawn
Go with your gut


Josh Newcomb
Rating
Buy your dream home. otherwise you will wish you had.


Deet
Rating
buy the one u love b4 someone else takes it


lolly pop
try not to buy a big house because than its too hard too clean.
And especially if your a working.
If you dont have kids than a 3 apt house is perfect.
And you should keep looking.


JMac
Rating
only a 2 day period?

it took me about 7 months to find the perfect house.

keep looking.


Elle
Dont let the opportunity pass you by again or you will regret it


Hopeful Home Solutions
Rating
You lose nothing by making the offer you are comfortable with. Make sure you can afford the offer you make, and don't go higher than that. The worst they can say is "no". If they do say "no", put your same offer in again 2 weeks later. Repeat this every 2 weeks until they either accept or someone else buys the house. As time goes by, sellers get more motivated.

Good luck.


dream
go for it !!!


margomack29
Rating
Ask the Realtor if the seller's have purchased another home (if they have they may be flexible). Looks like they may be pretty firm. Being a Realtor for many years I think that...What the sellers will be looking for are 1. How quickly can you close? Quicker the better 2. How much do you plan to put down (20% is minimum for a "good" deal) 3. Do you have to sell anything? No is best answer 4. Offer close to asking with small opening for counter. ex. If they come down 5 you come up 5 to meet in the middle. Good luck!!


monroe
if your inlove with it go for it. its the house you want, and that way you wont need to look for another one later down the road.


Jason T
Just because there are a lot of houses on the market right now doesn't mean you will find another one you love. Buy it.


jjcstrongarm
Rating
Just keep on looking. What happens is that you'll find another house which you think again is what you like wouldn't that be frustrating then when you get to find that it has a better deal than the one you just choose.


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