 How do you get 0% mortgage loan? |
I am planning to purchase a house for $519 000.
Down payment - 25 000 to 50 000 dollars
Is it possible to get 0% mortgage rate? How do you make this kind of deal with the ... |
|
 Do you think this is too much money? |
| a furnished suite with own private entrance for rent in a modern home. it's a large oversized bedroom with a sitting room and private bathroom with a shower. it features in floor heat, cable tv, ... |
|
 My landlord refuses to accept my rent payment- she wants to evict us and has decided this is the way to do it- |
| we are in the middle of a lawsuit against her because her property we are renting is full of mold and she refuses to provide us with reasonable accomodations or fix the problem. Now that we have ... |
|
 How much rent should one pay a boyfriend who owns his house and makes 3 times as much as her? |
| My sisters boyfriend just bought a house. She has not had any decision making abilities and no say so in any of the shopping, buying, decorating, etc. of the purchase of the house and everything in ... |
|
 What will mortgage rates do in a slowing economy? |
| I am right on the cusp of where it would make sense to refinance my mortgage. I already have a fixed 30 year at about 6 percent. If rates continue their decline it might make some sense to refi ... |
|
 Things to know before moving into first apartment? |
| I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own.... |
|
 We have been looking for a house but I havea few questions? |
| We finally found a house we really like it has been for sale for a year but they are having an open house this weekend. Will this bring in a lot of other offers? Also I was just looking and seen ... |
|
 How does a person with bad credit and no down payment get to buy a home? |
| I have low credit and my boyfriend has good credit. How do we go about getting a loan? We have never owned a home and do not have money for a down payment, or at least not the amount of what they ... |
|
 How can i keep my apartment not my boyfriend.? |
| we live together in an apartment and share the rent and whatnot but i can pay rent myself and don't want the boyfriend anymore. I don't want to fight over the house but all his stuffs there ... |
|
 I never signed the contract? |
| We have closed on our house and since then my fiancee & I have found major problems with the house that we were not aware of when were buying, My realtor thought it would be helpful to forge my ... |
|
 What happens when you walk away from your home? |
| So, the home is not worth what you paid for it. You are going to lose your downpayment and then some. Can the bank come after you for any difference between your purchase price and what you try to ... |
|
 Where is a cheap place to buy a house? |
| I really don't care about location. I am in the military and will be retiring in 10 years. I want a house waiting for me paid for. I have no family so I don't vare where it will be located. ... |
|
 Why are rising house prices 'good'? |
| generally speaking rising prices are bad, inflation and we have the Bank of England raising interest rates. However it seems that housing inflation is good for us.Who really benefits from this since ... |
|
 Is this a sign of a bad realtor? |
| My house has been on the market for about 3 weeks. First off, when he came by, he kinda made me feel like my house was crappy, and it aint. But the main thing that is bothering me is that I haven�... |
|
 Why would a 30 yr mortgage loan at a fixed interest rate of 6.25 go up $250 in a month? |
Additional Details
I checked my papers and it is a 30 yr fixed rate loan and when I called them the said it raised because of my taxes. Yes I am escrowing the taxes. I still feel like ... |
|
 No Money down Mortgage? |
| I have sketchy credit score, but the house I am looking at is about 160,000, and I make about 55000 per year. will i be able to get a no money down loan, or will i need a co-borrower with good ... |
|
 My mortgage company wont help me? |
| I fell behind in my mortgage payments and am now facing forclosure. I was advised to contact my mortgage company, they are required to work with me under some new laws. They are continuing with ... |
|
 What am I supposed to do about my landlord? Real help only please no crap.? |
| I moved to an apartment in the middle of March. Maybe a month later I found out that it had a leaking problem in the kitchen. It is now to the point that it is leaking above my sink and above my ... |
|
|  |
attorney_johnson | Should I hire an unlicensed roofer? |
I finally found a handyman who has been great -- does a good job at a very reasonable price. However, he's unlicensed & uninsured...has his own little "business" with little business cards and everything, but apparently not official in any way -- I doubt he would know the Florida Dept of Revenue's contact information, for example :).
Anyway, he has roofing experience and I'm tempted to use him for some roofing repairs that our rental desparately needs. However, roofing is more dangerous than a lot of other repairs and couldn't I be held liable if he hurts himself? Is there anyway I could protect myself from liability in the event that he hurts someone or is negligent and someone else gets hurt during the job? Perhaps a waiver or something? If you strongly recommend I steer clear of him for the roof, what exactly do I need to see from a potential repairman (independent contractor) to be sure I won't be held liable? |
 |
 
johnb693
|
It's way too risky, you need permits for that kind of repair and for City Inspectors to buy off the work done.
If you plan to sell the house later, and you have had work that was done without permits, you may have to have them redone, to secure the sale. The buyer may have a problem getting a mortgage to buy your house.
Then as you stated, roof repair, can be hazardous, and if he or a worker falls and gets injured, you may be up the creek.
For smaller jobs, he may just be the man, but for something as large as a roofing job. Go with licensed contractor, that way you at least have coverage and if the job isn't done right, some recourse in court. |
|
shire_maid
|
NO WAY! He may be terrific but if something happens to him you could be held liable for ALL costs. Also, if there is a problem with your roof that causes damage later on, and it is his fault, your insurance will tell you "No liscense? No coverage!" |
|
Irvinian
 |
I am not in the state of Florida, but in California, a contractor should carry General Liability Insurance to cover a homeowner against third party bodily injury and accidental property damage. He cannot obtain this insurance if he is not a licensed contractor. As his employer, you may also be held liable for worker's compensation if he gets hurt on the job. |
|
Kaz
|
Is this a real question??? Of course not! |
|
rhymingron
 |
I wouldn't use one that wasn't licensed and bonded. |
|
Adi ♪♫
|
NNOOOOOOO!!!!!!!!! Let me tell you my experience: We don't have a lot of weather here, but we do ge a lot of high, intense winds. About 10 years ago, we had strong winds and we lost the roof of our home (it is insured). We thought we had hired the most reasonably priced individual for the labor involved. He even went so far as to give us a 25 year warranty on the roof. WELL, it's only been 10 years, and I had to have a section of that roof repaired, AAAANNNNDDD guess what? YUP! The man was no where to be found. In trying to research him, turns out he was reported to the Better Business Bureau and to the local Police Dept. for defrauding several individuals. I guess I was luckier than most, because at least I got the work done, although not as good or solid as he said that it was. I had to fork out another $3,000 to repair just a section of that roof this year. This time, I took someone that was recommended by the Better Business Bureau. Hope you will learn from my mistake! Good Luck! |
|
Ted
|
I haven't read question in detail, as far as u don't have legal issues and if u trust the roofer, go ahead i guess |
|
lsenn
 |
If you hire someone who's unlicensed and uninsured you run the risk of not having your roof done properly. Not only that, you will have no recourse if things go wrong. IF something were to happen to him on your property he could sue you for any damages incurred. That includes loss of income if he got hurt. Pain and suffering costs. I'd be careful about hiring anyone not licensed if I were you. Lawyers don't come cheap. |
|
boohoo
 |
I would not use him--period! If he hurts himself or your property, you are stuck with it with a waiver or not. I would use him for simple things but nothing where he can fall and hurt himself. My parents built a house a few years back and their roofer fell of the roof and is now paralzed. He was insured and bonded and my parents had to do nothing but find another roofer. |
|
rings_around_saturn
|
Never use unlicensed repairmen, unless it's like a friend or neighbor offering a hand. If he's so good at what he does, why isn't he licensed? Sounds pretty fishy to me. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 9 minutes(s) ago
| | | |
9 | 24 minutes(s) ago
| | | |
10 | 49 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
