 Can a landlord tow a registered car that was in a spot that he approved? |
| He also didn't let my brother know that he towed his car, so now the towing price is more expensive b/c it's been sitting at the garage for a while.... |
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 Can anyone help me, please? |
| Does anyone know of a good website where you can look for local apartments? Thanks !!... |
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 Behind on Rent Landlord changed the Locks to the Storage area? |
| We were 10 days behind on our rent and our Landlord changed the locks on the Storage unit int he basement and left us a note saying that if we dont pay he will evict us and keep our stuff as ... |
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 Should I lock in 30 yr mortgage interest rate now/ wait. They have risen to the highest this wk.Closing 03/30 |
Should I lock in mortgage interest rate now or wait. My husband and I have decided on a house to buy and looking to get our
mortgage loan approved. The house is a new construction that will be ... |
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 Incentive for renters while house is on the market? |
| I am preparing my duplex for sale. Currently I live in one of the units. The other unit is rented and eventually, if it does not sell within a year, I will have to rent my unit out as well. My ... |
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 My best housing option? (UK only please)? |
| I have to be out my house in a month as my dad has come into some financial difficulty and has to move to smaller house which has no space for me, Im fully employed but dont have the money for a ... |
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 Could they afford an appartment? |
So a couple makes 23.25 per hour together. Is that enought for them to aford an apartment? can any one give me some links for apartments..
Thanks so much!
Additional Details
T... |
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 Where in the house does people hide their money? |
| Does people save cash in their house? If so where at? and How much ?... |
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 My boyfriend can't find a cosigner...Are there alternative ways to getting one? |
| He's 18, only had a credit for about two months, and doesn't have a good relationship with his parents. He's fully able to pay rent ($600 a month and under), since he works 40 hrs a ... |
|
 What are the steps for moving out of a house that you own? (with the whole family)? |
| I constantly think about moving out of state, but we own a home. If I get a job in another city, what are the logistics for moving out of the house and not getting into a financial nightmare? I ... |
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 Foreclosures? |
SOMEONE PLEASE HELP!
Me and my family want to buy a foreclosure house in North Fontana,CA but we cant find any that we can buy that are real estate owned or how ever you buy foreclosures. We ... |
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 What's a warranty deed? Why would a buyer ask for a survey, if seller has a w. deed from orig. plot lines? |
Yes I looked it up on line, but I don't understand what I read. Can someone put this in plain english for me?
I'm curious, because a buyer wants my 64 acres surveyed prior to ... |
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 Wrongful eviction? |
| Please help. I been in this trailer park for over a year. The other day I got home with a note on my door saying, undiserable tenant. (eviciton notice) The next day I talked to the manager to ask ... |
|
 Mortgage/loan confusion....? |
| Here's my situation... I am self-employed and have been for almost 3 years. I have the past 2 years tax returns... which don't total much in profit at all. I am looking to shift my business ... |
|
 What kind of offer should I make on a house? |
| I found a house that I would like to purchase. The asking price is 157,500 (about average for the area). I was wondering if anyone could give me some input on how low of an offer I could make. I ... |
|
 Help! Im scared and really worried!? |
I was browsing on craigslist and found an ad with his phone number and email advertisng my place for rent as of Nov.Ist. My contract does not end until March.
My boyfriend sometimes parks ... |
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 How easy is it to get a mortgage with adverse credit? |
| My landlord has just told me that he is selling the house we rent. He has said that we can buy it for £130k, but I don't work as I have 2 young kids (can't afford childcare etc) and my ... |
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 Buying my own place? |
| this isn't really a question, more of a rant. i'm 19 and live in hackney, east london. i'm working as a teaching assistant and earn about 900 a month. my parents are driving me crazy ... |
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yoke | Should I pay off my mortgage early or use this money to invest some where? |
I still have 25 years of mortgage,I also have 3 months of saving , 401K, IRA, Life insurance, living Trust....poeple offen said do not pay extra to your mortgage, use this money to invest, by the time I pay off my loan at 25 years later, I will be better off more money and own home free. Is any body do very sussefully in this way and how you get their. |
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Searchlight Crusade
 |
Paying off your home is a good investment, but usually not the best one. Investing in the stock market usually beats it, and buying another property, if you've got the cash flow, blows it out of the water.
I actually answered this in depth, with numbers, here:
http://www.searchlightcrusade.net/posts/1139361917.shtml |
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nickacarroll
|
Pay off your mortgage. Whatever your interest rate is...that's the GUARANTEED rate of return on that investment. As Dave Ramsey says, "The paid off mortgage has replaced the BMW as the new status symbol." |
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Darren Meade
|
Hello -
Many of my clients have utilized these principles with great success. You have mentioned that you have a 401(k) and IRA. Did you know that you can utilize your existing mortgage and take out dollar for dollar what you pay in interest 'TAX FREE'?
That is not tax deferred but Tax Free!
There is an excellent book by Douglas Andrews called Missed Fortune 101, it is a great read and details different scenarios so you can judge for yourself if you should consider such.
I've attended Doug's training seminars, and can say it has improved the quality of life of my clients. The program though is only good if you are disciplined on how you structure the programs.
Please let me know if you have any further questions.
Kindest Regards,
Darren Meade |
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Somebody Somewhere
 |
Paying off your house IS an investment... |
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chole_24
 |
Well, after moving several times, and being a seller and a buyer, and doing taxes, it would be good if you want to pay a chunk of it, then possibly remortgage if the interest rate is lower. But if you pay it all off, then the only deduction you'd have would be for the taxes. I don't know where you live, but in my state we get the home heating credit and tax and interest deduction.
In my opinion, I would use that appreciation value to make more money later. Unless you'd rather pay it off, remodel, then sell for a profit. Land values are really going up these days...expcept for where the serial killer is in Arizona. Wouldn't buy there. |
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im.in.college.so.i.know.stuff
 |
Interest from the mortgage gets you a tax deduction, so you're not really losing a ton of money from having a mortgage. Your mortgage rate is also probably a lot lower than your rate of return if you played the stock market, or even put it in mutual funds. Go with investing. |
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D-Train
 |
pay off your mortgage...real estate IS an investment |
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TonyB
 |
That's easy - pay off the house first.
Remeber, you're paying probably 7% interest on that loan, after tax. If you can find another investment that will guarantee you more than 7% then invest in that, otherwise, pay off the house.
(PS Just taking a guess at 7%, thats the average interest rate here in Australia on a home loan). |
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Christine
|
Some questions to ask yourself ...
Is the interest you earn more than the interest you pay? If so, throw it into that.
But usually your mortgage interest is going to be higher. And take into consideration whether or not it's an adjustable. It may go way up at some point.
Ok, now, how bad do you need the interest write off on your taxes? Would it make a big difference if you didn't have it?
Do you have really high interest credit cards that need to be paid off? You may want to consider doing that instead or also.
I more or less believe that while making interest is great, if it's offset by paying more interest on something else I'm losing money even as it's sitting in the bank.
Good luck :) |
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