 Can a IL. landlord turn down a ex felon? |
Additional Details
I'am not the felon I know a 28yr old kid who at 16 was in the wrong place at wrong time. I had hoped I could help him.... |
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 Dealing with an unruly home-owner/seller? |
| I'm at my wits end. My current (and only) listing is owned by a man that has turned out to be, for all intents and purposes, out of his mind. He calls me at all hours of the day or night to &... |
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 Want to rent my house out - what do I need to know? |
| I want to rent my house out and think I will probably get a property management company to manage it. How much do they usually charge? If they are taking care of the Also, do I need to notify ... |
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 My ex didnt pay a penny of our morgage or bills now we have split up has he any rights? |
| me and my ex boyfriend bought a house together but 6 months later he left me and i had to carry on the mortgage payments and bills by myself. I later found out that for the whole time we lived ... |
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 If it is paid off which it is free and clear aren't they suppose to send something to the county or me saying |
| it is paid off? i bought it from the previous owner which is where i sent my payment too. but he is deceased and the lawyer who took over will not return calls to him asking him for something saying ... |
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 Just received an eviction notice please help!? |
| I've lived in my apartment for a month now and about two weeks ago we had a birthday party. There was music playing, but for the most part it was not too rowdy. The next day we cleaned up the ... |
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 What happens if my landlord lost my security deposit check? He wants another $500 from me. I have receipt.? |
| I have a receipt from the landlord. He wants me to pay another $500 bc he lost my security deposit check. Do I have to give another $500?... |
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 I need a new name for my company. Help? |
| Property Management! My boss/owner of company ask me to come up with a new name and I am not having any luck! Please help. I renamed a property Whispering Palms and now she wants me to come up with ... |
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 This guy is an idiot!!!!? |
| so we've been living in our friends house since december cuz he moved to costa rica. we signed a lease for 6 months, so we're out at the end of this month. we already told him we're ... |
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| Even though I have a broker, can I still call the bank and check the status of my loan? |
Im getting irritated and frustrated. We are already weeks behind, and I should have heard something Monday.
My broker likes to avoid me till he has something to tell me.
Im going insane!!!!<... |
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 How can I get a home for me and my daughter with bad credit? |
| I just recently paid off all of my outstanding creditors and I need to move out of the place I am at within the next month. How can I do that if my credit report won't reflect the payments until ... |
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 Is it legal to have someone get an apartment for me so I can live in it? |
| I have bad credit and can't get approved for any apartments, it seems. I have a decent job that is career oriented. So, I figure the only way i can get a place is to have someone else apply for ... |
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| After buying a mobile home and living in it for 10-15 years if it has been well maintained will it...........? |
| go up or down in value? Lets say at the time of purchase it is 10 years old or less and in excellent shape. If its well maintained what will happen to its value as time goes on?... |
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 Can a commercial landlord raise rent because they had to replace an air conditioner? |
| A pet shop has had trouble with the air conditioner all summer. He has tried to have it repaired but the air conditioner was just to old. He asked his landlord to replace it but they said if they ... |
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 Should we purchase a home outright? |
| My husband and I have the wonderfull opportunity to purchase a home outright. I am aware of the tax breaks we would get if we were to finance a home. We would still have PLENTY left over (after ... |
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 Tenants rights? |
| I have never been late on a rent payment.... My landlord came to my apt. today and told me (verbaly) that I had to be out in 5 days due to structural damage to the building that needed to be fixed. I... |
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Rich F | Should I get an FHA loan? |
My credit score is about a 690. I can afford about a 10% down payment. My question is, should I get the FHA loan, or should I go with a coventional loan? Either way, I would like to do a 30 year fixed mortgage. What are the benefits of an FHA loan other than a lower down payment? |
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Jadyn
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All mortgage loans are not created equal. If you are looking for a loan, you have probably discovered the array of loan types and options. It can be confusing forthe first-time borrower<!--and even for those with more experience! Here, we will discuss the different types of loan options, and how they work.
http://mortgage-loans.awardspace.com/
http://best-loans.awardspace.com/homeloans.htm
First, there are two main broad categories of mortgage loans: government loans (FHA, VA, and RHS, or Rural Housing Service loans) and conventional loans (all other loans). In general, government loans have low or no down payment requirements for the purchaser-->and are easier to qualify for than conventional loans. They are also guaranteed to the lender, which allows the borrower to obtain more favorable loan terms. |
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C'mon Get Happy
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You need to have your broker help you with a comparison to conventional loans. |
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Real Estate Guy
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I would do a conv loan. Do a 80/10/10 so there is no PMI. |
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teran_realtor
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If you can get the same interest rate on the conventional, go that way. In a few years - maybe three or so - get an appraisal done to show that you have at least 20% equity in the property. Make sure your payments have been on time and you can drop the PMI at that time. |
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Expert Realtor
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Conventional...it won't have the fees associated with it that FHA does. |
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Rachel
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I would do neither. I would recommend that you keep saving money until you have 20% (assuming you are in a reasonable rental situation right now). The FHA loan will let you get the mortgage with a low down payment...but that doesn't come for free. If you have less than 20% then they will make you get private mortgage insurance. That is extra money that you have to pay each month that you will never get a benefit from...it is insurance to protect the bank since you are a risky buyer (ie - not enough money down). So, I would think the best thing to do would be to keep saving aggressively and then get a 30 year fixed rate mortgage.
Good luck!! |
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bill a
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Lower interest rate. |
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kimba T
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Unique guide info about your question HERE:
http://all-mortgage-calculators.blogspot.com
(home loans, apartment financing, mortgage guide)
Good luck! All is possible!! |
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